Baid Finserv

Who are the top shareholders of the Baid Finserv?

The top shareholders of Baid Finserv include Niranjana Prime Developers Private Limited with 7.46%, promoter Mahendra Kumar Baid with 4.43%, and individual investors holding 33.42%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Baid Finserv include a mix of individual and institutional investors. The largest public shareholder is Niranjana Prime Developers Private Limited, holding 7.46%. Among the promoters, Mahendra Kumar Baid has the highest stake at 4.43%. Additionally, individual investors collectively hold 33.42% of the shares. The company also has some foreign institutional investors, with four FIIs holding a total of 0.28%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

how big is Baid Finserv?

As of Jun 06, Baid Finserv Ltd has a market capitalization of 132.00 Cr, with net sales of 81.95 Cr and a net profit of 13.45 Cr over the latest four quarters. The standalone balance sheet shows shareholder's funds of 166.78 Cr and total assets of 426.12 Cr.

As of Jun 06, Baid Finserv Ltd has a market capitalization of 132.00 Cr, categorizing it as a Micro Cap company.<BR><BR>As of Jun 06, the company reported a sum of Net Sales for the latest 4 quarters amounting to 81.95 Cr and a sum of Net Profit of 13.45 Cr. This data is based on Standalone financials.<BR><BR>As of Mar 24, the Standalone balance sheet shows Shareholder's Funds of 166.78 Cr and Total Assets of 426.12 Cr.

When is the next results date for Baid Finserv?

No Upcoming Board Meetings

Who are in the management team of Baid Finserv?

As of March 2023, the management team of Baid Finserv includes Pannalal Baid (Chairman & Managing Director), Aman Baid (Whole-time Director), and several independent directors, including Monu Jain and Mudit Singhi, among others. This diverse team oversees the company's governance and management.

As of March 2023, the management team of Baid Finserv includes the following individuals:<BR><BR>1. Pannalal Baid - Chairman & Managing Director<BR>2. Monu Jain - Independent Director<BR>3. Aman Baid - Whole-time Director<BR>4. Alpana Baid - Director<BR>5. Mudit Singhi - Independent Director<BR>6. Anurag Patni - Independent Director<BR>7. Surbhi Rawat - Company Secretary & Compliance Officer<BR>8. Chaitnya Sharma - Independent Director<BR>9. Surendra Kumar - Independent Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and management of the company.

What is the bonus history of the Baid Finserv?

Baid Finserv announced a 1:1 bonus issue on June 20, 2022, with a record date of June 21, 2022, allowing shareholders to double their holdings by receiving an additional share for each share held.

Baid Finserv has a bonus history that includes a notable 1:1 bonus issue announced with an ex-date of June 20, 2022. The record date for this bonus was June 21, 2022. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time. If you have any more questions about Baid Finserv or its financial activities, feel free to ask!

Has Baid Finserv declared dividend?

Baid Finserv Ltd has declared a 5% dividend, amounting to 0.1 per share, with an ex-date of July 9, 2024. Despite this, the company has experienced significant price declines in the short term, with total returns showing volatility across different periods.

Baid Finserv Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.1<BR>- Ex-date: 09 Jul 24<BR><BR>Dividend Yield: 0.9%<BR><BR>Total Returns by Period:<BR>In the last 6 months, Baid Finserv experienced a price return of -32.37%, with no dividend return, resulting in a total return of -32.37%.<BR><BR>Over the past year, the price return was -44.59%, with a dividend return of 0.49%, leading to a total return of -44.1%.<BR><BR>In the 2-year period, the price return was -69.56%, while the dividend return was 0.45%, culminating in a total return of -69.11%.<BR><BR>For the 3-year period, Baid Finserv saw a price return of -43.17% and a dividend return of 1.44%, resulting in a total return of -41.73%.<BR><BR>In the last 4 years, the company achieved a remarkable price return of 304.78%, with a dividend return of 19.28%, leading to a total return of 324.06%.<BR><BR>Over the 5-year period, the price return was 338.65%, and the dividend return was 31.25%, resulting in an impressive total return of 369.9%.<BR><BR>Overall, while Baid Finserv has declared a dividend, the total returns over various periods show significant volatility, with substantial losses in the shorter terms but strong gains over the longer term.

