ARC Finance

how big is ARC Finance?

As of Jun 06, ARC Finance Ltd has a market capitalization of 128.11 Cr and reported net sales of 2.54 Cr and net profit of 3.32 Cr over the latest four quarters. Shareholder's funds are valued at 51.17 Cr, with total assets of 71.50 Cr as of Mar'24.

Market Cap: As of Jun 06, ARC Finance Ltd has a market capitalization of 128.11 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2.54 Cr, while the sum of Net Profit for the same period is 3.32 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the reporting period of Mar'24. Shareholder's Funds are valued at 51.17 Cr, and Total Assets amount to 71.50 Cr.

Has ARC Finance declared dividend?

No Dividend History Available

Who are the peers of the ARC Finance?

ARC Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Morgan Ventures, Vibrant Glo. Cap, B N Rathi Sec., and Acme Resources. Management risk varies from excellent at Bajaj Finance to below average at ARC Finance, with Morgan Ventures showing the highest 1-year return at 120.34% and ARC Finance at 37.29%.

Peers: The peers of ARC Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Morgan Ventures, Vibrant Glo. Cap, B N Rathi Sec., and Acme Resources.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial, Morgan Ventures, Vibrant Glo. Cap, B N Rathi Sec., and the rest. Good management risk is noted at Shriram Finance, while below average management risk is seen at ARC Finance and Acme Resources. Growth is excellent at Jio Financial, Morgan Ventures, and the rest, while good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, ARC Finance, and the rest. Average growth is noted at Muthoot Finance, Vibrant Glo. Cap, B N Rathi Sec., and the rest, while below average growth is seen at Acme Resources. Excellent capital structure is present at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, ARC Finance, Morgan Ventures, B N Rathi Sec., and the rest, while good capital structure is noted at Cholaman.Inv.&Fn, and average capital structure is seen at Vibrant Glo. Cap and Acme Resources.<BR><BR>Return Snapshot: Morgan Ventures has the highest 1-year return at 120.34%, while Vibrant Glo. Cap has the lowest at -47.53%. ARC Finance's 1-year return is 37.29%, which is significantly higher than Vibrant Glo. Cap but lower than Morgan Ventures. Additionally, the peers with negative six-month returns include Vibrant Glo. Cap, B N Rathi Sec., and Acme Resources.

What is the technical trend for ARC Finance?

As of June 3, 2025, ARC Finance's trend is sideways with mixed signals: weekly indicators are mildly bullish while monthly indicators are mildly bearish, leading to uncertainty in direction.

As of 3 June 2025, the technical trend for ARC Finance has changed from mildly bearish to sideways. The current stance is neutral with mixed strength indicators. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating conflicting signals. The weekly RSI is bearish, but the monthly RSI shows no signal, adding to the uncertainty. Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. Moving averages on the daily time frame are mildly bearish, which contrasts with the weekly and monthly Dow Theory indicators that are mildly bullish. Overall, the mixed signals suggest a sideways trend with no clear direction.

Who are in the management team of ARC Finance?

As of March 2017, the management team of ARC Finance includes Pradip Kumar Agarwal (Executive Director), Ramawtar Gupta and Virendra Kr Soni (Managing Directors), Dinesh Agarwal (Executive Director & CFO), along with several independent and non-executive directors. The team features a diverse mix of leadership roles to guide the company.

As of March 2017, the management team of ARC Finance includes the following individuals:<BR><BR>1. Pradip Kumar Agarwal - Executive Director<BR>2. Asis Banerjee - Independent Director<BR>3. Aparna Sharma - Independent Non-Executive Director<BR>4. Pawan Dalmia - Company Secretary<BR>5. Gopal Kumar Singh - Independent Director<BR>6. APARNA SHARMA - Independent Director<BR>7. A Banerjee - Independent Non-Executive Director<BR>8. Gopal Singh - Independent Non-Executive Director<BR>9. Ramawtar Gupta - Managing Director<BR>10. Dinesh Agarwal - Executive Director & CFO<BR>11. Rohit Jain - Company Secretary<BR>12. Virendra Kr Soni - Managing Director<BR><BR>This team comprises a mix of executive directors, independent directors, and company secretaries.

What does ARC Finance do?

ARC Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, registered with the RBI since 1998. As of March 2025, it reported net sales of 7 Cr and a net loss of 35 Cr, with a market cap of INR 83 Cr.

Overview:<BR>ARC Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>ARC Finance Ltd was originally incorporated as ARC Modellors & Services Limited in 1982. The company changed its name to ARC Finance Limited in 1993 and is registered with the RBI to conduct NBFC activities since April 13, 1998. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 7 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -35 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 83 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 21.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.01 <BR>Return on Equity: 4.11% <BR>Price to Book: 0.84 <BR><BR>Contact Details:<BR>Address: 18 Rabindra Sarani Room No 3, Poddar Court Gate No 4 Kolkata West Bengal : 700001 <BR>Tel: 91-33-32589854 <BR>Email: arcfinancelimited@gmail.com <BR>Website: http://www.arcfinance.in

Who are the top shareholders of the ARC Finance?

The top shareholders of ARC Finance are Sajm Global Impex Private Limited with 17.49%, Vaibhavlaxmi Vanijya Private Limited with 6.88%, and individual investors holding 58.67%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of ARC Finance include Sajm Global Impex Private Limited, which holds the largest public share at 17.49%. The promoter with the highest holding is Vaibhavlaxmi Vanijya Private Limited, owning 6.88%. Additionally, individual investors collectively hold a significant portion of 58.67%. There is also one Foreign Institutional Investor (FII) that holds 0.06% of the shares. Notably, there are no pledged promoter holdings or mutual funds involved in the shareholding.

