ARC Finance

Which are the latest news on ARC Finance?

Why is ARC Finance Ltd falling/rising?

As of 05-Sep, ARC Finance Ltd's stock price is at 0.49, unchanged from the previous session, and has underperformed the Sensex with a year-to-date decline of 25.76%. The stock is consistently trading below all key moving averages, indicating a downward trend and reduced investor interest.

As of 05-Sep, ARC Finance Ltd's stock price is currently at 0.49, showing no change from the previous trading session. The stock has been underperforming relative to the benchmark Sensex, with a performance today that is down by 1.08% compared to its sector. Over the past week, the stock has decreased by 3.92%, while the Sensex has only fallen by 0.97%. <BR><BR>In terms of moving averages, ARC Finance is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a consistent downward trend. Additionally, there has been a significant decline in investor participation, with delivery volume dropping by 48.53% compared to the 5-day average, suggesting reduced interest from investors. <BR><BR>Year-to-date, the stock has fallen by 25.76%, which is notably worse than the Sensex's decline of 10.21%. Over the past year, ARC Finance has decreased by 40.96%, while the Sensex has only dropped by 5.21%. This long-term underperformance, combined with the current indicators of low trading volume and moving averages, suggests that the stock is experiencing a downward trend.

Who are in the management team of ARC Finance?

The management team of ARC Finance includes Pradip Kumar Agarwal (Executive Director), Ramawtar Gupta and Virendra Kr Soni (Managing Directors), Dinesh Agarwal (Executive Director & CFO), and several independent and non-executive directors. This diverse team oversees the company's governance and management.

The management team of ARC Finance includes the following individuals:<BR><BR>1. Pradip Kumar Agarwal - Executive Director<BR>2. Asis Banerjee - Independent Director<BR>3. Aparna Sharma - Independent Non-Executive Director<BR>4. Pawan Dalmia - Company Secretary<BR>5. Gopal Kumar Singh - Independent Director<BR>6. A Banerjee - Independent Non-Executive Director<BR>7. Gopal Singh - Independent Non-Executive Director<BR>8. Ramawtar Gupta - Managing Director<BR>9. Dinesh Agarwal - Executive Director & CFO<BR>10. Rohit Jain - Company Secretary<BR>11. Virendra Kr Soni - Managing Director<BR><BR>This diverse team includes executive directors, independent directors, and company secretaries, contributing to the governance and management of the company.

What does ARC Finance do?

ARC Finance Ltd is a Non Banking Financial Company (NBFC) that provides lending and financial services, registered with the RBI since 1998. As of June 2026, it reported net sales of 1 Cr and a market cap of INR 44 Cr.

Overview: <BR>ARC Finance Ltd is a Non Banking Financial Company (NBFC) engaged in lending and offering a variety of financial services, categorized as a Micro Cap.<BR><BR>History: <BR>ARC Finance Ltd was originally incorporated as 'ARC Modellors & Services Limited' in 1982 and changed its name to ARC Finance Limited in 1993. The company is registered with the RBI to conduct NBFC activities since April 13, 1998. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 1 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 44 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 57.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.14 <BR>Return on Equity: 0.77% <BR>Price to Book: 0.45 <BR><BR>Contact Details: <BR>Address: 18 Rabindra Sarani Room No 3, Poddar Court Gate No 4 Kolkata West Bengal : 700001 <BR>Tel: 91-33-32589854 <BR>Email: arcfinancelimited@gmail.com <BR>Website: http://www.arcfinance.in

Who are the peers of the ARC Finance?

ARC Finance's peers include Morgan Ventures, Caspian Corporat, Futuristic Solu, and others. Management risk is below average for ARC Finance, with good growth, while its 1-year return is -40.48%, better than Caspian Corporat but worse than Prism Medico's 68.10%.

Peers: The peers of ARC Finance are Morgan Ventures, Caspian Corporat, Futuristic Solu, Salem Erode Inv., Sugal & Damani, Relic Tech., Prism Medico, AD Manum Finance, Lak. Fin. & Indl, and MASK INVESTMENTS.<BR><BR>Quality Snapshot: Excellent management risk is observed at Morgan Ventures, Sugal & Damani, and the rest. Average management risk is found at Caspian Corporat and the rest. Below Average management risk is noted at ARC Finance, Futuristic Solu, Salem Erode Inv., Relic Tech., Prism Medico, AD Manum Finance, Lak. Fin. & Indl, and MASK INVESTMENTS. Growth is Excellent at Morgan Ventures, Futuristic Solu, Sugal & Damani, while Good growth is seen at ARC Finance and AD Manum Finance. Below Average growth is present at Caspian Corporat, Salem Erode Inv., Relic Tech., Prism Medico, and Lak. Fin. & Indl. Excellent capital structure is noted at Morgan Ventures, ARC Finance, Futuristic Solu, Salem Erode Inv., Sugal & Damani, Relic Tech., AD Manum Finance, Lak. Fin. & Indl, and MASK INVESTMENTS.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Prism Medico at 68.10%, while the lowest is Caspian Corporat at -47.83%. ARC Finance's 1-year return is -40.48%, which is better than Caspian Corporat but worse than Prism Medico. Additionally, the peers with negative six-month returns include Morgan Ventures, Caspian Corporat, Futuristic Solu, and Relic Tech.

How big is ARC Finance?

As of 31st August, ARC Finance Ltd has a market capitalization of 44.00 Cr, with Net Sales of 6.83 Cr and a Net Profit of 0.76 Cr reported in the latest four quarters. The company has Shareholder's Funds of 98.32 Cr and Total Assets of 100.36 Cr for the annual period ending in March 2025.

