Amlak Finance PJSC

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: AEA001201010
AED
1.18
-0.01 (-0.84%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Part of MojoOne Strategy
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 78.71%

 
2

With ROE of 61.34%, it has a attractive valuation with a 0.60 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

AED 1,770 Million (Micro Cap)

stock-summary
P/E

1.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

41.53%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

61.34%

stock-summary
Price to Book

0.56

Revenue and Profits:
Net Sales:
26 Million
(Quarterly Results - Jun 2026)
Net Profit:
16 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-11.94%
0%
-11.94%
6 Months
-27.61%
0%
-27.61%
1 Year
-38.22%
0%
-38.22%
2 Years
49.94%
0%
49.94%
3 Years
33.48%
0%
33.48%
4 Years
79.6%
0%
79.6%
5 Years
337.04%
0%
337.04%

Amlak Finance PJSC for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
67.40%
EBIT Growth (5y)
36.86%
EBIT to Interest (avg)
12.47
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
9.31%
Dividend Payout Ratio
37.94%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
18.01%
ROE (avg)
78.71%

Valuation key factors

Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.60
EV to EBIT
-0.54
EV to EBITDA
-0.53
EV to Capital Employed
-8.66
EV to Sales
-0.38
PEG Ratio
NA
Dividend Yield
38.58%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
61.34%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'26 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2026 is -38.75% vs 224.06% in Mar 2026",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2026 is -44.33% vs 400.00% in Mar 2026",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'26",
        "Mar'26",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "26.40",
          "val2": "43.10",
          "chgp": "-38.75%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10.40",
          "val2": "3.40",
          "chgp": "205.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "7.10",
          "val2": "18.00",
          "chgp": "-60.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "15.70",
          "val2": "28.20",
          "chgp": "-44.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "389.90%",
          "val2": "75.10%",
          "chgp": "31.48%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 2,383.74% vs -23.54% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 19,962.24% vs -103.78% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,025.20",
          "val2": "121.80",
          "chgp": "2,383.74%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,125.40",
          "val2": "-42.10",
          "chgp": "5,148.46%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "34.40",
          "val2": "56.90",
          "chgp": "-39.54%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-17.70",
          "val2": "49.40",
          "chgp": "-135.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,946.50",
          "val2": "-9.80",
          "chgp": "19,962.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "702.30%",
          "val2": "-353.90%",
          "chgp": "105.62%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'26 - QoQstock-summary

Jun'26
Mar'26
Change(%)
Net Sales
26.40
43.10
-38.75%
Operating Profit (PBDIT) excl Other Income
10.40
3.40
205.88%
Interest
0.00
0.00
Exceptional Items
7.10
18.00
-60.56%
Consolidate Net Profit
15.70
28.20
-44.33%
Operating Profit Margin (Excl OI)
389.90%
75.10%
31.48%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2026 is -38.75% vs 224.06% in Mar 2026

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2026 is -44.33% vs 400.00% in Mar 2026

Annual Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
3,025.20
121.80
2,383.74%
Operating Profit (PBDIT) excl Other Income
2,125.40
-42.10
5,148.46%
Interest
34.40
56.90
-39.54%
Exceptional Items
-17.70
49.40
-135.83%
Consolidate Net Profit
1,946.50
-9.80
19,962.24%
Operating Profit Margin (Excl OI)
702.30%
-353.90%
105.62%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2025 is 2,383.74% vs -23.54% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 19,962.24% vs -103.78% in Dec 2024

stock-summaryCompany CV
About Amlak Finance PJSC stock-summary
stock-summary
Amlak Finance PJSC
Finance
Amlak Finance PJSC is a United Arab Emirates-based Islamic Finance company that provides home and real estate finance solutions. The Company offers ready and under construction property financing, as well as investor financing products and services. The Company’s products and services are categorized into five business segments: Ijarah, which is a home finance product built on Islamic principles of Shari’a; Tatweer, which is a property finance product designed for investors looking to buy into upcoming residential and commercial properties; Isthithmari, which is a property finance product designed for investors looking to invest in completed residential and commercial properties; Edaara, which offers property management services for its home finance customers, and Platinum Lifestyle Takaful, which offers takaful plans for its home finance customers, provides access to lifestyle benefits. The Company also operates in Egypt and Saudi Arabia.
Company Coordinates stock-summary
Company Details
Emaar Business Park Building 3, Ground Floor, Sheikh Zaid Road DUBAI None : None
Registrar Details