Capital India

Who are the top shareholders of the Capital India?

The top shareholders of Capital India are Capital India Corp Private Limited with 72.95%, followed by Dharampal Satyapal Limited at 9.87%. Individual investors own 2.87%, and foreign institutional investors hold 0.13%, with no pledged promoter holdings or mutual fund involvement.

The top shareholders of Capital India include the promoters, with Capital India Corp Private Limited holding the largest stake at 72.95%. The highest public shareholder is Dharampal Satyapal Limited, which holds 9.87%. Additionally, individual investors own 2.87% of the shares, while foreign institutional investors (FIIs) hold a small portion at 0.13%. There are no pledged promoter holdings, and no mutual funds are currently involved with the company.

how big is Capital India?

As of Jun 06, Capital India Finance Ltd has a market capitalization of 1,464.69 Cr, with net sales of 617.60 Cr and a net profit of 1.55 Cr over the latest four quarters. Shareholder's funds are 622.62 Cr, and total assets amount to 1,790.60 Cr as of the latest annual period ending in Mar'24.

Market Cap: As of Jun 06, Capital India Finance Ltd has a market capitalization of 1,464.69 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of Net Sales is 617.60 Cr, and the sum of Net Profit is 1.55 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 622.62 Cr, and the Total Assets amount to 1,790.60 Cr.

Who are in the management team of Capital India?

As of March 2023, the management team of Capital India includes Harsh Kumar Bhanwala (Executive Chairman), Keshav Porwal (Executive Director & Managing Director), and five independent directors: Vinod Somani, Yogendra Pal Singh, Rachna Dikshit, Subhash Chander Kalia, and Rashmi Pauzdar. This diverse team oversees the company's governance and strategic direction.

As of March 2023, the management team of Capital India consists of the following members:<BR><BR>1. Harsh Kumar Bhanwala - Executive Chairman<BR>2. Keshav Porwal - Executive Director & Managing Director<BR>3. Vinod Somani - Independent Non-Executive Director<BR>4. Yogendra Pal Singh - Independent Director<BR>5. Rachna Dikshit - Independent Non-Executive Woman Director<BR>6. Subhash Chander Kalia - Independent Non-Executive Director<BR>7. Rashmi Pauzdar - Independent Non-Executive Director<BR><BR>This team includes a mix of executive and independent directors, contributing to the governance and strategic direction of the company.

Has Capital India declared dividend?

Yes, Capital India Finance Ltd has declared a 1% dividend, amounting to ₹0.1 per share, with an ex-date of September 20, 2024. The dividend yield is 0.06%, reflecting the company's focus on reinvesting profits for growth.

Capital India Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.1<BR>- Ex-date: 20 Sep 2024<BR><BR>Dividend Yield: 0.06%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.14%, with a dividend return of 0%, resulting in a total return of -7.14%.<BR><BR>Over the past year, the price return was 67.27%, the dividend return was 0.46%, leading to a total return of 67.73%.<BR><BR>In the 2-year period, the price return was 82.27%, with a dividend return of 0.52%, culminating in a total return of 82.79%.<BR><BR>For the 3-year period, the price return was 54.62%, the dividend return was 0.84%, resulting in a total return of 55.46%.<BR><BR>In the last 4 years, the price return was 53.91%, with a dividend return of 1.36%, leading to a total return of 55.27%.<BR><BR>Over the past 5 years, the price return was 84.0%, with a dividend return of 2.07%, resulting in a total return of 86.07%.<BR><BR>Overall, Capital India Finance Ltd has declared a modest dividend while showing varying total returns across different periods, with significant growth in price returns particularly over the longer term. The dividend yield remains low, indicating that the company may be focusing on reinvesting profits for growth rather than distributing larger dividends.

Who are the peers of the Capital India?

Peers of Capital India include PNB Gilts, Centrum Capital, Mufin Green, and Ashika Credit, among others. Capital India has good growth and an excellent capital structure, with a 1-year return of 70.19%, lower than Ashika Credit's 360.33% but higher than PNB Gilts' -23.75%.

