Available Fin.

Who are the top shareholders of the Available Fin.?

The top shareholders of Available Fin. are Archana Coal Private Limited with 57.22%, followed by public shareholder Gaurav Tayal at 3.99%, and individual investors holding a combined 19.78%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Available Fin. include Archana Coal Private Limited, which holds the largest stake at 57.22%. Other notable shareholders are Gaurav Tayal, the highest public shareholder with a 3.99% holding, and individual investors collectively holding 19.78%. There are no mutual funds or foreign institutional investors (FIIs) involved in the company's shareholding.

What does Available Fin. do?

Available Finance Ltd is a Micro Cap NBFC focused on leasing and hire purchase, with a recent net profit of 32 Cr and a market cap of Rs 207 Cr. Key metrics include a P/E ratio of 2.00 and a return on equity of 11.69%.

Overview:<BR>Available Finance Ltd is a Non Banking Financial Company (NBFC) operating in the leasing and hire purchase sector, categorized as a Micro Cap.<BR><BR>History:<BR>The company was originally incorporated in February 1993 as "Flag Leasing And Investments Private Limited" and became a Limited Company on 25 February 1994. The latest quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 32 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 207 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 2.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 11.69% <BR>Price to Book: 0.19 <BR><BR>Contact Details:<BR>Address: Agarwal House, 5 Yeshwant Colony Indore Madhya Pradesh : 452003 <BR>Tel: 91-731-4714040 <BR>Email: cs@admanumfinance.in <BR>Website: http://www.availablefinance.in

Has Available Fin. declared dividend?

No Dividend History Available

Who are the peers of the Available Fin.?

Peers of Available Fin. include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, and Muthoot Finance, among others. In terms of performance, Alfred Herbert leads with a 1-year return of 154.71%, while Available Fin. has a return of -26.06%.

Peers: Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Alfred Herbert, Sunshine Capital, Apollo Finvest, Innovassynth Inv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial, Alfred Herbert, Sunshine Capital, Apollo Finvest, and the rest. Good management risk is noted at Shriram Finance, while Available Fin. and Innovassynth Inv do not qualify. Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, and the rest. Average growth is observed at Muthoot Finance and Shriram Finance, while Available Fin. and Innovassynth Inv do not qualify. Excellent capital structure is present at Bajaj Finance, Jio Financial, Muthoot Finance, Shriram Finance, and the rest, while Good capital structure is noted at Cholaman.Inv.&Fn and Alfred Herbert, with Available Fin. and Innovassynth Inv not qualifying.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Alfred Herbert at 154.71%, while the peer with the lowest is Sunshine Capital at -87.62%. Available Fin.'s 1-year return of -26.06% is better than Sunshine Capital's but worse than Alfred Herbert's. Additionally, the six-month return is negative for Sunshine Capital, Apollo Finvest, Innovassynth Inv, and NDL Ventures.

What is the technical trend for Available Fin.?

As of June 3, 2025, Available Fin. has shifted to a bearish trend with moderate strength, driven by bearish daily moving averages and Bollinger Bands, despite a mildly bullish MACD on the weekly chart.

As of 3 June 2025, the technical trend for Available Fin. has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include the daily moving averages indicating a bearish trend, and both the weekly and monthly Bollinger Bands also signaling bearish conditions. The MACD shows a mildly bullish signal on the weekly chart but is mildly bearish on the monthly, suggesting some short-term strength that is not enough to counter the overall bearish sentiment. Additionally, the Dow Theory indicates a mildly bearish trend on the weekly timeframe. Overall, the combination of these indicators suggests a prevailing bearish outlook for the stock.

Who are in the management team of Available Fin.?

As of March 2023, the management team of Available Fin. includes Rakesh Sahu (Whole Time Director & CFO), Priyanka Jha (Independent Women Director), Rajendra Kumar Sohani (Non-Executive Director), Sahive Alam Khan (Independent Director), Vikas Gupta (Non-Exec & Non-Independent Director), and Aseem Trivedi (Independent Non-Executive Director). Each member contributes to the company's governance and strategic direction.

As of March 2023, the management team of Available Fin. includes the following members:<BR><BR>1. Rakesh Sahu - Whole Time Director & CFO<BR>2. Priyanka Jha - Independent Women Director<BR>3. Rajendra Kumar Sohani - Non Executive Director<BR>4. Sahive Alam Khan - Independent Director<BR>5. Vikas Gupta - Non-Exec & Non-Independent Director<BR>6. Aseem Trivedi - Independent Non Executive Director<BR><BR>Each member plays a distinct role within the organization, contributing to its governance and strategic direction.

