Dashboard
1
High Management Efficiency with a high ROA of 1.94%
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 19.60% signifying inadequate buffers against its risk based assets
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.22%
4
Flat results in Dec 19
5
With ROA of 0.60%, it has a Fair valuation with a 2.45 Price to Book Value
6
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-14.92%
0%
-14.92%
6 Months
7.4%
0%
7.4%
1 Year
5.24%
0%
5.24%
2 Years
-9.8%
0%
-9.8%
3 Years
28.02%
0%
28.02%
4 Years
42.63%
0%
42.63%
5 Years
109.2%
0%
109.2%
BFF Bank SpA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
18.27%
EBIT Growth (5y)
20.11%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
2.45
EV to EBIT
33.44
EV to EBITDA
30.59
EV to Capital Employed
1.28
EV to Sales
8.68
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.84%
ROE (Latest)
15.66%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About BFF Bank SpA 
BFF Bank SpA
Finance
Banca Farmafactoring SpA is an Italy-based company primarily engaged in the corporate financial services. The Company specializes in managing and selling receivables due the National Health Service and the Public Administration. Its service portfolio comprises: credit management, debt recovery, business accounting, online invoicing, non-recourse factoring, as well as factoring with recourse, among others. It also offers online banking products, such as deposit accounts. The Company operates in Italy, Spain, Portugal, Poland, Czech Republic, and Slovak Republic. The Company operates through subsidiaries: Farmafactoring Espana SA, Farmafactoring SPV I Srl and the companies of the Magellan Group.
Company Coordinates 
Company Details
Via Domenichino 5 , MILANO None : 20149
Registrar Details






