Bank Of India

Who are in the management team of Bank Of India?

As of March 2023, the management team of Bank of India includes Rajneesh Karnatak (MD & CEO), P R Rajagopal, Swarup Dasgupta, M Karthikeyan, Subrat Kumar (all Executive Directors), along with several nominees and directors. They oversee the bank's strategic direction and management.

As of March 2023, the management team of Bank Of India includes the following members:<BR><BR>1. Rajneesh Karnatak - Managing Director & CEO<BR>2. P R Rajagopal - Executive Director<BR>3. Swarup Dasgupta - Executive Director<BR>4. M Karthikeyan - Executive Director<BR>5. Subrat Kumar - Executive Director<BR>6. Subrata Das - Nominee (RBI)<BR>7. Bhushan Kumar Sinha - Nominee (Govt)<BR>8. Rajesh V Upadhya - Company Secretary & Compliance Officer<BR>9. Munish Kumar Ralhan - Non-Official Director<BR>10. Veni Thapar - Director (Shareholder)<BR>11. V V Shenoy - Director (Shareholder)<BR><BR>This team is responsible for the strategic direction and management of the bank.

What does Bank Of India do?

Bank of India is a state-owned commercial bank offering a variety of banking products and services to both corporate and retail customers. As of March 2025, it reported net sales of ₹18,323.21 crore and a net profit of ₹2,626 crore, with a market capitalization of ₹56,635 crore.

Overview:<BR>Bank of India is a state-owned commercial bank that provides a wide range of banking products and financial services to corporate and retail customers, operating within the Public Sector Bank industry and classified as a Large Cap entity.<BR><BR>History:<BR>Bank of India was incorporated in the year 1906. It remains a state-owned entity and the latest quarterly results reported are for March 2025, showcasing the bank's ongoing operations.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 18,323.21 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 2,626 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 56,635 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 2.25%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Registrar Address: Bigshare Services Pvt Ltd, E-2, Ansa Industrial Estate, Saki Vihar Road, Saki Naka, Andheri (E), Mumbai

Has Bank Of India declared dividend?

Yes, Bank of India has declared a 40% dividend, with an ex-date of June 20, 2025, and a dividend yield of 2.25%. The bank has demonstrated strong total returns across various periods, with a total return of 216.3% over the last 5 years.

Bank Of India has declared a 40% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 40%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 2.25%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 5.31%, the dividend return was 3.45%, leading to a total return of 8.76%.<BR><BR>Over the past year, the price return remained at 5.31%, with a dividend return of 5.53%, resulting in a total return of 10.84%.<BR><BR>For the 2-year period, the price return was 67.43%, the dividend return was 11.72%, culminating in a total return of 79.15%.<BR><BR>In the 3-year span, the price return soared to 165.63%, while the dividend return was 24.52%, achieving a total return of 190.15%.<BR><BR>During the last 4 years, the price return was 50.73%, with a dividend return of 13.45%, resulting in a total return of 64.18%.<BR><BR>Finally, over the 5-year period, the price return reached 194.66%, and the dividend return was 21.64%, leading to a total return of 216.3%.<BR><BR>Overall, Bank Of India has shown a strong performance with significant total returns across all periods, alongside a notable dividend declaration, indicating a positive outlook for investors.

Who are the peers of the Bank Of India?

The peers of the Bank of India include Bank of Baroda, Punjab National Bank, Union Bank of India, Canara Bank, and others. In terms of performance, Indian Bank leads with a 1-year return of 5.11%, while Bank of India has a return of -8.30%.

Peers: The peers of the Bank Of India are St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, UCO Bank, Central Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, and the rest have good management risk. Good growth is noted at Bank Of India, St Bk of India, and UCO Bank, while excellent growth is seen at Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, and the rest. Average capital structure is found at St Bk of India, UCO Bank, and Central Bank, while good capital structure is noted at Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.11%, while UCO Bank has the lowest at -45.79%. The Bank Of India's 1-year return of -8.30% is better than UCO Bank's but worse than Indian Bank's. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are the top shareholders of the Bank Of India?

The top shareholders of the Bank of India include the President of India with 73.38%, Life Insurance Corporation of India - P & Gs Fund at 7.99%, and individual investors at 5.99%. Additionally, mutual fund schemes hold 4.37% and foreign institutional investors hold 3.89%.

The top shareholders of the Bank of India include the President of India, who holds the largest stake at 73.38%. Other significant shareholders are the Life Insurance Corporation of India - P & Gs Fund, with a holding of 7.99%, and individual investors, who collectively own 5.99%. Additionally, the bank has 30 mutual fund schemes holding 4.37% and 216 foreign institutional investors (FIIs) holding 3.89%.

How big is Bank Of India?

As of 24th July, Bank Of India has a market capitalization of 51,718.00 Cr and reported a net profit of 9,219.02 Cr, with total assets of 10,44,378.81 Cr. There is no valid data for net sales.

As of 24th July, Bank Of India has a market capitalization of 51,718.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for this metric. The net profit for the same period was 9,219.02 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds were recorded at 78,601.44 Cr, while total assets amounted to 10,44,378.81 Cr.

Is Bank Of India technically bullish or bearish?

As of October 1, 2025, Bank Of India has a bullish trend supported by strong indicators like MACD and Bollinger Bands, despite a mildly bearish KST signal, and it has significantly outperformed the Sensex.

