ARC Finance

Why is ARC Finance Ltd falling/rising?

As of 19-Jun, ARC Finance Ltd's stock price is at 0.55, with no change, and has significantly underperformed the Sensex across various time frames. The stock is in a downward trend, trading below all key moving averages and showing a year-to-date decline of 16.67%.

As of 19-Jun, ARC Finance Ltd's stock price is currently at 0.55, showing no change (0.00%). The stock has underperformed compared to the benchmark Sensex, which has increased by 1.69% over the past week. Over the past month, ARC Finance has declined by 1.79%, while the Sensex has risen by 2.13%. Year-to-date, the stock has decreased by 16.67%, significantly underperforming the Sensex's decline of 9.88%. Over the past year, ARC Finance has seen a substantial drop of 47.62%, compared to the Sensex's modest decline of 5.60%. <BR><BR>In terms of moving averages, the stock is trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Although there has been a rise in investor participation, with a delivery volume increase of 13.19% against the 5-day average, the overall performance today shows that the stock has underperformed its sector by 0.29%. <BR><BR>Overall, the combination of significant declines over various periods, underperformance relative to the benchmark, and trading below moving averages suggests that ARC Finance Ltd's stock is currently in a downward trend.

Which are the latest news on ARC Finance?

How big is ARC Finance?

As of 10th June, ARC Finance Ltd has a market capitalization of 48.00 Cr, with recent net sales of 6.13 Cr and a net profit of 0.72 Cr. Shareholder's funds are 98.32 Cr, and total assets amount to 100.36 Cr.

As of 10th June, ARC Finance Ltd has a market capitalization of 48.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, ARC Finance reported Net Sales of 6.13 Cr and a Net Profit of 0.72 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 98.32 Cr and Total Assets of 100.36 Cr.

Who are in the management team of ARC Finance?

The management team of ARC Finance includes key members such as Pradip Kumar Agarwal (Executive Director), Ramawtar Gupta and Virendra Kr Soni (Managing Directors), and several independent directors like Asis Banerjee and Gopal Kumar Singh, along with company secretaries. This diverse team oversees the governance and management of the company.

The management team of ARC Finance includes the following individuals:<BR><BR>1. Pradip Kumar Agarwal - Executive Director<BR>2. Asis Banerjee - Independent Director<BR>3. Aparna Sharma - Independent Non-Executive Director<BR>4. Pawan Dalmia - Company Secretary<BR>5. Gopal Kumar Singh - Independent Director<BR>6. A Banerjee - Independent Non-Executive Director<BR>7. Gopal Singh - Independent Non-Executive Director<BR>8. Ramawtar Gupta - Managing Director<BR>9. Dinesh Agarwal - Executive Director & CFO<BR>10. Rohit Jain - Company Secretary<BR>11. Virendra Kr Soni - Managing Director<BR><BR>This team comprises a mix of executive and independent directors, along with company secretaries, contributing to the governance and management of ARC Finance.

Who are the peers of the ARC Finance?

ARC Finance's peers include ISL Consulting, Panafic Industri, Caspian Corporat, Morgan Ventures, Kalyan Capitals, AD Manum Finance, Nam Securities, Capital Trust, and MASK INVESTMENTS. Management risk varies from excellent to below average, with ARC Finance showing good growth and a 1-year return of -60.71%.

Peers: The peers of ARC Finance are ISL Consulting, Panafic Industri, Caspian Corporat, Morgan Ventures, Kalyan Capitals, AD Manum Finance, Nam Securities, Capital Trust, and MASK INVESTMENTS.<BR><BR>Quality Snapshot: Excellent management risk is observed at ISL Consulting, Panafic Industri, Morgan Ventures, AD Manum Finance, Nam Securities, and Capital Trust, while Average management risk is found at Caspian Corporat and Kalyan Capitals, and the rest have Below Average management risk. Growth is Excellent for Caspian Corporat, Morgan Ventures, and Kalyan Capitals, while Good growth is noted for ARC Finance, Average growth is seen at AD Manum Finance, and the rest have Below Average growth. Excellent capital structure is present at ISL Consulting, Panafic Industri, Morgan Ventures, ARC Finance, AD Manum Finance, Nam Securities, and MASK INVESTMENTS, while Below Average capital structure is found at Caspian Corporat and Kalyan Capitals.<BR><BR>Return Snapshot: Caspian Corporat has the highest 1-year return at 389.06%, while Capital Trust has the lowest at -86.81%, with ARC Finance's 1-year return at -60.71%, which is significantly higher than Capital Trust's. Additionally, peers with negative six-month returns include Morgan Ventures, ARC Finance, and Capital Trust.

What does ARC Finance do?

ARC Finance Ltd is a Non Banking Financial Company (NBFC) that provides lending and financial services, with a market cap of INR 48 Cr. It was established in 1982 and is registered with the RBI, reporting net sales of 4 Cr and a net profit of 0 Cr for March 2026.

Overview: <BR>ARC Finance Ltd is a Non Banking Financial Company (NBFC) engaged in lending and offering a variety of financial services, categorized as a Micro Cap.<BR><BR>History: <BR>ARC Finance Ltd was originally incorporated as 'ARC Modellors & Services Limited' in 1982, changed its name to ARC Finance Limited in 1993, and is registered with the RBI for NBFC activities since April 1998. The most recent quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 48 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 67.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.14 <BR>Return on Equity: 0.73% <BR>Price to Book: 0.48 <BR><BR>Contact Details: <BR>Address: 18 Rabindra Sarani Room No 3, Poddar Court Gate No 4 Kolkata West Bengal : 700001 <BR>Tel: 91-33-32589854 <BR>Email: arcfinancelimited@gmail.com <BR>Website: http://www.arcfinance.in

Should I buy, sell or hold ARC Finance Ltd?

