American Coastal Insurance Corp.

How big is American Coastal Insurance Corp.?

As of Jun 18, American Coastal Insurance Corp. has a market capitalization of 508.48 million and reported net profit of 72.32 million, with total assets of 808.50 million.

As of Jun 18, American Coastal Insurance Corp. has a market capitalization of 508.48 million, classified as a Micro Cap.<BR><BR>As of Jun 18, the company reported net sales of 0.00 million for the latest four quarters, while the net profit for the same period was 72.32 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 235.66 million and total assets amounting to 808.50 million.

What does American Coastal Insurance Corp. do?

American Coastal Insurance Corp. is a micro-cap property and casualty insurance holding company with a market capitalization of approximately $508.48 million and a recent net profit of $20 million. Key metrics include a P/E ratio of 7.00 and a return on equity of 27.72%.

Overview:<BR>American Coastal Insurance Corp. is a property and casualty insurance holding company operating in the insurance industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 20 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 508.48 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 7.00<BR>- Return on Equity: 27.72%<BR>- Price to Book: 1.95<BR><BR>Contact Details:<BR>- Address: 800 2nd Ave S, ST PETERSBURG FL: 33701-4020<BR>- Tel: ['1 727 8957737', '1 212 8369606']<BR>- Fax: 1 302 6745266<BR>- Website: https://www.upcinsurance.com/

Should I buy, sell or hold American Coastal Insurance Corp.?

Who are in the management team of American Coastal Insurance Corp.?

As of March 2022, the management team of American Coastal Insurance Corp. includes R. Daniel Peed (Chairman and CEO), Gregory Branch (Chairman Emeritus), Alec Poitevint (Lead Independent Director), and Independent Directors Kern Davis, Michael Hogan, and William Hood. They oversee the company's strategic direction and governance.

As of March 2022, the management team of American Coastal Insurance Corp. includes the following individuals:<BR><BR>- Mr. R. Daniel Peed, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Gregory Branch, who holds the title of Chairman Emeritus.<BR>- Mr. Alec Poitevint, serving as the Lead Independent Director.<BR>- Dr. Kern Davis, who is an Independent Director.<BR>- Mr. Michael Hogan, also an Independent Director.<BR>- Mr. William Hood, who is another Independent Director.<BR><BR>This team is responsible for guiding the company's strategic direction and governance.

Is American Coastal Insurance Corp. overvalued or undervalued?

As of August 6, 2025, American Coastal Insurance Corp. is considered very attractive due to its low P/E ratio of 7 compared to peers, strong 3-year return of 1182.67%, and overall undervaluation despite high EV to EBITDA and recent underperformance.

As of 6 August 2025, the valuation grade for American Coastal Insurance Corp. moved from attractive to very attractive, indicating a positive shift in its valuation outlook. The company appears to be undervalued, supported by a P/E ratio of 7, significantly lower than its peers, such as Universal Insurance Holdings, Inc. with a P/E of 16.53 and Greenlight Capital Re Ltd. at 11.50. Additionally, the EV to EBITDA ratio stands at 48.79, which, while high, is offset by the low P/E, suggesting that the market may not be fully recognizing the company's potential.<BR><BR>In terms of performance, American Coastal Insurance Corp. has shown a remarkable 3-year return of 1182.67%, far exceeding the S&P 500's return of 70.41% over the same period, although it has underperformed in the year-to-date and 1-year comparisons. With a Price to Book Value of 2.03 and an EV to Sales ratio of 1.14, the company's valuation metrics further reinforce the notion that it is undervalued relative to its peers.

Is American Coastal Insurance Corp. technically bullish or bearish?

As of October 3, 2025, the technical trend is mildly bullish due to positive weekly indicators and Dow Theory, despite mixed signals from monthly and daily moving averages.

As of 3 October 2025, the technical trend has changed from mildly bearish to mildly bullish. The weekly MACD and Bollinger Bands indicate bullish momentum, while the monthly MACD remains mildly bearish. The moving averages on a daily basis are mildly bearish, but the overall Dow Theory shows a mildly bullish stance on both weekly and monthly time frames. The stock has outperformed the S&P 500 over the past week and month, but it has underperformed year-to-date and over the past year. Overall, the current technical stance is mildly bullish, driven by the weekly indicators and Dow Theory.