Peers: The peers of Capital India are PNB Gilts, Centrum Capital, Mufin Green, Finkurve Fin., Saraswati Commer, Ashika Credit, Vardhman Hold., Oswal Green Tech, and Crest Ventures.<BR><BR>Quality Snapshot: Excellent management risk is observed at Mufin Green, Finkurve Fin., Saraswati Commer, Ashika Credit, and the rest. Below Average management risk is found at PNB Gilts, Centrum Capital, Vardhman Hold., Oswal Green Tech, Crest Ventures, and the rest. Growth is Excellent for Centrum Capital, Mufin Green, Saraswati Commer, and the rest, while Average growth is seen at PNB Gilts, Vardhman Hold., and the rest. Good growth is noted for Capital India, and Average growth is found at Ashika Credit. Capital Structure is Excellent for Mufin Green, Finkurve Fin., Saraswati Commer, Ashika Credit, Capital India, Vardhman Hold., Oswal Green Tech, and the rest, while Below Average capital structure is noted for PNB Gilts, Centrum Capital, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ashika Credit at 360.33%, while the lowest is PNB Gilts at -23.75%. Capital India's 1-year return of 70.19% is significantly higher than PNB Gilts but lower than Ashika Credit. Additionally, Mufin Green, Saraswati Commer, and Ashika Credit have negative six-month returns.

What does Capital India do?

Capital India Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the small-cap market, incorporated in 1994, and operates without accepting public deposits. As of March 2025, it reported net sales of ₹1,393 Cr and a net loss of ₹6 Cr, with a market cap of ₹1,460 Cr.

Overview:<BR>Capital India Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the small-cap market segment.<BR><BR>History:<BR>The company was incorporated on 16 November 1994 and was formerly known as Bhilwara Tex-fin Limited. It received a Certificate of Registration from the Reserve Bank of India (RBI) on 30th August 2017 to operate as a Non-Banking Financial Institution without accepting public deposits. The latest quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 1,393 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -6 Cr (Quarterly Results - Mar 2025) <BR>Market cap: INR 1,460 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 939.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.05% <BR>Debt Equity: 1.59 <BR>Return on Equity: 0.25% <BR>Price to Book: 2.34 <BR><BR>Contact Details:<BR>Address: 2nd Floor DLF Centre Sansad Ma, New Delhi 110001 <BR>Tel: 91-11-46546000 <BR>Email: secretarial@capitalindia.com <BR>Website: http://www.cpitalindia.com

How has been the historical performance of Capital India?

Capital India's historical performance shows fluctuating financial metrics, with net sales and total operating income declining from March 2024 to March 2025, while operating profit improved slightly. However, the company faced significant challenges, including negative profit before and after tax, increased liabilities, and cash flow issues.

Answer:<BR>The historical performance of Capital India shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Capital India's net sales peaked at 682.50 Cr in March 2024 but declined to 614.54 Cr by March 2025. The total operating income followed a similar pattern, decreasing from 682.50 Cr in March 2024 to 614.54 Cr in March 2025. The company's total expenditure, excluding depreciation, also saw a decline from 564.81 Cr in March 2024 to 489.49 Cr in March 2025. Operating profit, excluding other income, improved slightly from 117.69 Cr in March 2024 to 125.05 Cr in March 2025, while the overall operating profit margin increased to 20.45% in March 2025 from 17.33% in the previous year. However, the profit before tax turned negative at -8.89 Cr in March 2025, following a positive 1.29 Cr in March 2024. The profit after tax also remained negative at -10.22 Cr in March 2025, compared to -6.43 Cr in March 2024. The company's total liabilities rose to 1,842.12 Cr in March 2025 from 1,790.60 Cr in March 2024, while total assets increased to 1,842.12 Cr in March 2025. Cash flow from operating activities was positive at 12.00 Cr in March 2025, although the net cash outflow for the year was -75.00 Cr, indicating challenges in cash management. Overall, while there were improvements in some operational metrics, the company faced significant challenges in profitability and cash flow.

Is Capital India overvalued or undervalued?

As of November 17, 2025, Capital India is considered overvalued with a valuation grade of expensive, reflected in its negative PE ratio of -26.53 and an EV to EBITDA of 29.15, while underperforming the Sensex with a stock return of -8.97%.

