Associated Motor Finance Co. Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: LK0387N00007
LKR
61.80
0.1 (0.16%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Positive results in Dec 25

  • OPERATING CASH FLOW(Y) Highest at LKR 2,905.31 MM
  • ROCE(HY) Highest at 25.96%
  • RAW MATERIAL COST(Y) Fallen by -19.48% (YoY)
2

With ROE of 24.89%, it has a attractive valuation with a 0.00 Price to Book Value

3

Consistent Returns over the last 3 years

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

LKR Million (Small Cap)

stock-summary
P/E

0

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

24.00%

stock-summary
Price to Book

0.00

Revenue and Profits:
Net Sales:
1,462 Million
(Quarterly Results - Dec 2025)
Net Profit:
168 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-18.47%
0%
-18.47%
6 Months
-34.53%
0%
-34.53%
1 Year
83.93%
0%
83.93%
2 Years
187.44%
0%
187.44%
3 Years
724.0%
0%
724.0%
4 Years
382.81%
0%
382.81%
5 Years
-79.3%
0%
-79.3%

Associated Motor Finance Co. Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
9.52%
EBIT Growth (5y)
45.89%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
40.04%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
38.47%
ROE (avg)
11.75%

Valuation key factors

Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
-0.04
EV to EBITDA
-0.04
EV to Capital Employed
-0.02
EV to Sales
-0.01
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
24.89%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is 5.45% vs -1.27% in Sep 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is -34.27% vs -14.91% in Sep 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Sep'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,461.90",
          "val2": "1,386.30",
          "chgp": "5.45%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "663.20",
          "val2": "516.80",
          "chgp": "28.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-407.30",
          "val2": "-54.10",
          "chgp": "-652.87%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "168.00",
          "val2": "255.60",
          "chgp": "-34.27%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "440.10%",
          "val2": "358.80%",
          "chgp": "8.13%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 4.98% vs 26.57% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 135.66% vs 58.75% in Mar 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,080.20",
          "val2": "4,839.10",
          "chgp": "4.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,861.70",
          "val2": "1,260.70",
          "chgp": "47.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "147.10",
          "val2": "136.50",
          "chgp": "7.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "11.10",
          "val2": "37.00",
          "chgp": "-70.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "750.10",
          "val2": "318.30",
          "chgp": "135.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "272.60%",
          "val2": "145.60%",
          "chgp": "12.70%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
1,461.90
1,386.30
5.45%
Operating Profit (PBDIT) excl Other Income
663.20
516.80
28.33%
Interest
0.00
0.00
Exceptional Items
-407.30
-54.10
-652.87%
Consolidate Net Profit
168.00
255.60
-34.27%
Operating Profit Margin (Excl OI)
440.10%
358.80%
8.13%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 5.45% vs -1.27% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -34.27% vs -14.91% in Sep 2025

Annual Results Snapshot (Consolidated) - Mar'25stock-summary

Mar'25
Mar'24
Change(%)
Net Sales
5,080.20
4,839.10
4.98%
Operating Profit (PBDIT) excl Other Income
1,861.70
1,260.70
47.67%
Interest
147.10
136.50
7.77%
Exceptional Items
11.10
37.00
-70.00%
Consolidate Net Profit
750.10
318.30
135.66%
Operating Profit Margin (Excl OI)
272.60%
145.60%
12.70%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is 4.98% vs 26.57% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 135.66% vs 58.75% in Mar 2024

stock-summaryCompany CV
About Associated Motor Finance Co. Plc stock-summary
stock-summary
Associated Motor Finance Co. Plc
Finance
Associated Motor Finance Company PLC is a Sri Lanka-based financial institution. The Company is engaged in accepting public deposits, lending money for facilities, including leases, hire purchases, loans and other trading activities, such as real estate business and selling of imported vehicles. The Company focuses on providing leasing and hire purchase facilities for unregistered and registered motor cycles, and three wheelers. The Company imports various vehicles, including heavy vehicles, such as Renault, DAF and Volvo; Land rover and Defender, and light commercial vehicles. It also imports used vehicles. It provides small and medium enterprise (SME) loans, special educational loans for foreign university studies and loans on promissory notes. It grants SME loans for various industries, including carpenter, clay works, fishery and agriculture, and yoghurt manufacturers. The Company's subsidiary is Arpico Finance Company PLC.
Company Coordinates stock-summary
Company Details
89, Hyde Park Corner, Colombo 02 , COLOMBO None : None
stock-summary
Tel: 94 11 2687158
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Registrar Details