Ashika Credit

Who are in the management team of Ashika Credit?

As of March 2023, the management team of Ashika Credit includes Pawan Jain (Executive Chairman), Daulat Jain (Managing Director & CEO), and several independent directors, along with a Company Secretary. They oversee the company's operations and strategic direction.

As of March 2023, the management team of Ashika Credit includes the following individuals:<BR><BR>1. Pawan Jain - Executive Chairman<BR>2. Sagar Jain - Independent Director<BR>3. Daulat Jain - Managing Director & CEO<BR>4. Suparna Sengupta - Independent Director<BR>5. Sonu Jain - Independent Director<BR>6. Anju Mundhra - Company Secretary & Compliance Officer<BR>7. Amit Jain - Non-Executive Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What does Ashika Credit do?

Ashika Credit Capital Ltd is a Small Cap NBFC focused on Issue Management and related services. As of March 2025, it reported net sales of 2 Cr and a net loss of 54 Cr, with a market cap of Rs 1,426 Cr.

Overview:<BR>Ashika Credit Capital Ltd is engaged in the business of Issue Management and related services within the Non Banking Financial Company (NBFC) sector, categorized as a Small Cap company.<BR><BR>History:<BR>The company was incorporated as a Private Limited Company on 8th March 1994 and was later converted to a Public Limited Company. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: -54 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 1,426 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.21<BR>- Return on Equity: -23.25%<BR>- Price to Book: 6.42<BR><BR>Contact Details:<BR>Address: Trinity 7th Floor, 226/1 A J C Bose Road, Kolkata, West Bengal: 700020 <BR>Tel: 91-33-22839952/40102500 <BR>Email: ashika@ashikagroup.com <BR>Website: http://www.ashikagroup.com

Has Ashika Credit declared dividend?

Yes, Ashika Credit Capital Ltd has declared a 10% dividend, amounting to 1 per share. However, the dividend yield is 0%, as it has not contributed to overall returns, which have shown significant price growth over various periods.

Ashika Credit Capital Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 01 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -51.47%, the dividend return was 0%, resulting in a total return of -51.47%.<BR><BR>For the 1-year period, the price return was 574.48%, the dividend return was 0%, leading to a total return of 574.48%.<BR><BR>Over the 2-year period, the price return was 1025.61%, the dividend return was 0%, which resulted in a total return of 1025.61%.<BR><BR>In the 3-year period, the price return was 966.35%, the dividend return was 0%, culminating in a total return of 966.35%.<BR><BR>For the 4-year period, the price return was 677.35%, the dividend return was 0%, resulting in a total return of 677.35%.<BR><BR>In the 5-year period, the price return was 2041.42%, the dividend return was 0%, leading to a total return of 2041.42%.<BR><BR>Overall, while Ashika Credit Capital Ltd has declared a dividend, the dividend yield remains at 0%, indicating that the dividend has not significantly contributed to returns. However, the price returns over various periods show substantial growth, particularly over the longer term.

Who are the peers of the Ashika Credit?

Ashika Credit's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green. Ashika Credit has the highest 1-year return at 585.17%, while Jio Financial has the lowest at -20.19%.

Peers: The peers of Ashika Credit are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Below Average management risk is noted for Ashika Credit, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green. Growth is Excellent for Jio Financial and Centrum Capital, Good for Bajaj Finance, Cholaman.Inv.&Fn, and Capital India, while Average growth is seen at Ashika Credit and Muthoot Finance, and the rest have either Average or Below Average growth. Excellent capital structure is noted for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Ashika Credit, Capital India, Vardhman Hold., and Mufin Green, while Centrum Capital has a Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ashika Credit at 585.17%, while the lowest is Jio Financial at -20.19%. Ashika Credit's 1-year return significantly outperforms all peers. Additionally, Jio Financial, Mufin Green, and Pacheli Indust. have negative six-month returns.

Who are the top shareholders of the Ashika Credit?

The top shareholders of Ashika Credit include Ashika Global Securities Private Limited with 17.32%, followed by Eminence Global Fund holding 2.75%, and individual investors owning 20.81%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Ashika Credit are primarily the promoters, with Ashika Global Securities Private Limited holding the highest stake at 17.32%. In terms of public shareholders, Eminence Global Fund Pcc-eubilia Capital Partners Fund I is the largest, holding 2.75%. Additionally, individual investors collectively own 20.81% of the company. There are also 4 Foreign Institutional Investors (FIIs) that hold a combined 0.85% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

How big is Ashika Credit?

As of 24th July, Ashika Credit Capital Ltd has a market capitalization of 1,470.00 Cr and reported net sales of 39.22 Cr with a net profit loss of 51.42 Cr over the latest four quarters; data on shareholder's funds and total assets is unavailable.

As of 24th July, <BR><BR>Market Cap: Ashika Credit Capital Ltd has a market capitalization of 1,470.00 Cr and is classified as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 39.22 Cr, while the sum of Net Profit for the same period reflects a loss of 51.42 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is the latest annual period. However, data for Shareholder's Funds and Total Assets is unavailable.

Is Ashika Credit technically bullish or bearish?

As of October 20, 2025, the market trend has shifted to a bearish stance with weak strength, indicated by bearish daily moving averages, weekly Bollinger Bands, and mixed signals from the MACD and KST.

