Compare Bank Millennium SA with Similar Stocks
Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.06% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.06% signifying inadequate buffers against its risk based assets
- A high ratio signifies bank has weaker due diligence systems when giving out loans
2
Positive results in Dec 25
3
With ROA of 0.32%, it has a fair valuation with a 2.12 Price to Book Value
4
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-3.5%
0%
-3.5%
6 Months
10.14%
0%
10.14%
1 Year
12.27%
0%
12.27%
2 Years
55.14%
0%
55.14%
3 Years
328.68%
0%
328.68%
4 Years
161.06%
0%
161.06%
5 Years
324.22%
0%
324.22%
Bank Millennium SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
23.90%
EBIT Growth (5y)
33.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.20%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
2.12
EV to EBIT
7.44
EV to EBITDA
6.89
EV to Capital Employed
1.82
EV to Sales
2.37
PEG Ratio
0.99
Dividend Yield
NA
ROCE (Latest)
24.44%
ROE (Latest)
8.56%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bullish
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot : Jun 2016
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.2%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Standalone) - Dec'04 - QoQ
Dec'04
Sep'04
Change(%)
Interest Earned
522.00
451.30
15.67%
Operating Profit (PBDIT)
183.80
24.60
647.15%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-0.40
-0.50
20.00%
Net Profit
111.30
17.20
547.09%
USD in Million.
Interest Earned
QoQ Growth in quarter ended Dec 2004 is 15.67% vs 6.64% in Sep 2004
Net Profit
QoQ Growth in quarter ended Dec 2004 is 547.09% vs -81.28% in Sep 2004
Annual Results Snapshot (Standalone) - Dec'04
Dec'04
Dec'03
Change(%)
Interest Earned
1,797.80
1,454.80
23.58%
Operating Profit (PBDIT)
353.20
-16.80
2,202.38%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-0.90
-11.30
92.04%
Net Profit
240.50
40.90
488.02%
USD in Million.
Interest Earned
YoY Growth in year ended Dec 2004 is 23.58% vs -24.68% in Dec 2003
Net Profit
YoY Growth in year ended Dec 2004 is 488.02% vs -77.16% in Dec 2003
About Bank Millennium SA 
Bank Millennium SA
Regional Banks
Bank Millennium SA is a Poland-based commercial bank. Its product and service offer includes personal accounts, debit and credit cards, overdraft limits, cash and mortgage loans, saving accounts, term deposits, investment funds, brokerage services, structured products and insurance products. Its business is divided into three segments, including Retail Banking, providing services for individual customers and small enterprises; Corporate Banking, providing services for corporate customers; and Treasury and investment operations, offering financial instruments for both individual and corporate customers. As of December 31, 2012, the Bank rendered its services through a network of 447 outlets located in Polish cities, Internet banking (Millenet), telephone banking and a network of automated teller machines (ATMs). It operated six subsidiaries, including Millennium Leasing Sp. z o.o. and Millennium Dom Maklerski SA, among others. Banco Comercial Portugues SA held a 65.51% stake in the Bank
Company Coordinates 
Company Details
Ul. Stanislawa Zaryna 2A , WARSZAWA None : 02-593
Registrar Details






