AMLAK Share Price | Amlak Finance PJSC Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 78.71%

With a growth in Operating Profit of 299.75%, the company declared Outstanding results in Mar 25

With ROE of 4.21%, it has a very expensive valuation with a 2.15 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

AED 2,505 Million (Small Cap)

P/E

51.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

1.68%

Price to Book

0.80

Revenue and Profits:

Net Sales:

30 Million

(Quarterly Results - Mar 2025)

Net Profit:

28 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

110.53%

6 Months

113.27%

1 Year

151.4%

2 Years

143.24%

3 Years

243.51%

4 Years

600.39%

5 Years

445.45%

Amlak Finance PJSC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Amlak Finance PJSC Reports Exceptional Financial Performance in Q1 2025

Amlak Finance PJSC, a small-cap player in the finance sector, has showcased remarkable financial results for the quarter ending March 2025. The company has reported a pre-tax profit of AED 14.43 MM, reflecting an astonishing growth rate of 1,883.44% compared to previous periods.

In addition to the impressive profit figures, Amlak Finance PJSC has achieved its highest operating cash flow to date, amounting to AED 139.14 MM. This significant cash flow indicates a robust operational performance, positioning the company favorably within the competitive finance sector.

The net profit for the quarter has also reached a record high of AED 20.59 MM, further underscoring the company's strong financial health. The earnings per share (EPS) for this quarter stands at AED 0.01, marking another peak for the company.

Despite the positive financial indicators, th...

Read full news article

Amlak Finance PJSC Reports Exceptional Financial Growth in Latest Quarter

Amlak Finance PJSC has demonstrated remarkable financial performance for the quarter ending March 2025, showcasing significant growth across key metrics. The company, categorized as a small-cap entity, has attracted attention due to its impressive results, which reflect a strong operational foundation.

In the latest financial report, Amlak Finance PJSC reported a pre-tax profit of AED 14.43 MM, marking an extraordinary growth rate of 1,883.44%. This substantial increase highlights the company's ability to enhance profitability in a competitive market.

Additionally, the operating cash flow reached its highest level at AED 139.14 MM, indicating robust cash generation capabilities. This strong cash flow is essential for supporting ongoing operations and future growth initiatives.

The company also reported a net profit of AED 20.59 MM for the quarter,...

Read full news article

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-8.10%

EBIT Growth (5y)

-15.82%

EBIT to Interest (avg)

0.77

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

26.53%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

6.48%

ROE (avg)

78.71%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.15

EV to EBIT

34.98

EV to EBITDA

34.40

EV to Capital Employed

2.71

EV to Sales

12.30

PEG Ratio

Dividend Yield

ROCE (Latest)

7.76%

ROE (Latest)

4.21%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is -39.09% vs -1.22% in Dec 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 3,166.67% vs -103.88% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "29.60",
          "val2": "48.60",
          "chgp": "-39.09%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11.70",
          "val2": "1.60",
          "chgp": "631.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "14.30",
          "val2": "43.70",
          "chgp": "-67.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "7.60",
          "val2": "29.40",
          "chgp": "-74.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "27.60",
          "val2": "-0.90",
          "chgp": "3,166.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "388.00%",
          "val2": "26.40%",
          "chgp": "36.16%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 15.19% vs -13.38% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -79.79% vs -45.54% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "183.50",
          "val2": "159.30",
          "chgp": "15.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "65.60",
          "val2": "12.20",
          "chgp": "437.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "122.60",
          "val2": "99.90",
          "chgp": "22.72%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "81.20",
          "val2": "315.50",
          "chgp": "-74.26%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "52.40",
          "val2": "259.30",
          "chgp": "-79.79%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "351.60%",
          "val2": "67.20%",
          "chgp": "28.44%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

29.60

48.60

-39.09%

Operating Profit (PBDIT) excl Other Income

11.70

1.60

631.25%

Interest

14.30

43.70

-67.28%

Exceptional Items

7.60

29.40

-74.15%

Consolidate Net Profit

27.60

-0.90

3,166.67%

Operating Profit Margin (Excl OI)

388.00%

26.40%

36.16%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is -39.09% vs -1.22% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is 3,166.67% vs -103.88% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

183.50

159.30

15.19%

Operating Profit (PBDIT) excl Other Income

65.60

12.20

437.70%

Interest

122.60

99.90

22.72%

Exceptional Items

81.20

315.50

-74.26%

Consolidate Net Profit

52.40

259.30

-79.79%

Operating Profit Margin (Excl OI)

351.60%

67.20%

28.44%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 15.19% vs -13.38% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -79.79% vs -45.54% in Dec 2023

All Annual Results

Company CV

About Amlak Finance PJSC

Amlak Finance PJSC

Finance

Amlak Finance PJSC is a United Arab Emirates-based Islamic Finance company that provides home and real estate finance solutions. The Company offers ready and under construction property financing, as well as investor financing products and services. The Company’s products and services are categorized into five business segments: Ijarah, which is a home finance product built on Islamic principles of Shari’a; Tatweer, which is a property finance product designed for investors looking to buy into upcoming residential and commercial properties; Isthithmari, which is a property finance product designed for investors looking to invest in completed residential and commercial properties; Edaara, which offers property management services for its home finance customers, and Platinum Lifestyle Takaful, which offers takaful plans for its home finance customers, provides access to lifestyle benefits. The Company also operates in Egypt and Saudi Arabia.

Company Coordinates

Company Details

Emaar Business Park Building 3, Ground Floor, Sheikh Zaid Road DUBAI None : None

Tel: 971 4 4274500

http://www.amlakfinance.com/

Registrar Details