As of 20 October 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a weak strength. Key indicators driving this include the daily moving averages indicating bearishness, weekly Bollinger Bands also showing bearish signals, and the KST on both weekly and monthly time frames being bearish or mildly bearish. The MACD shows a conflicting mildly bullish signal on the weekly chart but is mildly bearish on the monthly, which adds to the overall bearish sentiment. The lack of trend signals in Dow Theory further supports the bearish outlook.

How has been the historical performance of Ashika Credit?

Ashika Credit experienced a significant decline in financial performance from March 2024 to March 2025, with net sales dropping from 18.38 Cr to 4.24 Cr and a loss after tax of 51.48 Cr compared to a profit of 10.70 Cr the previous year. Despite this downturn, the company reported a net cash inflow of 7.00 Cr in March 2025.

Answer:<BR>The historical performance of Ashika Credit shows a significant decline in financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Ashika Credit reported net sales of 4.24 Cr, a sharp decrease from 18.38 Cr in the previous year. Total operating income mirrored this decline, falling from 18.38 Cr to 4.24 Cr. The company's total expenditure surged to 63.38 Cr, up from 5.04 Cr, primarily driven by manufacturing expenses of 50.42 Cr and an increase in employee costs to 3.44 Cr. Consequently, the operating profit (PBDIT) plummeted to -59.09 Cr from a positive 13.50 Cr, leading to a profit before tax of -66.68 Cr compared to 12.76 Cr in the prior year. The profit after tax also reflected this downturn, resulting in a loss of 51.48 Cr versus a profit of 10.70 Cr in March 2024. The earnings per share (EPS) fell to -15.54 from 9.01, indicating a severe deterioration in profitability. The operating profit margin and PAT margin also turned negative, recording -1394.81% and -1214.15%, respectively, compared to positive margins in the previous year. Despite these challenges, the company saw a net cash inflow of 7.00 Cr in March 2025, contrasting with no cash inflow in March 2024, primarily due to financing activities that generated 398.00 Cr.

Is Ashika Credit overvalued or undervalued?

As of December 4, 2025, Ashika Credit is considered very expensive and overvalued, with a negative PE ratio of -120.78 and poor financial metrics compared to peers like Bajaj Finance and Life Insurance, alongside a year-to-date return of -60.29% versus the Sensex's 9.12% gain.

As of 4 December 2025, the valuation grade for Ashika Credit has moved from risky to very expensive. The company is currently overvalued, as indicated by its significant negative PE ratio of -120.78, an EV to EBIT of -163.68, and an EV to EBITDA of -165.36. These ratios highlight a concerning financial position relative to its earnings and overall valuation metrics.<BR><BR>In comparison to its peers, Ashika Credit's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a more attractive EV to EBITDA of 8.92. The substantial divergence in these ratios suggests that Ashika Credit is not only overvalued but also lacks the financial health exhibited by its competitors. Additionally, despite a recent positive stock return of 2.69% over the past week, the year-to-date return of -60.29% starkly contrasts with the Sensex's 9.12% gain, reinforcing the notion of overvaluation.

When is the next results date for Ashika Credit Capital Ltd?

The next results date for Ashika Credit Capital Ltd is February 4, 2026.

The next results date for Ashika Credit Capital Ltd is scheduled for February 4, 2026.

Are Ashika Credit Capital Ltd latest results good or bad?

Ashika Credit Capital Ltd's latest results are poor, showing a 100.79% decline in net profit and a 62.85% drop in net sales, with a negative return on equity and a "Strong Sell" rating, indicating significant operational challenges.

The latest results for Ashika Credit Capital Ltd are concerning and indicate a significant decline in performance. In Q3 FY26, the company reported a consolidated net profit of -₹0.10 crore, which represents a staggering 100.79% decrease compared to the previous quarter. Additionally, net sales fell sharply by 62.85% to ₹7.63 crores, and the operating margin plummeted to just 8.39%, down from 81.99% in Q2.<BR><BR>These results highlight a troubling trend, as the company has struggled to maintain its earlier momentum. The return on equity has also turned negative at -1.97%, indicating that the company is currently destroying shareholder value. Furthermore, the company’s Mojo Score of 29 out of 100 has earned it a "Strong Sell" rating, reflecting deteriorating fundamentals and weak institutional confidence.<BR><BR>Overall, the financial performance of Ashika Credit Capital Ltd in its latest results can be characterized as poor, with multiple red flags suggesting significant operational challenges ahead.

Should I buy, sell or hold Ashika Credit Capital Ltd?

Why is Ashika Credit Capital Ltd falling/rising?

As of 16-Mar, Ashika Credit Capital Ltd's stock price is Rs 341.05, down 1.16%, and has underperformed significantly over the past month and year, indicating a bearish trend and weak investor sentiment.

As of 16-Mar, Ashika Credit Capital Ltd's stock price is falling, currently at Rs 341.05, which reflects a decrease of Rs 4.0 or 1.16%. The stock has been underperforming, having lost 5.54% over the last three days, and it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Additionally, the stock has shown a decline of 7.70% over the past month and a significant drop of 47.03% over the past year, contrasting sharply with the Sensex, which has gained 2.27% in the same period. <BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.95%. It also reached an intraday low of Rs 335.1, which is a 2.88% decrease from its current price. Despite a rise in delivery volume by 20.99% on 13 March, the overall trend remains negative, suggesting that investor sentiment is currently weak.

Which are the latest news on Ashika Credit?