Who are the peers of the Baid Finserv?

Baid Finserv's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Indian Infotech, Credent Global, Som Datt Finance, and Beacon Trust. Baid Finserv has below-average management risk and growth, with a 1-year return of -44.74%, significantly lower than its peers, particularly Bajaj Finance, which has the highest return at 30.39%.

Peers: The peers of Baid Finserv are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Indian Infotech, Credent Global, Som Datt Finance, and Beacon Trust.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Beacon Trust, while Average management risk is found at Jio Financial and Som Datt Finance. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Baid Finserv, Indian Infotech, and Credent Global. Growth is Excellent for Jio Financial and Good for Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Som Datt Finance, while Average growth is noted at Muthoot Finance and Below Average growth is seen at Baid Finserv, Indian Infotech, and Credent Global. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Som Datt Finance, and Beacon Trust, while Good capital structure is noted at Indian Infotech and Below Average at Cholaman.Inv.&Fn, Baid Finserv, and Credent Global.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the peer with the lowest is Baid Finserv at -44.74%, indicating that Baid Finserv's return is significantly lower than its peers. Additionally, Jio Financial, Indian Infotech, Credent Global, and Som Datt Finance all have negative six-month returns.

Is Baid Finserv overvalued or undervalued?

As of February 13, 2025, Baid Finserv is considered very attractive due to its undervaluation with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83, indicating strong potential for recovery and growth despite recent stock performance lagging behind the Sensex.

As of 13 February 2025, Baid Finserv's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 9.91, a price to book value of 0.74, and an EV to EBITDA ratio of 7.83. These metrics suggest that Baid Finserv is trading at a discount compared to its peers.<BR><BR>In comparison to its industry, Baid Finserv stands out with a much lower PE ratio than Life Insurance at 12.54 and Bajaj Finance, which is considered very expensive at 35.01. Additionally, the company's ROCE of 11.20% and ROE of 7.51% further support its strong financial position relative to its peers. Despite recent stock performance lagging behind the Sensex over the past year, the long-term returns of 383.23% over five years highlight its potential for recovery and growth, reinforcing the undervaluation narrative.

What is the technical trend for Baid Finserv?

As of May 19, 2025, Baid Finserv's technical trend is mildly bearish, with mixed signals from the MACD and moving averages indicating short-term weakness despite some bullish signs on the weekly Bollinger Bands.

As of 19 May 2025, the technical trend for Baid Finserv has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a bullish signal on the weekly chart but are mildly bearish on the monthly chart. The KST is mildly bullish weekly but bearish monthly, indicating mixed signals. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

What does Baid Finserv do?

Baid Finserv Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, offering financial services since its incorporation in 1991. As of March 2025, it reported net sales of ₹221 Cr and a net profit of ₹36 Cr, with a market cap of ₹152 Cr.

Overview:<BR>Baid Finserv Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated in 1991 and was initially known as Baid Leasing and Finance Company Limited. It received its Certificate of Commencement of Business on December 1, 1992. The company was renamed to Baid Finserv Limited on July 8, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 221 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 36 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 152 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 1.43<BR>- Return on Equity: 7.51%<BR>- Price to Book: 0.83<BR><BR>Contact Details:<BR>- Address: Baid House 2nd Floor, 1, Tara Nagar, Ajmer Road Jaipur Rajasthan : 302006<BR>- Tel: 9214018855<BR>- Email: baidfinance@baidgroup.in<BR>- Website: http://www.baidfinserv.com

How has been the historical performance of Baid Finserv?

Baid Finserv has shown steady growth in net sales and profits from Mar'22 to Mar'25, with net sales increasing from 49.92 Cr to 81.94 Cr and profit after tax rising to 13.45 Cr. However, total liabilities surged from 317.78 Cr to 454.05 Cr, and cash flow from operating activities declined significantly to 1.00 Cr in Mar'25, indicating potential financial challenges.

