Aryaman Fin.Serv

Why is Aryaman Financial Services Ltd falling/rising?

As of 15-Jun, Aryaman Financial Services Ltd's stock is declining, currently priced at 590.00, down 1.89%. The stock has underperformed its sector and is trading below its moving averages, indicating a bearish trend.

As of 15-Jun, Aryaman Financial Services Ltd's stock price is falling, currently at 590.00, reflecting a decrease of 11.35 (-1.89%). The stock has underperformed its sector by 5.03% today and has experienced a trend reversal, having fallen after two consecutive days of gains. Additionally, the stock touched an intraday low of Rs 575.5, marking a decline of 4.3%. <BR><BR>The performance over the past week shows a slight decrease of 0.18%, while the stock has also declined by 1.91% over the past month. Year-to-date, the stock is down 9.99%, although it has shown a positive return of 0.85% over the past year. In contrast, the benchmark Sensex has gained 3.73% in the last week and 1.36% in the last month, indicating that Aryaman Financial Services Ltd is not keeping pace with broader market trends.<BR><BR>Moreover, the stock is trading below its moving averages across various time frames (5-day, 20-day, 50-day, 100-day, and 200-day), which typically signals a bearish trend. Despite a significant increase in delivery volume on June 12, which rose by 654.64% against the 5-day average, the overall market sentiment and sector performance have not favored the stock, contributing to its current decline.

Which are the latest news on Aryaman Fin.Serv?

How big is Aryaman Fin.Serv?

As of 10th June, Aryaman Financial Services Ltd has a market capitalization of 727.00 Cr, with recent net sales of 78.20 Cr and a net profit of 29.57 Cr.

As of 10th June, Aryaman Financial Services Ltd has a market capitalization of 727.00 Cr, categorized as a Micro Cap.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 78.20 Cr and a Net Profit of 29.57 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 128.74 Cr and Total Assets of 224.98 Cr.

Who are in the management team of Aryaman Fin.Serv?

The management team of Aryaman Fin.Serv includes Shripal Shah and Shreyas Shah as Executive Directors, along with Darshit Parikh, Ram Gaud, and Tejal Vala as Non-Executive Independent Directors, Gunjan Kataruka as Company Secretary, and Abhinav Anand as Additional Independent Director. They are responsible for the company's strategic direction and governance.

The management team of Aryaman Fin.Serv includes the following individuals:<BR><BR>1. Shripal Shah - Executive Director<BR>2. Shreyas Shah - Executive Director<BR>3. Darshit Parikh - Non-Executive Independent Director<BR>4. Ram Gaud - Non-Executive Independent Director<BR>5. Tejal Vala - Non-Executive Independent Director<BR>6. Gunjan Kataruka - Company Secretary<BR>7. Abhinav Anand - Additional Independent Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and governance.

Who are the peers of the Aryaman Fin.Serv?

Peers of Aryaman Fin.Serv include Capital India, Finkurve Fin., Yogi Ltd, BEML Land Assets, VLS Finance, Fedders Holding, Oswal Green Tech, Cons. Finvest, and Welspun Investme. Aryaman Fin.Serv has average management risk and growth, with a 1-year return of 1.18%, better than Capital India but lower than Yogi Ltd.

Peers: The peers of Aryaman Fin.Serv are Capital India, Finkurve Fin., Yogi Ltd, BEML Land Assets, VLS Finance, Fedders Holding, Oswal Green Tech, Cons. Finvest, and Welspun Investme.<BR><BR>Quality Snapshot: Excellent management risk is observed at Capital India, Finkurve Fin., Yogi Ltd, VLS Finance, Fedders Holding, and Oswal Green Tech, while Average management risk is found at Aryaman Fin.Serv, Cons. Finvest, and Welspun Investme. Below Average management risk is noted for the remaining peers. Growth is Excellent for Finkurve Fin., Yogi Ltd, Fedders Holding, and Cons. Finvest, while Average growth is seen at Aryaman Fin.Serv, and Below Average growth is noted for Capital India, VLS Finance, and Oswal Green Tech. Excellent capital structure is present at Capital India, Finkurve Fin., Yogi Ltd, VLS Finance, Aryaman Fin.Serv, Fedders Holding, Oswal Green Tech, and Cons. Finvest, while Good capital structure is observed at Welspun Investme.<BR><BR>Return Snapshot: Yogi Ltd has the highest 1-year return at 1.54%, while Capital India has the lowest at -43.03%. Aryaman Fin.Serv's 1-year return of 1.18% is better than Capital India but lower than Yogi Ltd. Additionally, the six-month return is negative for Capital India, Finkurve Fin., VLS Finance, Fedders Holding, Oswal Green Tech, and Aryaman Fin.Serv.

