Banas Finance

Why is Banas Finance Ltd falling/rising?

As of 01-Sep, Banas Finance Ltd's stock price is at 7.32, down 0.14%. Despite recent positive performance, a significant drop in investor participation may be impacting its price.

As of 01-Sep, Banas Finance Ltd's stock price is currently at 7.32, reflecting a slight decrease of 0.01 or 0.14%. Despite this minor decline, the stock has shown positive performance over the past week and month, with returns of 2.95% and 4.42%, respectively, while the benchmark Sensex has experienced losses of 0.92% and 1.47% in the same periods. <BR><BR>Today, Banas Finance has outperformed its sector by 1.87%, and it is trading above its moving averages across various time frames, indicating a generally positive trend in its price movements. However, there is a notable decline in investor participation, as the delivery volume on August 31 has dropped by 88.8% compared to the 5-day average, which may contribute to the stock's current price decline. <BR><BR>Overall, while the stock has shown some positive short-term performance, the significant drop in investor participation could be a factor in the slight decrease in its price.

Who are in the management team of Banas Finance?

The management team of Banas Finance includes G K Agrawal (Director), Amit Gulecha (Managing Director), Tanu Agrawal (Executive Director), Prajna Naik (Company Secretary), and independent directors Chirag Goyal and Vikas Kulhriya, along with non-executive director Pratham Jethliya.

The management team of Banas Finance includes the following individuals:<BR><BR>1. G K Agrawal - Director<BR>2. Amit Gulecha - Managing Director<BR>3. Tanu Agrawal - Executive Director<BR>4. Prajna Naik - Company Secretary<BR>5. Chirag Goyal - Independent Director<BR>6. Vikas Kulhriya - Independent Director<BR>7. Pratham Jethliya - Non-Executive Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Banas Finance do?

Banas Finance Ltd is a Non Banking Financial Company (NBFC) focused on finance, share trading, investments, consultancy, and realty. As of June 2026, it reported net sales of 3 Cr and a net profit of 5 Cr, with a market cap of INR 66 Cr.

Overview:<BR>Banas Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap segment, engaged in finance, share trading, investments, consultancy, and realty business.<BR><BR>History:<BR>Banas Finance Ltd was incorporated on 06th June, 1983, originally as Pioneer Leasing Company Limited. The company changed its name to Banas Finance Limited on 28th August, 1986. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 3 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 5 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 66 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 3.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 19.86% <BR>Price to Book: 0.49 <BR><BR>Contact Details:<BR>Address: E-109 Crystal Plaza, New Link Road Andheri (West) Mumbai Maharashtra : 400053 <BR>Tel: 91-52096140/41 <BR>Email: banasfin@gmail.com <BR>Website: http://www.banasfinance.com

Who are the peers of the Banas Finance?

Banas Finance's peers include Oasis Securities, SKP Securities, Transwar.Fin., Odyssey Corpn., Hiliks Technolog, Capital Trust, BAMPSL Sec., Everlon Fin., and Dar Credit & Cap. Banas Finance has average management risk and a 1-year return of -20.07%, better than Transwar.Fin. but worse than Hiliks Technolog, which has the highest return at 31.60%.

Peers: The peers of Banas Finance are Oasis Securities, SKP Securities, Transwar.Fin., Odyssey Corpn., Hiliks Technolog, Capital Trust, BAMPSL Sec., Everlon Fin., and Dar Credit & Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Oasis Securities, SKP Securities, Transwar.Fin., Odyssey Corpn., Hiliks Technolog, Capital Trust, BAMPSL Sec., and Dar Credit & Cap, while Average management risk is found at Banas Finance and Everlon Fin. Below Average management risk is noted for the rest. Growth is rated as Good for SKP Securities, Hiliks Technolog, BAMPSL Sec., and the rest have either Below Average or Average growth, including Banas Finance. Excellent capital structure is seen at Oasis Securities, Transwar.Fin., Odyssey Corpn., Hiliks Technolog, Capital Trust, and Dar Credit & Cap, while Banas Finance and Everlon Fin. have a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Hiliks Technolog at 31.60%, while the lowest is Transwar.Fin. at -27.17%. Banas Finance has a 1-year return of -20.07%, which is better than Transwar.Fin. but worse than Hiliks Technolog. Additionally, the six-month return is negative for BAMPSL Sec. and Everlon Fin.

How big is Banas Finance?

As of 31st August, Banas Finance Ltd has a market capitalization of 66.00 Cr, with Net Sales of 56.44 Cr and a Net Profit of 21.63 Cr reported in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds of 181.68 Cr and Total Assets of 176.28 Cr.

As of 31st August, Banas Finance Ltd has a market capitalization of 66.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Banas Finance reported Net Sales of 56.44 Cr and a Net Profit of 21.63 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 181.68 Cr and Total Assets of 176.28 Cr.

Which are the latest news on Banas Finance?

Should I buy, sell or hold Banas Finance Ltd?

Are Banas Finance Ltd latest results good or bad?

Banas Finance Ltd's latest results show a significant increase in net sales and improved operating margins, but a 19.98% decline in net profit and negative long-term EBIT growth raise concerns about profitability and sustainability, leading to a "SELL" rating for the stock. Overall, the results are more concerning than encouraging.