Are ARC Finance Ltd latest results good or bad?

ARC Finance Ltd's latest Q4 FY26 results show a significant improvement with a net profit of ₹0.48 crores and a 687.04% increase in net sales. However, concerns about revenue volatility and low return on equity suggest caution regarding the company's long-term sustainability.

ARC Finance Ltd's latest results for Q4 FY26 show a significant improvement compared to previous quarters, indicating a positive turnaround. The company reported a net profit of ₹0.48 crores, a notable recovery from a loss in the previous quarter, and net sales surged to ₹4.25 crores, reflecting a staggering 687.04% increase quarter-on-quarter and a 482.19% increase year-on-year.<BR><BR>The operating margin also improved to 25.88%, up from 14.81% in the prior quarter, which is a positive sign. However, despite these improvements, the overall performance is clouded by extreme volatility in revenue over the past several quarters, with revenues fluctuating widely.<BR><BR>While the sequential profit recovery is encouraging, there are underlying concerns regarding the company's sustainability, as indicated by its low return on equity of 2.52% and negative operating cash flow in previous periods. The stock has also significantly underperformed compared to its peers and the broader market over the past year.<BR><BR>In summary, while the latest results show a positive trend, the volatility and fundamental weaknesses raise caution about the company's long-term viability.

When is the next results date for ARC Finance Ltd?

The next results date for ARC Finance Ltd is 29 May 2026.

The next results date for ARC Finance Ltd is scheduled for 29 May 2026.

Is ARC Finance overvalued or undervalued?

As of December 4, 2025, ARC Finance is considered very expensive and overvalued due to negative financial metrics, including a PE ratio of -28.35 and a year-to-date return of -48.91%, significantly underperforming compared to its peers like Bajaj Finance and the Sensex.

As of 4 December 2025, ARC Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of -28.35, an EV to EBITDA of -31.55, and a Price to Book Value of 0.62, which indicate significant financial distress and lack of profitability.<BR><BR>In comparison to its peers, ARC Finance's valuation stands out unfavorably against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which boasts a PE of 10.85. This stark contrast highlights the challenges faced by ARC Finance within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's stock performance has been poor, with a year-to-date return of -48.91%, compared to a positive 9.12% return of the Sensex, reinforcing the notion of its overvaluation.

How has been the historical performance of ARC Finance?

ARC Finance has experienced a decline in net sales from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, but has improved profitability with operating profit rising to 5.71 Cr and profit after tax increasing to 3.31 Cr in the same period, alongside a significant boost in equity capital. Despite negative cash flow from operations, financing activities generated a positive inflow of 43.00 Cr.

Answer:<BR>The historical performance of ARC Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>ARC Finance's net sales have seen a notable decline from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, indicating a downward trend. However, other operating income has increased dramatically, rising from 0.00 Cr in Mar'22 to 20.76 Cr in Mar'25, contributing to a total operating income of 23.30 Cr in Mar'25, up from 32.58 Cr in Mar'22. Total expenditure, excluding depreciation, decreased significantly from 32.16 Cr in Mar'22 to 17.59 Cr in Mar'25. This reduction has led to an operating profit of 5.71 Cr in Mar'25, a substantial increase from 0.42 Cr in Mar'22. Profit before tax also improved to 4.48 Cr in Mar'25 from 0.38 Cr in Mar'22, while profit after tax rose to 3.31 Cr from 0.29 Cr in Mar'22. The company's equity capital increased to 87.15 Cr in Mar'25 from 50.50 Cr in Mar'24, and total liabilities rose to 100.36 Cr in Mar'25 from 71.50 Cr in Mar'24. Cash flow from operating activities remained negative at -40.00 Cr in Mar'25, but cash flow from financing activities showed a positive inflow of 43.00 Cr. Overall, while ARC Finance has faced challenges in sales, it has managed to improve its profitability and equity position significantly.

Who are the top shareholders of the ARC Finance?

The top shareholders of ARC Finance are Sajm Global Impex Private Limited with 17.49%, Vaibhavlaxmi Vanijya Private Limited with 6.88%, and individual investors holding 58.67%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of ARC Finance include Sajm Global Impex Private Limited, which holds the largest public share at 17.49%. The promoter with the highest holding is Vaibhavlaxmi Vanijya Private Limited, owning 6.88%. Additionally, individual investors collectively hold a significant portion of 58.67%. There is also one Foreign Institutional Investor (FII) that holds 0.06% of the shares. Notably, there are no pledged promoter holdings or mutual funds involved in the shareholding.

What is the technical trend for ARC Finance?

As of June 3, 2025, ARC Finance's trend is sideways with mixed signals: weekly indicators are mildly bullish while monthly indicators are mildly bearish, leading to uncertainty in direction.

As of 3 June 2025, the technical trend for ARC Finance has changed from mildly bearish to sideways. The current stance is neutral with mixed strength indicators. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating conflicting signals. The weekly RSI is bearish, but the monthly RSI shows no signal, adding to the uncertainty. Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. Moving averages on the daily time frame are mildly bearish, which contrasts with the weekly and monthly Dow Theory indicators that are mildly bullish. Overall, the mixed signals suggest a sideways trend with no clear direction.

Has ARC Finance declared dividend?

No Dividend History Available