As of 17 November 2025, the valuation grade for Capital India has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of -26.53, an EV to EBITDA of 29.15, and a Price to Book Value of 1.99. <BR><BR>In comparison to its peers, Capital India’s PE ratio is significantly lower than Bajaj Finance's 34.85 and higher than Life Insurance's 11.33, indicating a challenging valuation landscape. Additionally, its EV to EBITDA ratio is higher than Bajaj Finserv's 13.31, which further underscores its expensive valuation. Over the past year, Capital India has underperformed the Sensex, with a stock return of -8.97% compared to the Sensex's 9.50%, reinforcing the notion of its overvaluation in the current market context.

Is Capital India technically bullish or bearish?

As of December 4, 2025, Capital India shows a neutral trend with mixed signals: bearish weekly MACD, mildly bullish Bollinger Bands, and bullish OBV, indicating no strong momentum in either direction.

As of 4 December 2025, the technical trend for Capital India has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different indicators. The weekly MACD remains bearish, while the monthly MACD is mildly bearish. The RSI shows no signal on both weekly and monthly time frames. Bollinger Bands indicate a bullish stance on both weekly and monthly charts, while moving averages are mildly bearish on the daily timeframe. The KST is mildly bullish weekly but mildly bearish monthly, and Dow Theory reflects a similar pattern. The OBV is bullish on both weekly and monthly charts. Overall, the mixed indicators suggest a neutral position with no strong bullish or bearish momentum at this time.

When is the next results date for Capital India Finance Ltd?

The next results date for Capital India Finance Ltd is 13 February 2026.

The next results date for Capital India Finance Ltd is scheduled for 13 February 2026.

Are Capital India Finance Ltd latest results good or bad?

The latest results for Capital India Finance Ltd are concerning, showing a misleading net profit of ₹44.82 crore due to one-time gains, alongside a significant revenue decline and negative operating margins. Overall, the financial health indicates operational challenges and inefficiencies, classifying the results as bad for investors.

The latest results for Capital India Finance Ltd are concerning and indicate significant operational challenges. In the second quarter of FY26, the company reported a consolidated net profit of ₹44.82 crore, which, while appearing positive, is misleading due to a staggering QoQ decline of 1,672.63%. This profit figure is largely influenced by one-time gains rather than sustainable operational performance.<BR><BR>Net sales for the quarter were ₹130.84 crore, reflecting a year-on-year decline of 8.39% and marking the third consecutive quarter of revenue contraction. The operating margin, excluding other income, fell sharply to negative 20.83%, the worst performance in eight quarters, indicating severe stress in the core lending business.<BR><BR>Furthermore, the company's stock has underperformed significantly compared to both the broader market and its NBFC peers, with a 12.65% decline over the past year while the Sensex gained 9.48%. The overall financial health is further illustrated by a high debt-to-equity ratio of 1.04 and a negative return on equity of 7.51%, highlighting chronic inefficiencies.<BR><BR>Given these factors, the results can be classified as bad, reflecting a deteriorating business model and raising red flags for investors regarding the sustainability of reported profits and the company's operational viability moving forward.

Should I buy, sell or hold Capital India Finance Ltd?

Why is Capital India Finance Ltd falling/rising?

As of 04-Mar, Capital India Finance Ltd's stock price is at 30.80, reflecting a 2.05% increase. This rise is driven by strong investor interest and outperformance relative to its sector, despite the stock trading below its moving averages and experiencing declines over the past week and month.

As of 04-Mar, Capital India Finance Ltd's stock price is rising, currently at 30.80, reflecting an increase of 0.62 or 2.05%. This rise can be attributed to several factors. Firstly, the stock has outperformed its sector by 4.91%, indicating stronger performance relative to the Finance/NBFC sector, which has seen a decline of 2.86%. Additionally, there has been a significant increase in investor participation, with delivery volume on 02 March rising by 308.33% compared to the 5-day average, suggesting heightened interest in the stock.<BR><BR>However, it is important to note that despite the current rise, Capital India Finance Ltd is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This indicates a longer-term trend of underperformance. Furthermore, over the past week and month, the stock has experienced declines of 2.56% and 4.17%, respectively, while year-to-date performance shows a drop of 12.35%. Despite these challenges, the recent uptick in price could be a response to increased trading activity and investor interest.

Which are the latest news on Capital India?