What is the bonus history of the AU Small Finance?

AU Small Finance Bank's latest bonus issue was a 1:1 bonus announced on June 9, 2022, with a record date of June 10, 2022, allowing shareholders to receive an additional share for each share owned. This move aimed to enhance shareholder value and improve market liquidity.

AU Small Finance Bank has a notable bonus history, with its latest bonus issue being a 1:1 bonus announced on June 9, 2022. The record date for this bonus was June 10, 2022, meaning that shareholders on that date were eligible to receive an additional share for every share they owned. This bonus issue reflects the company's strategy to enhance shareholder value and improve liquidity in the market. If you have any more questions about AU Small Finance or its financial activities, feel free to ask!

Has AU Small Finance declared dividend?

AU Small Finance Bank has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of July 12, 2024. While the dividend yield is 0.14%, total returns over various periods show significant growth, particularly over the long term.

AU Small Finance Bank Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 12 Jul 24<BR><BR>Dividend Yield: 0.14%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 27.61%, with no dividend return, resulting in a total return of 27.61%.<BR><BR>Over the past year, the price return was 13.36%, the dividend return was 0.15%, leading to a total return of 13.51%.<BR><BR>In the 2-year period, there was a price return of -0.35%, a dividend return of 0.26%, resulting in a total return of -0.09%.<BR><BR>For the 3-year period, the price return was 18.18%, with a dividend return of 0.42%, culminating in a total return of 18.6%.<BR><BR>Over the last 4 years, the price return stood at 49.58%, the dividend return was 0.48%, giving a total return of 50.06%.<BR><BR>In the 5-year span, the price return was 210.56%, with a dividend return of 0.87%, resulting in a total return of 211.43%.<BR><BR>Overall, AU Small Finance Bank has declared a dividend, and while the dividend yield is relatively low, the total returns over various periods show significant growth, particularly in the long term.

Who are the peers of the AU Small Finance?

Peers of AU Small Finance include Ujjivan Small, Equitas Small Finance, Jana Small Finance, Utkarsh Small Finance, ESAF Small Finance, Suryoday Small Finance, and Capital Small Finance. AU Small Finance shows excellent management and growth, with a 1-year return of 12.45%, outperforming its peers, which generally have lower returns and varying management risks.

Peers: The peers of AU Small Finance are Ujjivan Small, Equitas Sma. Fin, Jana Small Finan, Utkarsh Small F., ESAF Small Fin, Suryoday Small, and Capital Small.<BR><BR>Quality Snapshot: Excellent management risk is observed at AU Small Finance and Jana Small Finan, while Good management risk is found at Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Capital Small, and Average management risk is present at ESAF Small Fin and Suryoday Small. For Growth, Excellent growth is noted at AU Small Finance, Ujjivan Small, Jana Small Finan, Suryoday Small, and Capital Small, while Average growth is seen at Equitas Sma. Fin and Utkarsh Small F., and Below Average growth is found at ESAF Small. In terms of Capital Structure, Excellent capital structure is observed at AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Suryoday Small, while Below Average capital structure is noted at Jana Small Finan, ESAF Small, and Capital Small.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ujjivan Small at -12.23%, while the peer with the lowest is Utkarsh Small F. at -55.37%. AU Small Finance's 1-year return of 12.45% is significantly higher than both. Additionally, Utkarsh Small F., ESAF Small Fin, Suryoday Small, and Capital Small all have negative six-month returns.

Who are in the management team of AU Small Finance?

As of March 2023, the management team of AU Small Finance includes Sanjay Agarwal (Managing Director & CEO), Uttam Tibrewal (Whole-time Director), and several independent directors, overseeing the company's strategic direction and governance.

As of March 2023, the management team of AU Small Finance comprises the following individuals:<BR><BR>1. Sanjay Agarwal - Managing Director & CEO<BR>2. Uttam Tibrewal - Whole-time Director<BR>3. Manmohan Parnami - Company Secretary & Compliance Officer<BR>4. Raj Vikash Verma - Part Time Chairman<BR>5. Sriram Mankal Shankar - Independent Director<BR>6. Pushpinder Singh - Independent Director<BR>7. Kannan Gopalaraghavan Vellur - Independent Director<BR>8. Harun Rasid Khan - Independent Director<BR>9. Kamlesh Vikamsey - Independent Director<BR>10. Malini Thadani - Independent Director<BR>11. Kavita Venugopal - Independent Director<BR><BR>This team is responsible for the strategic direction and governance of the company.

What does AU Small Finance do?

AU Small Finance Bank Ltd provides banking services and was established in 2017 after transitioning from a non-banking financial company. As of March 2025, it reported net sales of ₹4,270.60 Cr and a net profit of ₹504 Cr, with a market capitalization of ₹60,379 Cr.