As of 31st August, ARC Finance Ltd has a market capitalization of 44.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, ARC Finance reported Net Sales of 6.83 Cr and a Net Profit of 0.76 Cr.<BR><BR>For the latest annual period ending in March 2025, the company had Shareholder's Funds of 98.32 Cr and Total Assets amounting to 100.36 Cr.

Should I buy, sell or hold ARC Finance Ltd?

When is the next results date for ARC Finance Ltd?

The next results date for ARC Finance Ltd is 11 August 2026.

The next results date for ARC Finance Ltd is scheduled for 11 August 2026.

Are ARC Finance Ltd latest results good or bad?

ARC Finance Ltd's latest Q4 FY26 results show a significant improvement with a net profit of ₹0.48 crores and a 687.04% increase in net sales. However, concerns about revenue volatility and low return on equity suggest caution regarding the company's long-term sustainability.

ARC Finance Ltd's latest results for Q4 FY26 show a significant improvement compared to previous quarters, indicating a positive turnaround. The company reported a net profit of ₹0.48 crores, a notable recovery from a loss in the previous quarter, and net sales surged to ₹4.25 crores, reflecting a staggering 687.04% increase quarter-on-quarter and a 482.19% increase year-on-year.<BR><BR>The operating margin also improved to 25.88%, up from 14.81% in the prior quarter, which is a positive sign. However, despite these improvements, the overall performance is clouded by extreme volatility in revenue over the past several quarters, with revenues fluctuating widely.<BR><BR>While the sequential profit recovery is encouraging, there are underlying concerns regarding the company's sustainability, as indicated by its low return on equity of 2.52% and negative operating cash flow in previous periods. The stock has also significantly underperformed compared to its peers and the broader market over the past year.<BR><BR>In summary, while the latest results show a positive trend, the volatility and fundamental weaknesses raise caution about the company's long-term viability.

Is ARC Finance overvalued or undervalued?

As of December 4, 2025, ARC Finance is considered very expensive and overvalued due to negative financial metrics, including a PE ratio of -28.35 and a year-to-date return of -48.91%, significantly underperforming compared to its peers like Bajaj Finance and the Sensex.

As of 4 December 2025, ARC Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of -28.35, an EV to EBITDA of -31.55, and a Price to Book Value of 0.62, which indicate significant financial distress and lack of profitability.<BR><BR>In comparison to its peers, ARC Finance's valuation stands out unfavorably against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which boasts a PE of 10.85. This stark contrast highlights the challenges faced by ARC Finance within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's stock performance has been poor, with a year-to-date return of -48.91%, compared to a positive 9.12% return of the Sensex, reinforcing the notion of its overvaluation.

How has been the historical performance of ARC Finance?

ARC Finance has experienced a decline in net sales from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, but has improved profitability with operating profit rising to 5.71 Cr and profit after tax increasing to 3.31 Cr in the same period, alongside a significant boost in equity capital. Despite negative cash flow from operations, financing activities generated a positive inflow of 43.00 Cr.

Answer:<BR>The historical performance of ARC Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>ARC Finance's net sales have seen a notable decline from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, indicating a downward trend. However, other operating income has increased dramatically, rising from 0.00 Cr in Mar'22 to 20.76 Cr in Mar'25, contributing to a total operating income of 23.30 Cr in Mar'25, up from 32.58 Cr in Mar'22. Total expenditure, excluding depreciation, decreased significantly from 32.16 Cr in Mar'22 to 17.59 Cr in Mar'25. This reduction has led to an operating profit of 5.71 Cr in Mar'25, a substantial increase from 0.42 Cr in Mar'22. Profit before tax also improved to 4.48 Cr in Mar'25 from 0.38 Cr in Mar'22, while profit after tax rose to 3.31 Cr from 0.29 Cr in Mar'22. The company's equity capital increased to 87.15 Cr in Mar'25 from 50.50 Cr in Mar'24, and total liabilities rose to 100.36 Cr in Mar'25 from 71.50 Cr in Mar'24. Cash flow from operating activities remained negative at -40.00 Cr in Mar'25, but cash flow from financing activities showed a positive inflow of 43.00 Cr. Overall, while ARC Finance has faced challenges in sales, it has managed to improve its profitability and equity position significantly.

Who are the top shareholders of the ARC Finance?

The top shareholders of ARC Finance are Sajm Global Impex Private Limited with 17.49%, Vaibhavlaxmi Vanijya Private Limited with 6.88%, and individual investors holding 58.67%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of ARC Finance include Sajm Global Impex Private Limited, which holds the largest public share at 17.49%. The promoter with the highest holding is Vaibhavlaxmi Vanijya Private Limited, owning 6.88%. Additionally, individual investors collectively hold a significant portion of 58.67%. There is also one Foreign Institutional Investor (FII) that holds 0.06% of the shares. Notably, there are no pledged promoter holdings or mutual funds involved in the shareholding.

What is the technical trend for ARC Finance?

As of June 3, 2025, ARC Finance's trend is sideways with mixed signals: weekly indicators are mildly bullish while monthly indicators are mildly bearish, leading to uncertainty in direction.

As of 3 June 2025, the technical trend for ARC Finance has changed from mildly bearish to sideways. The current stance is neutral with mixed strength indicators. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating conflicting signals. The weekly RSI is bearish, but the monthly RSI shows no signal, adding to the uncertainty. Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. Moving averages on the daily time frame are mildly bearish, which contrasts with the weekly and monthly Dow Theory indicators that are mildly bullish. Overall, the mixed signals suggest a sideways trend with no clear direction.

Has ARC Finance declared dividend?

No Dividend History Available