When is the next results date for ARC Finance?

The next results date for ARC Finance is August 8, 2025.

The next results date for ARC Finance is scheduled for August 8, 2025.

How has been the historical performance of ARC Finance?

ARC Finance has experienced a decline in net sales from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, but has improved profitability with operating profit rising to 5.71 Cr and profit after tax increasing to 3.31 Cr in the same period, alongside a significant boost in equity capital. Despite negative cash flow from operations, financing activities generated a positive inflow of 43.00 Cr.

Answer:<BR>The historical performance of ARC Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>ARC Finance's net sales have seen a notable decline from 32.58 Cr in Mar'22 to 2.54 Cr in Mar'25, indicating a downward trend. However, other operating income has increased dramatically, rising from 0.00 Cr in Mar'22 to 20.76 Cr in Mar'25, contributing to a total operating income of 23.30 Cr in Mar'25, up from 32.58 Cr in Mar'22. Total expenditure, excluding depreciation, decreased significantly from 32.16 Cr in Mar'22 to 17.59 Cr in Mar'25. This reduction has led to an operating profit of 5.71 Cr in Mar'25, a substantial increase from 0.42 Cr in Mar'22. Profit before tax also improved to 4.48 Cr in Mar'25 from 0.38 Cr in Mar'22, while profit after tax rose to 3.31 Cr from 0.29 Cr in Mar'22. The company's equity capital increased to 87.15 Cr in Mar'25 from 50.50 Cr in Mar'24, and total liabilities rose to 100.36 Cr in Mar'25 from 71.50 Cr in Mar'24. Cash flow from operating activities remained negative at -40.00 Cr in Mar'25, but cash flow from financing activities showed a positive inflow of 43.00 Cr. Overall, while ARC Finance has faced challenges in sales, it has managed to improve its profitability and equity position significantly.

Is ARC Finance overvalued or undervalued?

As of December 4, 2025, ARC Finance is considered very expensive and overvalued due to negative financial metrics, including a PE ratio of -28.35 and a year-to-date return of -48.91%, significantly underperforming compared to its peers like Bajaj Finance and the Sensex.

As of 4 December 2025, ARC Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of -28.35, an EV to EBITDA of -31.55, and a Price to Book Value of 0.62, which indicate significant financial distress and lack of profitability.<BR><BR>In comparison to its peers, ARC Finance's valuation stands out unfavorably against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which boasts a PE of 10.85. This stark contrast highlights the challenges faced by ARC Finance within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's stock performance has been poor, with a year-to-date return of -48.91%, compared to a positive 9.12% return of the Sensex, reinforcing the notion of its overvaluation.

Are ARC Finance Ltd latest results good or bad?

ARC Finance Ltd's latest results are concerning, showing a net profit decline of 96.45% year-on-year despite a 246.67% increase in net sales. The significant drop in profit margins and low return on equity suggest operational inefficiencies, making the stock a cautious investment choice.

The latest results for ARC Finance Ltd indicate a challenging financial situation. In Q2 FY26, the company reported a net profit of ₹0.12 crore, which represents a decline of 7.69% quarter-on-quarter and a staggering 96.45% drop year-on-year. This sharp decrease in profitability raises concerns about the sustainability of its earnings.<BR><BR>On a more positive note, net sales surged to ₹1.04 crore, reflecting a remarkable increase of 246.67% from the previous quarter and a 40.54% rise compared to the same quarter last year. However, this growth in sales is overshadowed by the significant erosion in profit margins, which fell to 11.54% from 43.33% in the prior quarter, indicating operational inefficiencies.<BR><BR>The company's return on equity (ROE) is quite low at 2.52%, suggesting weak capital efficiency. Additionally, the stock has underperformed significantly, declining 48.89% over the past year, compared to a 23.56% gain in the broader NBFC sector.<BR><BR>Overall, while there are signs of revenue growth, the drastic decline in profitability and operational challenges paint a concerning picture for ARC Finance Ltd. Investors should approach the stock with caution given the current financial instability and lack of consistent performance.

Should I buy, sell or hold ARC Finance Ltd?

Why is ARC Finance Ltd falling/rising?

As of 16-Mar, ARC Finance Ltd's stock price is at 0.50, reflecting a decline of -5.66%. The stock has been on a downward trend, reaching a new 52-week low and underperforming its sector, with a year-to-date decline of -24.24%.

As of 16-Mar, ARC Finance Ltd's stock price is falling, currently at 0.50, which reflects a change of -0.03 or -5.66%. The stock has been on a downward trend, having lost -9.09% over the past week and -20.63% over the past month. Additionally, it has reached a new 52-week low of Rs.0.48 today. The stock has underperformed its sector by -6.45% today and has been declining for three consecutive days. <BR><BR>Furthermore, ARC Finance is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a persistent bearish trend. Although there has been a notable increase in investor participation, with delivery volume rising by 111.45% against the 5-day average, this has not been sufficient to counteract the overall negative performance. Year-to-date, the stock has declined by -24.24%, significantly underperforming compared to the Sensex, which has only fallen -11.40% in the same period. These factors collectively contribute to the ongoing decline in the stock price of ARC Finance Ltd.

Which are the latest news on ARC Finance?