Answer:<BR>The historical performance of Baid Finserv shows a steady increase in net sales and profit over the years, with net sales rising from 49.92 Cr in Mar'22 to 81.94 Cr in Mar'25. Total operating income also grew from 49.95 Cr in Mar'22 to 81.98 Cr in Mar'25. The operating profit (PBDIT) increased from 12.45 Cr in Mar'22 to 18.86 Cr in Mar'25, indicating improved operational efficiency despite fluctuations in other income. Profit before tax showed a consistent upward trend, reaching 18.14 Cr in Mar'25, while profit after tax rose to 13.45 Cr in the same period. The company maintained a stable equity capital of 24.01 Cr from Mar'22 to Mar'25, with reserves increasing significantly from 133.71 Cr in Mar'22 to 155.02 Cr in Mar'25. However, total liabilities also rose from 317.78 Cr in Mar'22 to 454.05 Cr in Mar'25, primarily driven by an increase in short-term borrowings. Cash flow from operating activities fluctuated, with a notable decline to 1.00 Cr in Mar'25 from 34.00 Cr in Mar'22, resulting in a net cash outflow of 21.00 Cr in Mar'25.<BR><BR>Breakdown:<BR>Baid Finserv's financial trajectory from Mar'19 to Mar'25 reveals a pattern of growth in net sales, which increased from 57.97 Cr to 81.94 Cr, and total operating income, which rose from 58.15 Cr to 81.98 Cr. Operating profit (PBDIT) also showed improvement, climbing from 11.18 Cr in Mar'19 to 18.86 Cr in Mar'25, while profit before tax increased from 10.81 Cr to 18.14 Cr over the same period. Profit after tax followed suit, growing from 7.85 Cr in Mar'19 to 13.45 Cr in Mar'25. Despite these gains, total liabilities surged from 341.07 Cr in Mar'23 to 454.05 Cr in Mar'25, largely due to rising short-term borrowings, which reached 255.36 Cr. The company's cash flow from operating activities experienced volatility, culminating in a cash inflow of only 1.00 Cr in Mar'25, contrasting sharply with previous years. Overall, while Baid Finserv has demonstrated revenue growth and profitability, the increasing liabilities and fluctuating cash flow present challenges that need to be addressed.

Are Baid Finserv Ltd latest results good or bad?

Baid Finserv Ltd's latest results show revenue growth with net sales up 15.42% year-on-year, but concerns about low profitability and a return on equity of 6.68% suggest caution for investors regarding long-term sustainability.

Baid Finserv Ltd's latest results present a mixed picture. On one hand, the company achieved net sales of ₹24.63 crores in Q3 FY26, reflecting a 3.31% increase quarter-on-quarter and a 15.42% rise year-on-year, indicating steady revenue growth. Additionally, net profit reached ₹4.75 crores, up 4.39% from the previous quarter and slightly up 0.42% year-on-year.<BR><BR>However, there are significant concerns regarding profitability and operational efficiency. The return on equity (ROE) stands at a low 6.68%, which is below industry standards and raises questions about the company's ability to generate adequate returns for shareholders. The operating margin has also seen a decline, dropping to 55.99%, down from higher levels in previous quarters, indicating margin pressures.<BR><BR>Overall, while Baid Finserv is showing revenue growth, the persistent challenges in profitability and low ROE suggest that the results may not be viewed positively in the context of long-term sustainability and shareholder value creation. Investors should approach the company's performance with caution given these underlying issues.

Should I buy, sell or hold Baid Finserv Ltd?

Why is Baid Finserv Ltd falling/rising?

As of 17-Mar, Baid Finserv Ltd's stock price is at 10.99, showing a slight increase but underperforming its sector and experiencing declining investor interest. Despite a recent short-term rise, the stock's mixed performance relative to moving averages and reduced delivery volume suggest potential challenges ahead.