Overview: <BR>AU Small Finance Bank Ltd is a large-cap entity in the Other Bank industry, providing banking services after its transition from a non-banking financial company.<BR><BR>History: <BR>The company was incorporated as a Public Limited Company and underwent a name change from Au Financiers (India) Limited to AU Small Finance Bank Limited on 13th April 2017. It commenced banking operations on 19th April 2017 and has reported its latest quarterly results for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,270.60 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 504 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 60,379 Cr (Large Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.12% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 19-A Dhuleshwar Garden, Ajmer Road Jaipur Rajasthan : 302001 <BR>Phone: 91-141-4110060 <BR>Email: ipo@aubank.in <BR>Website: http://www.aubank.in

Who are the top shareholders of the AU Small Finance?

The top shareholders of AU Small Finance include Foreign Institutional Investors (FIIs) with 35.58%, promoters led by Sanjay Agarwal holding 15.74%, and mutual funds at 20.17%, with HDFC Mutual Fund being the largest public shareholder at 5.65%. Individual investors hold 5.45% of the shares, and there are no pledged promoter holdings.

The top shareholders of AU Small Finance include a mix of institutional and individual investors. The largest portion of shares is held by Foreign Institutional Investors (FIIs), accounting for 35.58% of the total shares. Promoters, led by Sanjay Agarwal, hold 15.74%. Additionally, mutual funds collectively hold 20.17% of the shares, with HDFC Mutual Fund's HDFC Mid-cap Opportunities Fund being the highest public shareholder at 5.65%. Individual investors also have a stake, holding 5.45% of the shares. There are no pledged promoter holdings reported.

How big is AU Small Finance?

As of 24th July, AU Small Finance Bank Ltd has a market capitalization of 54,899.00 Cr and reported a net profit of 2,184.22 Cr for the latest four quarters, with total assets of 1,57,845.66 Cr as of March'25.

As of 24th July, <BR><BR>Market Cap: AU Small Finance Bank Ltd has a market capitalization of 54,899.00 Cr, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, with a net profit of 2,184.22 Cr for the latest four quarters ending in June'25, March'25, December'24, and September'24.<BR><BR>Balance Sheet Snapshot: The latest reporting period for the balance sheet is March'25. Shareholder's funds are valued at 17,166.29 Cr, while total assets amount to 1,57,845.66 Cr.

When is the next results date for AU Small Finance?

The next results date for AU Small Finance is 17 October 2025.

The next results date for AU Small Finance is scheduled for 17 October 2025.

Is AU Small Finance overvalued or undervalued?

As of October 14, 2025, AU Small Finance is considered very expensive and overvalued with a PE Ratio of 26.40, a Price to Book Value of 3.38, and a PEG Ratio of 0.98, trading at a premium compared to peers like HDFC Bank and ICICI Bank, despite a strong year-to-date return of 38.5% that still lags behind the Sensex's 4.98%.

As of 14 October 2025, the valuation grade for AU Small Finance has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key ratios include a PE Ratio of 26.40, a Price to Book Value of 3.38, and a PEG Ratio of 0.98. <BR><BR>In comparison to its peers, HDFC Bank has a PE of 21.65, while ICICI Bank stands at 20.21, both of which suggest that AU Small Finance is trading at a premium relative to these established banks. Additionally, while the company has shown strong returns year-to-date at 38.5%, it still lags behind the Sensex's 4.98% during the same period. This further reinforces the notion that AU Small Finance is overvalued in the current market context.

Are AU Small Finance latest results good or bad?

AU Small Finance Bank's latest results are mixed; while it achieved a strong 42.22% stock return year-to-date, net profit declined by 3.44% quarter-on-quarter due to margin compression, and the gross NPA ratio increased to 2.47%, indicating asset quality concerns. Investors should consider these profitability and asset quality challenges alongside the bank's growth metrics.

AU Small Finance Bank's latest results present a mixed picture. On one hand, the bank has shown strong year-to-date stock performance, delivering a 42.22% return, which significantly outpaces the Sensex. However, there are notable concerns regarding profitability and asset quality.<BR><BR>In Q2 FY26, the bank reported a net profit of ₹560.87 crore, which reflects a decline of 3.44% quarter-on-quarter and 1.81% year-on-year. This decline in net profit comes despite a 15.36% increase in interest earned, indicating that while the top line is growing, profitability is under pressure due to margin compression. The net interest margin (NIM) has decreased to 5.40%, down 40 basis points from the previous year, which suggests increasing competition and rising funding costs are impacting profitability.<BR><BR>Additionally, the asset quality has raised concerns, with the gross non-performing asset (NPA) ratio climbing to 2.47%, up from 1.98% a year earlier. This trend indicates growing stress in the loan portfolio, particularly as the bank continues to expand its lending aggressively.<BR><BR>Overall, while AU Small Finance Bank has strong growth metrics and institutional backing, the recent results highlight challenges in maintaining profitability and managing asset quality. Investors may need to weigh these factors carefully when assessing the bank's performance.