Banas Finance Ltd's latest results present a mixed picture. On one hand, the company reported a significant increase in net sales, which surged by 407.56% year-on-year to ₹20.81 crores, reflecting a recovery from a low base in the previous year. Additionally, the operating margin improved to 50.17%, the highest in seven quarters, and the return on equity stands at a strong 24.63%, indicating efficient capital use when profits are generated.<BR><BR>However, the consolidated net profit of ₹6.81 crores represents a decline of 19.98% year-on-year, which raises concerns about the sustainability of the company's profitability. The volatility in earnings is alarming, with past quarters showing extreme fluctuations between profits and losses. Furthermore, the five-year EBIT growth is notably negative at -181.75%, indicating long-term structural challenges.<BR><BR>The stock has also underperformed significantly, trading at ₹7.00, down 32.17% from its 52-week high, and it carries a "SELL" rating with a proprietary advisory score of 37/100. Overall, while there are some positive indicators in the latest results, the underlying volatility and long-term performance issues suggest that the results are more concerning than encouraging.

Is Banas Finance overvalued or undervalued?

As of December 4, 2025, Banas Finance is considered undervalued with a PE ratio of 5.03 and a price-to-book value of 0.42, significantly lower than competitors like Bajaj Finance and Life Insurance, indicating a potential recovery despite recent underperformance against the Sensex.

As of 4 December 2025, Banas Finance has moved from a risky to a very attractive valuation grade. The company is currently considered undervalued, with a price-to-earnings (PE) ratio of 5.03, a price-to-book value of 0.42, and an EV to EBITDA ratio of -40.79. These ratios indicate that Banas Finance is trading at a significant discount compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is classified as very expensive with a PE ratio of 34.9, while Life Insurance is very attractive with a PE of 10.85. The stark contrast in valuation metrics highlights Banas Finance's undervaluation in the market. Additionally, while the stock has underperformed the Sensex over the past year, it has shown a positive return of 9.75% over the last month, suggesting a potential recovery phase.

How has been the historical performance of Banas Finance?

Banas Finance has faced significant financial challenges, with net sales dropping from 97.80 Cr in March 2022 to 42.87 Cr in March 2025, resulting in increasing losses and negative profits. Total assets and liabilities rose to 176.28 Cr in March 2025, but cash flow from operations remained stagnant at 0.00 Cr.

Answer:<BR>The historical performance of Banas Finance has shown significant fluctuations over the years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>Banas Finance's net sales peaked at 97.80 Cr in March 2022 but have since declined to 42.87 Cr by March 2025. The total operating income followed a similar trend, dropping from 97.80 Cr in March 2022 to 42.87 Cr in March 2025. The company's total expenditure, excluding depreciation, increased sharply to 80.88 Cr in March 2025 from 39.92 Cr in March 2024, contributing to an operating profit (PBDIT) of -38.01 Cr in March 2025, a stark contrast to the positive operating profit of 33.72 Cr in March 2024. Profit before tax also turned negative, reaching -37.45 Cr in March 2025, compared to a profit of 33.63 Cr in March 2024. Consequently, the profit after tax was -25.84 Cr in March 2025, down from a profit of 2.25 Cr in March 2024. The company's total assets increased to 176.28 Cr in March 2025 from 167.47 Cr in March 2024, while total liabilities also rose to 176.28 Cr in March 2025 from 167.47 Cr in March 2024. Cash flow from operating activities remained stagnant at 0.00 Cr in March 2025, reflecting ongoing challenges in generating cash from operations. Overall, Banas Finance has experienced a turbulent financial trajectory, characterized by significant revenue declines and increasing losses in recent years.

When is the next results date for Banas Finance?

The next results date for Banas Finance is 14 November 2025.

The next results date for Banas Finance is scheduled for 14 November 2025.

Who are the top shareholders of the Banas Finance?

The top shareholders of Banas Finance are Prismx Global Ventures Limited with 20.7%, Handful Investrade Pvt Ltd at 10.68%, and individual investors holding a combined 31.89%. There are no reported holdings from mutual funds or foreign institutional investors, indicating a majority of shares are held by non-institutional shareholders.

The top shareholders of Banas Finance include Prismx Global Ventures Limited, which holds 20.7% of the shares, making it the highest public shareholder. Additionally, Handful Investrade Pvt Ltd is the promoter with the highest holding at 10.68%. Individual investors collectively hold 31.89% of the shares, while there are no holdings reported from mutual funds or foreign institutional investors. The majority of the shares are held by non-institutional shareholders.

What is the technical trend for Banas Finance?

As of May 14, 2025, Banas Finance shows a mildly bearish trend overall, with mixed signals from MACD and moving averages, indicating a cautious outlook despite some bullish indicators on longer time frames.

As of 14 May 2025, the technical trend for Banas Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish, suggesting mixed signals. The RSI shows no signal on the weekly chart but is bullish on the monthly, indicating potential strength over a longer time frame. Bollinger Bands and moving averages are both mildly bearish on the daily and weekly charts, contributing to the overall cautious outlook. The KST is mildly bullish weekly but bearish monthly, and Dow Theory reflects a mildly bullish weekly trend against a mildly bearish monthly trend. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and moving averages.

Has Banas Finance declared dividend?

No Dividend History Available