Arrow Financial Corp.

How big is Arrow Financial Corp.?

As of Jun 18, Arrow Financial Corp. has a market capitalization of 533.82 million and reported total assets of 4,306.35 million, with shareholder's funds at 400.90 million.

As of Jun 18, Arrow Financial Corp. has a market capitalization of 533.82 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 198.68 million and a net profit of 28.35 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 400.90 million and total assets at 4,306.35 million.

What does Arrow Financial Corp. do?

Arrow Financial Corporation is a bank holding company focused on community banking, with a recent net sales of $50 million and a net profit of $6 million. It has a market cap of $533.82 million and offers a dividend yield of 3.44%.

Overview:<BR>Arrow Financial Corporation is a bank holding company operating in the Major Banks industry, focusing on community banking.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 50 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 6 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 533.82 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 20.00 <BR>Dividend Yield: 3.44% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.01% <BR>Price to Book: 1.32<BR><BR>Contact Details:<BR>Address: 250 Glen St, GLENS FALLS NY: 12801-3505 <BR>Tel: 1 518 4154299 <BR>Website: https://www.arrowfinancial.com/

Who are in the management team of Arrow Financial Corp.?

As of March 2022, the management team of Arrow Financial Corp. includes Independent Chairman Mr. Thomas Hoy, President and CEO Mr. Thomas Murphy, and several Independent Directors: Mr. Mark Behan, Ms. Tenee Casaccio, Mr. Michael Clarke, Mr. Gary Dake, and Mr. David Kruczlnicki.

As of March 2022, the management team of Arrow Financial Corp. includes the following individuals:<BR><BR>- Mr. Thomas Hoy, who serves as the Independent Chairman of the Board.<BR>- Mr. Thomas Murphy, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. Mark Behan, who is an Independent Director.<BR>- Ms. Tenee Casaccio, who is also an Independent Director.<BR>- Mr. Michael Clarke, another Independent Director.<BR>- Mr. Gary Dake, who serves as an Independent Director.<BR>- Mr. David Kruczlnicki, who is also an Independent Director.<BR><BR>This team comprises both executive leadership and independent directors, contributing to the governance of the company.

Should I buy, sell or hold Arrow Financial Corp.?

Is Arrow Financial Corp. overvalued or undervalued?

As of May 1, 2025, Arrow Financial Corp. is considered overvalued with a P/E ratio of 20, higher than its peers, and has underperformed the S&P 500, raising concerns about its current valuation.

As of 1 May 2025, Arrow Financial Corp. has moved from a fair to an expensive valuation grade. The company appears to be overvalued based on its P/E ratio of 20, which is higher than the fair valuations of its peers such as The First Bancshares, Inc. with a P/E of 13.19 and First Financial Corp. at 14.27. Additionally, Arrow's Price to Book Value stands at 1.38, and its EV to EBITDA is 7.58, both indicating a premium compared to its industry counterparts.<BR><BR>In terms of performance, Arrow Financial Corp. has shown mixed results against the S&P 500, with a year-to-date return of 3.80% compared to the index's 12.22%, and a one-year return of 0.71% versus 17.14% for the S&P 500. This underperformance reinforces the notion that the stock may not justify its current valuation amidst a backdrop of stronger returns from the broader market.

Is Arrow Financial Corp. technically bullish or bearish?

As of August 29, 2025, Arrow Financial Corp. shows a bullish technical trend with strong MACD and Bollinger Bands indicators, despite mixed performance compared to the S&P 500 over various time frames.

As of 29 August 2025, the technical trend for Arrow Financial Corp. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also reflect a bullish stance in both time frames. Daily moving averages are bullish as well. However, the KST is bullish weekly but mildly bearish monthly, and Dow Theory indicates a mildly bearish weekly trend with no trend monthly. <BR><BR>In terms of performance, Arrow Financial Corp. has outperformed the S&P 500 over the past week and month, but has lagged behind in the year-to-date and one-year returns, and significantly underperformed over three and five years. Overall, the current technical stance is bullish, driven by strong MACD and Bollinger Bands indicators.