Bank Alfalah Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: PK0078701015
PKR
76.68
-1.19 (-1.53%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

521.42 k

Shareholding (Jun 2021)

FII

0.39%

Held by 1 FIIs

DII

99.61%

Held by 1 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.49% signifying inadequate buffers against its risk based assets

  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.49% signifying inadequate buffers against its risk based assets
  • A high ratio signifies bank has weaker due diligence systems when giving out loans
2

Positive results in Mar 25

3

With ROE of 21.9, it has a very attractive valuation with a 0.8 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Regional Banks

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Market cap

PKR 172,226 Million (Large Cap)

stock-summary
P/E

5.00

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Industry P/E

NA

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Dividend Yield

10.32%

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Debt Equity

0.00

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Return on Equity

13.92%

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Price to Book

0.86

Revenue and Profits:
Net Sales:
86,901 Million
(Quarterly Results - Dec 2025)
Net Profit:
6,403 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.17%
0%
2.17%
6 Months
0.54%
0%
0.54%
1 Year
25.83%
0%
25.83%
2 Years
166.07%
0%
166.07%
3 Years
142.74%
0%
142.74%
4 Years
136.3%
0%
136.3%
5 Years
126.73%
0%
126.73%

Bank Alfalah Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
31.10%
EBIT Growth (5y)
30.96%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
59.49%
Pledged Shares
0
Institutional Holding
0.39%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
1.05
EV to EBIT
9.78
EV to EBITDA
8.73
EV to Capital Employed
1.01
EV to Sales
1.44
PEG Ratio
0.55
Dividend Yield
8.43%
ROCE (Latest)
10.37%
ROE (Latest)
20.96%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Jun 2021stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.39%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Bank Alfalah Ltd."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Bank Alfalah Ltd."
  }
]
stock-summaryCompany CV
About Bank Alfalah Ltd. stock-summary
stock-summary
Bank Alfalah Ltd.
Regional Banks
Bank Alfalah Limited is a holding company. The Company's segments include Retail banking, including loans, deposits, trading activity, wealth management and other banking transactions with its retail and middle market customers; Corporate banking, which includes loans, deposits, project financing, trade financing, investment banking and other banking activities with its corporate and public sector customers; Treasury, including liquidity management activities carried out through borrowing, lending and money market operations; Consumer banking, including constitutes consumer financing activities with individual customers; Islamic banking, pertaining to its full scale Islamic Banking operations; International operations, which includes amounts related to its overseas operations, namely, commercial banking activities in Bangladesh and Afghanistan, and wholesale banking activities in the Kingdom of Bahrain, and Others, including merchant banking related activities.
Company Coordinates stock-summary
Company Details
B.A. Building, I.I. Chundrigar Road , KARACHI None : 74000
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Tel: 92 21 11177778692 111 777786
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Registrar Details