As of 1 October 2025, the technical trend for Bank Of India has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm a bullish outlook as well. Although the KST shows a mildly bearish signal on the weekly and monthly, the overall strength of the bullish indicators outweighs this. Dow Theory supports a mildly bullish stance on both weekly and monthly charts. The stock has outperformed the Sensex significantly over various periods, further reinforcing the bullish sentiment.

When is the next results date for Bank Of India?

The next results date for Bank Of India is 17 October 2025.

The next results date for Bank Of India is scheduled for 17 October 2025.

Is Bank Of India overvalued or undervalued?

As of October 20, 2025, Bank of India is considered attractive and undervalued with a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, outperforming the Sensex with a year-to-date return of 27.21%.

As of 20 October 2025, the valuation grade for Bank of India has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, which indicate strong value relative to earnings and growth potential.<BR><BR>In comparison to peers, Bank of India stands out with a significantly lower PE ratio than State Bank of India, which is rated as very expensive at 11.46, and Bank of Baroda, which is attractive at 7.14. The company’s net NPA to book value stands at 5.54%, which is manageable compared to industry standards. Notably, Bank of India has outperformed the Sensex with a year-to-date return of 27.21% compared to the Sensex's 7.97%, reinforcing its undervalued status in the market.

How has been the historical performance of Bank Of India?

Bank Of India has shown significant financial growth from March 2023 to March 2025, with interest earned rising from 47,647.72 Cr to 70,826.30 Cr, and profit after tax increasing from 4,022.94 Cr to 9,219.02 Cr, alongside substantial growth in total assets and liabilities. Overall, the bank's performance reflects a positive upward trend in income and profitability.

Answer:<BR>The historical performance of Bank Of India shows a significant upward trend in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Bank Of India has demonstrated a robust increase in interest earned, rising from 47,647.72 Cr in March 2023 to 70,826.30 Cr in March 2025. This growth is driven by higher income from advances, which increased from 33,367.61 Cr in March 2023 to 50,044.94 Cr in March 2025. Total income also saw a substantial rise, reaching 79,819.92 Cr in March 2025, up from 54,747.61 Cr in March 2023. Net interest income improved from 20,274.90 Cr in March 2023 to 24,393.95 Cr in March 2025, while profit before tax surged from 6,229.31 Cr to 12,434.44 Cr in the same period. Profit after tax followed suit, increasing from 4,022.94 Cr to 9,219.02 Cr. The bank's total assets grew significantly from 8,17,669.54 Cr in March 2023 to 10,44,378.81 Cr in March 2025, alongside total liabilities which rose from 8,17,669.54 Cr to 10,44,378.82 Cr. The cash and cash equivalents also improved, with a closing balance of 100,280.00 Cr in March 2025, compared to 84,395.00 Cr in March 2023. Overall, Bank Of India has shown a positive trajectory in its financial performance, marked by increased income, profits, and asset growth.

Are Bank Of India latest results good or bad?

The latest results for Bank of India are positive, with a net profit of ₹3,015.79 crore and a gross NPA ratio of 1.98%. However, concerns about sustainability due to reliance on non-core income and a declining CASA ratio should be noted.

The latest results for Bank of India are generally positive. In the fourth quarter of FY26, the bank reported a net profit of ₹3,015.79 crore, which reflects a significant year-on-year growth of 14.85%. This indicates a strong performance compared to the same quarter last year. Additionally, the net interest income also saw an increase of 11.01% year-on-year, reaching ₹6,730.19 crore.<BR><BR>Moreover, the bank achieved a record low gross NPA ratio of 1.98%, down from 2.26% in the previous quarter, which highlights an improvement in asset quality. The return on equity stands at a solid 11.98%, suggesting strong capital efficiency.<BR><BR>However, there are some concerns regarding the sustainability of this growth, as a substantial portion of the earnings came from non-core income streams. The declining CASA ratio, which dropped to 37.97%, could also pressure profitability in the future.<BR><BR>Overall, while the results show strong growth and improved asset quality, the reliance on non-operating income and margin pressures are factors to watch moving forward.

Should I buy, sell or hold Bank Of India?

Why is Bank Of India falling/rising?

As of 02-Jun, the stock price of Bank Of India is currently rising at 137.30, following a trend reversal after two days of decline. Despite this increase, the stock remains below key moving averages and has seen a decline in investor participation, indicating potential challenges ahead.

As of 02-Jun, the stock price of Bank Of India is rising, currently at 137.30, with a change of 0.6 (0.44%) upward. This increase follows a trend reversal after two consecutive days of decline. Despite the recent upward movement, the stock has been trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a generally bearish trend over a longer period.<BR><BR>The stock's performance today is in line with the sector, and it has shown resilience with a year-to-date return of -4.49%, which is significantly better than the benchmark Sensex's -12.40%. Additionally, the stock has demonstrated strong long-term fundamentals, with a remarkable 37.26% compound annual growth rate (CAGR) in net profits and a low gross non-performing asset (NPA) ratio of 1.98%. <BR><BR>Furthermore, the company has consistently reported positive results for the last 19 quarters, which contributes to investor confidence. The high dividend yield of 6.29% at the current price also makes it attractive to investors seeking income. However, it's important to note that there has been a decline in investor participation, with delivery volume falling by 35.21% against the 5-day average, which could indicate a cautious sentiment among some investors.<BR><BR>Overall, while the stock is currently rising, it faces challenges such as lower trading volumes and being below key moving averages, which may affect its future performance.

Which are the latest news on Bank Of India?