How big is Available Fin.?

As of 24th July, Available Finance Ltd has a market capitalization of 188.00 Cr and reported net sales of 0.56 Cr with a net profit of 104.20 Cr over the latest four quarters. Shareholder's funds are valued at 1,081.70 Cr, with total assets of 1,081.88 Cr as of March 2024.

As of 24th July, <BR><BR>Market Cap: Available Finance Ltd has a market capitalization of 188.00 Cr, categorized as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 0.56 Cr, while the sum of Net Profit for the same period is 104.20 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2024, with Shareholder's Funds valued at 1,081.70 Cr and Total Assets amounting to 1,081.88 Cr.

Is Available Fin. overvalued or undervalued?

As of September 12, 2025, Available Fin. is considered very attractive and undervalued, with a PE ratio of 1.63, a Price to Book Value of 0.14, and an EV to EBITDA of 169.10, significantly lower than its peers, indicating strong long-term growth potential despite recent underperformance against the Sensex.

As of 12 September 2025, the valuation grade for Available Fin. has moved from attractive to very attractive. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE Ratio of 1.63, a Price to Book Value of 0.14, and an EV to EBITDA of 169.10. <BR><BR>In comparison to its peers, Available Fin. stands out with a significantly lower PE ratio than Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36. The PEG ratio for Available Fin. is notably at 0.00, indicating potential for growth relative to its price. Although the stock has underperformed against the Sensex in the short term, its long-term return of 2058.83% over five years suggests strong underlying value that may not yet be reflected in its current market price.

How has been the historical performance of Available Fin.?

Available Fin. has experienced fluctuating net sales and profits, with a recent decline in profitability despite slight sales growth. Total assets increased, but cash flow from operations was zero in March 2025, indicating financial challenges.

Answer:<BR>The historical performance of Available Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decline in recent periods.<BR><BR>Breakdown:<BR>Available Fin. reported net sales of 0.57 Cr in March 2025, slightly up from 0.55 Cr in March 2024, but down from 0.59 Cr in March 2023 and 0.63 Cr in March 2022. The total operating income followed a similar pattern, reaching 0.57 Cr in March 2025. The total expenditure, excluding depreciation, was 0.27 Cr in March 2025, which is an increase from 0.26 Cr in March 2024 and 0.22 Cr in March 2023. Operating profit (PBDIT) was 0.30 Cr in March 2025, showing a slight increase from 0.29 Cr in March 2024 but a decline from 0.39 Cr in March 2023. Profit before tax was 0.30 Cr in March 2025, consistent with the previous year, while profit after tax remained stable at 0.23 Cr. The consolidated net profit decreased to 104.21 Cr in March 2025 from 118.83 Cr in March 2024 and 172.18 Cr in March 2023. The company's total assets grew to 1,196.48 Cr in March 2025, up from 1,081.88 Cr in March 2024, while total liabilities also increased to 1,196.48 Cr. The cash flow from operating activities was reported as 0.00 Cr in March 2025, indicating no cash inflow from operations during that period. Overall, the financial performance reflects a challenging environment with declining profitability despite some growth in sales and assets.

When is the next results date for Available Finance Ltd?

The next results date for Available Finance Ltd is 12 February 2026.

The next results date for Available Finance Ltd is scheduled for 12 February 2026.

Why is Available Finance Ltd falling/rising?

As of 16-Mar, Available Finance Ltd's stock price is Rs. 133.30, reflecting a decline of 0.78% and a total drop of 1.99% over the past week. The stock has reached a 52-week low and has underperformed the market significantly, with a year-to-date decline of 15.58%.

As of 16-Mar, Available Finance Ltd's stock price is falling, currently at Rs. 133.30, which reflects a decrease of Rs. 1.05 or 0.78%. The stock has been on a downward trend, having lost value for the last four consecutive days, with a total decline of 1.99% over the past week. Additionally, it reached a new 52-week low of Rs. 131.05 today, marking a significant drop of 2.46% at its intraday low.<BR><BR>The company's performance has also lagged behind the broader market, underperforming its sector by 1.57% today. Over the past month, the stock has declined by 10.90%, which is more than the Sensex's drop of 9.34% during the same period. Year-to-date, Available Finance Ltd has seen a decline of 15.58%, compared to the Sensex's decline of 11.40%. Over the past year, the stock has plummeted by 35.91%, while the Sensex has gained 2.27%.<BR><BR>Furthermore, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Despite an increase in investor participation, with delivery volume rising by 93.67% against the 5-day average, the overall sentiment remains negative, contributing to the stock's decline.

Which are the latest news on Available Fin.?