What does Aryaman Fin.Serv do?

Aryaman Financial Services Ltd is a SEBI registered Category - I Merchant Banker and Micro Cap NBFC, incorporated in 1994, with recent net sales of 10 Cr and net profit of 5 Cr as of March 2026. The company has a market cap of INR 727 Cr and key metrics include a P/E of 25.00 and a return on equity of 18.43%.

Overview:<BR>Aryaman Financial Services Ltd is a SEBI registered Category - I Merchant Banker operating in the Non Banking Financial Company (NBFC) sector and classified as a Micro Cap.<BR><BR>History:<BR>The company was incorporated on May 11, 1994, and received its Certificate of Commencement of Business on June 16, 1994. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 10 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 727 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 25.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 18.43% <BR>Price to Book: 4.53<BR><BR>Contact Details:<BR>Address: 102 Ganga Chambers, 6A/1 WEA Karol Bagh New Delhi : 110005 <BR>Email: info@afsl.co.in <BR>Website: http://www.afsl.co.in

Are Aryaman Financial Services Ltd latest results good or bad?

Aryaman Financial Services Ltd's latest results are concerning, with a 45.16% decline in net profit and a 73.43% drop in net sales year-on-year, indicating significant challenges and a lack of institutional interest. Despite an improved operating margin, the overall financial trend raises questions about the sustainability of its business model.

The latest results for Aryaman Financial Services Ltd are concerning. In the fourth quarter of FY26, the company reported a consolidated net profit of ₹4.59 crores, which represents a significant decline of 45.16% year-on-year. Net sales also plummeted to ₹10.48 crores, marking a staggering 73.43% drop compared to the same quarter last year. This performance reflects the lowest quarterly revenue the company has seen in recent history.<BR><BR>While the operating margin improved to 46.37% from 27.02% year-on-year, this increase is largely attributed to cost containment rather than operational growth, as the absolute operating profit fell sharply. Additionally, the company's return on equity remains strong at 27.12%, but this is overshadowed by the alarming revenue decline and the overall negative financial trend.<BR><BR>The situation is further complicated by the lack of institutional interest, with holdings at a mere 0.01%, indicating a lack of confidence from sophisticated investors. Overall, the results suggest significant challenges for Aryaman Financial Services, raising serious questions about the sustainability of its business model and future prospects.

When is the next results date for Aryaman Financial Services Ltd?

The next results date for Aryaman Financial Services Ltd is 21 May 2026.

The next results date for Aryaman Financial Services Ltd is scheduled for 21 May 2026.

Should I buy, sell or hold Aryaman Financial Services Ltd?

How has been the historical performance of Aryaman Fin.Serv?

Aryaman Fin.Serv has shown significant growth from Mar'23 to Mar'25, with net sales increasing from 53.53 Cr to 112.87 Cr, and profit after tax rising from 5.14 Cr to 45.20 Cr. The company has improved operational efficiency, reflected in a surge in operating profit and earnings per share.