As of 17-Mar, Baid Finserv Ltd's stock price is rising, currently at 10.99, reflecting a change of 0.05 (0.46%) upward. This increase follows a trend where the stock has gained for the last two days, resulting in a total return of 0.83% during this period. Despite this recent positive movement, the stock has underperformed its sector by 0.34% today and has shown a decline of 1.08% over the past week. <BR><BR>Additionally, while the stock is currently above its 100-day moving average, it remains below the 5-day, 20-day, 50-day, and 200-day moving averages, indicating mixed performance relative to these longer-term trends. Furthermore, there has been a notable decrease in investor participation, with delivery volume falling by 19.16% compared to the 5-day average. <BR><BR>Overall, while the stock is experiencing a short-term rise, the broader context includes recent underperformance and declining investor interest, which could impact future price movements.

Why is Baid Finserv Ltd falling/rising?

As of 18-Mar, Baid Finserv Ltd's stock price is slightly rising at 11.00, but it has declined by 3.93% over the past month and underperformed its sector by 1.26%. The stock shows mixed signals with decreased investor participation and varying performance against moving averages.

As of 18-Mar, Baid Finserv Ltd's stock price is rising slightly, currently at 11.00, with a change of 0.01 (0.09%) upward. The stock has shown a positive trend over the last three days, gaining a total of 0.92% during this period. This recent upward movement contrasts with its performance over the past month, where it has declined by 3.93%, and year-to-date, it has fallen by 1.70%. <BR><BR>Despite the recent gains, the stock is underperforming compared to its sector by 1.26%. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 38.41% against the 5-day average. While the stock is currently above its 5-day and 100-day moving averages, it remains below the 20-day, 50-day, and 200-day moving averages, indicating mixed signals regarding its overall trend. <BR><BR>In summary, while Baid Finserv Ltd is experiencing a slight rise in price recently, the broader context shows challenges, including declining investor participation and underperformance relative to its sector.

Why is Baid Finserv Ltd falling/rising?

As of 19-Mar, Baid Finserv Ltd's stock price is at 10.85, down 1.36%, following a trend reversal after three days of gains and underperforming the market. The stock is trading below all moving averages, indicating a bearish trend amidst a broader sector downturn.

As of 19-Mar, Baid Finserv Ltd's stock price is falling, currently at 10.85, reflecting a decrease of 0.15 or 1.36%. This decline follows a trend reversal after three consecutive days of gains. The stock has underperformed compared to the broader market, with a 1-week performance of -2.08% against the Sensex's -2.40%. Over the past month, Baid Finserv has seen a decline of 2.43%, while the Sensex has dropped by 10.05%. Year-to-date, the stock is down 3.04%, compared to the Sensex's 12.92% decline.<BR><BR>Additionally, Baid Finserv is trading below all its moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. The finance/NBFC sector has also experienced a downturn, falling by 3.85%. Despite a rise in investor participation, with delivery volume increasing by 41.53% on March 18, the overall market conditions and sector performance contribute to the stock's current decline.

Why is Baid Finserv Ltd falling/rising?

As of 20-Mar, Baid Finserv Ltd's stock price is at 10.81, reflecting a decline of -0.37% and a bearish trend as it trades below all major moving averages. Despite recent price drops, investor participation has increased significantly, indicating growing interest.

As of 20-Mar, Baid Finserv Ltd's stock price is falling, currently at 10.81, which reflects a change of -0.04 or -0.37%. The stock has been experiencing a consecutive decline over the last two days, with a total drop of -1.73% during this period. Additionally, Baid Finserv is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In terms of performance relative to the market, the stock has underperformed over the past week and month, with declines of -0.83% and -3.91%, respectively. Year-to-date, it has decreased by -3.40%, while the broader market, represented by the Sensex, has also seen a decline of -12.54%. However, over the past year, Baid Finserv has shown some resilience with a gain of +9.06%, contrasting with the Sensex's drop of -2.38%.<BR><BR>Despite the falling price, there has been a notable increase in investor participation, with delivery volume rising by 215.13% against the 5-day average, suggesting that while the stock is currently declining, there is growing interest from investors. Nonetheless, the overall trend indicates a downward movement in the stock price.

Which are the latest news on Baid Finserv?