How has been the historical performance of AU Small Finance?

AU Small Finance has shown significant growth from March 2019 to March 2025, with interest earned increasing from ₹2,949.13 Cr to ₹16,063.73 Cr, and profit after tax rising from ₹381.81 Cr to ₹2,105.93 Cr, alongside a substantial expansion in total assets. Overall, the company has demonstrated robust performance across key financial metrics.

Answer:<BR>The historical performance of AU Small Finance has shown significant growth over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>AU Small Finance has experienced a remarkable increase in interest earned, rising from 2,949.13 Cr in March 2019 to 16,063.73 Cr in March 2025. This growth is primarily driven by interest on advances, which surged from 2,374.19 Cr in March 2019 to 13,368.35 Cr in March 2025. Total income also saw a substantial rise, reaching 18,590.04 Cr in March 2025, up from 3,411.04 Cr in March 2019. Net interest income followed a similar upward trend, climbing to 8,011.58 Cr in March 2025 from 1,342.60 Cr in March 2019. However, interest expended also increased significantly, from 1,606.53 Cr in March 2019 to 8,052.15 Cr in March 2025. The profit before tax rose to 2,788.05 Cr in March 2025, compared to 580.13 Cr in March 2019, while profit after tax reached 2,105.93 Cr in March 2025, up from 381.81 Cr in March 2019. The company's total assets expanded dramatically from 42,143.06 Cr in March 2019 to 1,57,845.66 Cr in March 2025, with total liabilities also increasing from 42,143.06 Cr to 1,57,845.67 Cr during the same period. Cash and cash equivalents at the end of March 2025 stood at 9,466.00 Cr, showing a positive trend from 3,369.00 Cr in March 2019. Overall, AU Small Finance has demonstrated robust growth across various financial metrics, indicating a strong performance trajectory over the years.

Should I buy, sell or hold AU Small Finance?

Is AU Small Finance technically bullish or bearish?

As of December 2, 2025, the trend is bullish with strong support from MACD and KST indicators, despite bearish RSI readings suggesting potential weakness.

As of 2 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and the KST also confirms a bullish trend in both periods. Moving averages on the daily chart are bullish, reinforcing the positive momentum. However, the RSI is bearish on both the weekly and monthly charts, indicating some potential weakness. Bollinger Bands show a mildly bullish stance on both weekly and monthly time frames. Overall, the bullish trend is supported by multiple indicators, despite the bearish RSI readings.

Why is AU Small Finance falling/rising?

As of 04-Dec, AU Small Finance Bank Ltd's stock price is rising, currently at 949.40, reflecting a change of 1.0 (0.11%) upwards. The stock has significantly outperformed the market with a year-to-date increase of 70.11% and a strong investor confidence indicated by rising delivery volumes and high institutional holdings.

As of 04-Dec, AU Small Finance Bank Ltd's stock price is rising, currently at 949.40, reflecting a change of 1.0 (0.11%) upwards. This upward movement can be attributed to several factors highlighted in the recent performance data. Over the past week, the stock has increased by 0.26%, while the benchmark Sensex has decreased by 0.53%, indicating that AU Small Finance Bank is outperforming the broader market. <BR><BR>In the last month, the stock has shown a significant increase of 7.87%, compared to a modest 2.16% rise in the Sensex. Year-to-date, the stock has surged by 70.11%, far exceeding the Sensex's 9.12% growth. This strong performance is further underscored by a remarkable 59.48% return over the past year, which is substantially higher than the market's average return of 5.32%.<BR><BR>Additionally, the stock is close to its 52-week high, being only 1.85% away from the peak of Rs 967. The performance today has also outperformed the sector by 0.28%. Rising investor participation is evident, with a delivery volume of 14.32 lacs on December 3, which has increased by 36.31% against the 5-day average. This suggests growing confidence among investors.<BR><BR>The bank's strong fundamentals, including a healthy long-term growth rate in net interest income and net profit, along with a high capital adequacy ratio of 21.50%, contribute to its positive outlook. Furthermore, high institutional holdings at 66.4% indicate that knowledgeable investors are backing the stock, reinforcing its stability and growth potential. Overall, these factors collectively explain the rising trend in AU Small Finance Bank's stock price.

Which are the latest news on AU Small Finance?