Answer:<BR>The historical performance of Aryaman Fin.Serv shows significant fluctuations in key financial metrics over the years, with a notable increase in net sales and profit in the most recent fiscal year.<BR><BR>Breakdown:<BR>Aryaman Fin.Serv's net sales have risen from 53.53 Cr in Mar'23 to 112.87 Cr in Mar'25, indicating a strong upward trend. The total operating income also reflects this growth, increasing from 53.53 Cr in Mar'23 to 112.87 Cr in Mar'25. The company's operating profit, excluding other income, surged to 52.68 Cr in Mar'25 from just 7.45 Cr in Mar'23, showcasing improved operational efficiency. Profit before tax followed suit, climbing from 6.31 Cr in Mar'23 to 54.15 Cr in Mar'25, while profit after tax reached 45.20 Cr in Mar'25, up from 5.14 Cr in Mar'23. The earnings per share (EPS) also saw a substantial increase, rising from 3.36 in Mar'23 to 25.76 in Mar'25. On the balance sheet, total assets grew from 132.54 Cr in Mar'23 to 224.98 Cr in Mar'25, with total liabilities increasing from 132.54 Cr to 224.98 Cr in the same period. Cash flow from operating activities improved significantly, reaching 45.00 Cr in Mar'25 compared to 10.00 Cr in Mar'23, contributing to a net cash inflow of 26.00 Cr in Mar'25. Overall, Aryaman Fin.Serv has demonstrated a robust recovery and growth trajectory in its financial performance over the past few years.

Is Aryaman Fin.Serv technically bullish or bearish?

As of October 24, 2025, Aryaman Fin.Serv's trend is mildly bullish, supported by daily moving averages, though caution is advised due to mildly bearish weekly indicators; overall, monthly indicators remain bullish, suggesting positive long-term sentiment despite a recent price drop.

As of 24 October 2025, the technical trend for Aryaman Fin.Serv has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating a mild upward trend. However, the weekly MACD and KST are both mildly bearish, which suggests some caution. The monthly indicators, including MACD and RSI, remain bullish, reinforcing the overall positive sentiment in the longer term. The Bollinger Bands are bullish on both weekly and monthly time frames, indicating potential for price movement. Despite the recent price drop from the previous close, the stock has shown strong performance over multiple time frames, particularly year-to-date and over the past year.

Is Aryaman Fin.Serv overvalued or undervalued?

As of June 10, 2025, Aryaman Fin.Serv is considered very expensive with a PE ratio of 21.47, indicating overvaluation compared to peers like Life Insurance and Bajaj Finance, despite strong growth metrics and a year-to-date return significantly outpacing the Sensex.

As of 10 June 2025, the valuation grade for Aryaman Fin.Serv has moved from expensive to very expensive. This indicates a significant shift in perception regarding its valuation, suggesting that the company is now considered overvalued. The current PE ratio stands at 21.47, while the EV to EBITDA ratio is at 11.51, and the PEG ratio is notably low at 0.27, which typically indicates growth potential but is overshadowed by the high valuation grade.<BR><BR>In comparison to its peers, Aryaman Fin.Serv's valuation appears excessive, especially when compared to Life Insurance, which has a PE ratio of 12.4 and is rated fair. Bajaj Finance, another peer, is categorized as very expensive with a PE of 35.47, further highlighting the disparity in valuation within the industry. Despite Aryaman Fin.Serv's impressive ROCE of 91.77% and ROE of 24.51%, the overall assessment suggests that it is overvalued in the current market context. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 39.78% compared to the Sensex's 5.44%, reinforcing the notion of overvaluation amidst strong growth.

Who are the top shareholders of the Aryaman Fin.Serv?

The top shareholders of Aryaman Fin.Serv are Mahshri Enterprises Pvt Ltd with 62.45%, Jai Ambe Tradexim Private Limited at 4.91%, and individual investors holding a combined 14.27%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Aryaman Fin.Serv include Mahshri Enterprises Pvt Ltd, which holds the largest stake at 62.45%. Other notable shareholders include Jai Ambe Tradexim Private Limited, with a holding of 4.91%, and individual investors collectively holding 14.27%. There are currently no mutual funds or foreign institutional investors (FIIs) involved in the company.

Has Aryaman Fin.Serv declared dividend?

No Dividend History Available