Capital India

Why is Capital India Finance Ltd falling/rising?

As of 01-Sep, Capital India Finance Ltd's stock price is declining, currently at 20.36, with a year-to-date drop of 42.06%. Weak fundamentals, including low profitability and negative earnings, coupled with a lack of institutional support, are contributing to the bearish trend.

As of 01-Sep, Capital India Finance Ltd's stock price is falling, currently at 20.36, reflecting a change of -0.1 or -0.49%. The stock has shown a significant decline over various time periods, with a year-to-date drop of 42.06% and a one-year decrease of 39.37%. This underperformance is starkly contrasted with the Sensex, which has only fallen by 9.71% over the same period.<BR><BR>The company's weak long-term fundamentals contribute to its declining stock price. It has an average Return on Equity (ROE) of just 0.15%, indicating poor profitability. Additionally, net sales have decreased at an annual rate of -5.27%, and operating profit has declined by 14.75%. The latest quarterly results show an earnings per share (EPS) of Rs -0.08, which is the lowest recorded.<BR><BR>Moreover, the stock is trading at a price-to-book value of 1.2, which is considered expensive given its negative ROE of -8. Despite trading at a discount compared to its peers, the stock's performance has been dismal, with profits plummeting by 1684.4% over the past year. The lack of investment from domestic mutual funds, which hold 0% of the company, suggests a lack of confidence in its valuation or business prospects.<BR><BR>While there has been a rise in investor participation, with delivery volume increasing by 236.06% against the 5-day average, the stock is still trading below all its moving averages, indicating a bearish trend. Overall, the combination of poor financial performance, lack of institutional support, and negative investor sentiment is driving the stock price of Capital India Finance Ltd lower.

Which are the latest news on Capital India?

Who are in the management team of Capital India?

The management team of Capital India includes Executive Chairman Harsh Kumar Bhanwala, Managing Director Keshav Porwal, and several Independent Directors: Vinod Somani, Yogendra Pal Singh, Rachna Dikshit, Subhash Chander Kalia, and Rashmi Pauzdar. This diverse team brings a wide range of expertise to the company.

The management team of Capital India includes the following key members:<BR><BR>1. **Harsh Kumar Bhanwala** - Executive Chairman<BR>2. **Keshav Porwal** - Executive Director & Managing Director<BR>3. **Vinod Somani** - Independent Non-Executive Director<BR>4. **Yogendra Pal Singh** - Independent Director<BR>5. **Rachna Dikshit** - Independent Non-Executive Woman Director<BR>6. **Subhash Chander Kalia** - Independent Non-Executive Director<BR>7. **Rashmi Pauzdar** - Independent Non-Executive Director<BR><BR>This team brings a diverse range of expertise to the company. If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Capital India do?

Capital India Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, incorporated in 1994 and registered with the RBI since 2017. As of June 2026, it reported net sales of 128 Cr and a net loss of 3 Cr, with a market cap of INR 832 Cr.

Overview: <BR>Capital India Finance Ltd operates as a Non-Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was incorporated on 16 November 1994 and was formerly known as Bhilwara Tex-fin Limited. It received a Certificate of Registration from the Reserve Bank of India (RBI) on 30th August 2017 to conduct business as a Non-Banking Financial Institution (NBFC) without accepting public deposits. The latest quarterly results reported net sales and profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 128 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: -3 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 832 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.09% <BR>Debt-Equity: 1.43 <BR>Return on Equity: -7.96% <BR>Price to Book: 1.22 <BR><BR>Contact Details: <BR>Address: 2nd Floor DLF Centre Sansad Ma, New Delhi, New Delhi: 110001 <BR>Tel: 91-11-46546000 <BR>Email: secretarial@capitalindia.com <BR>Website: http://www.cpitalindia.com

Who are the peers of the Capital India?

Capital India's peers include Jindal Poly Inve, Prime Securities, and Fedders Holding, among others. Capital India has below-average management risk and growth, with a 1-year return of -39.40%, significantly lower than its peers.

Peers: The peers of Capital India are Jindal Poly Inve, Prime Securities, Fedders Holding, Hexa Tradex, Aryaman Fin.Serv, VLS Finance, Welspun Investme, Yogi Ltd, and RNFI Services.<BR><BR>Quality Snapshot: Excellent management risk is observed at Jindal Poly Inve, Aryaman Fin.Serv, and Welspun Investme, while Average management risk is found at Prime Securities, RNFI Services, and the rest. Below Average management risk is present at Fedders Holding, Hexa Tradex, Capital India, VLS Finance, Yogi Ltd, and the rest. Growth is Excellent at Jindal Poly Inve, Fedders Holding, and Yogi Ltd, while Average growth is seen at Aryaman Fin.Serv, RNFI Services, and the rest. Below Average growth is noted at Capital India, Hexa Tradex, VLS Finance, and the rest. Excellent capital structure is found at Jindal Poly Inve, Prime Securities, Fedders Holding, Capital India, Aryaman Fin.Serv, VLS Finance, Yogi Ltd, RNFI Services, and the rest, while Good capital structure is present at Hexa Tradex and Welspun Investme.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Welspun Investme at 119.61%, while the peer with the lowest is Capital India at -39.40%, indicating that Capital India's return is significantly lower than its peers. Additionally, VLS Finance, Yogi Ltd, Aryaman Fin.Serv, and Capital India have negative six-month returns.

How big is Capital India?

As of 31st August, Capital India Finance Ltd has a market capitalization of 832.00 Cr, with recent Net Sales of 531.70 Cr and a Net Profit of 38.47 Cr. Shareholder's Funds are valued at 673.17 Cr, and Total Assets amount to 1,835.78 Cr.

As of 31st August, Capital India Finance Ltd has a market capitalization of 832.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 531.70 Cr and a Net Profit of 38.47 Cr.<BR><BR>For the latest annual period ending in March 2026, Shareholder's Funds were valued at 673.17 Cr, while Total Assets amounted to 1,835.78 Cr.

Should I buy, sell or hold Capital India Finance Ltd?

Are Capital India Finance Ltd latest results good or bad?

Capital India Finance Ltd's latest results are concerning, showing a consolidated net loss of ₹0.16 crore in Q4 FY26, a 94.52% decline from the previous quarter, and a 72.88% drop year-on-year, alongside falling net sales and a troubling return on equity of -7.60%. Overall, the company faces significant operational challenges, making it a risky investment.

The latest results for Capital India Finance Ltd are concerning and indicate a challenging financial situation. In Q4 FY26, the company reported a consolidated net loss of ₹0.16 crore, which is a significant decline of 94.52% compared to the previous quarter and a 72.88% drop year-on-year. Additionally, net sales fell to ₹125.15 crore, down 14.88% sequentially and 10.18% year-on-year, marking the lowest quarterly revenue since June 2025.<BR><BR>While there was a slight improvement in the operating margin, which increased to 18.55% from 15.67% in the previous quarter, this does not offset the overall negative trend in profitability. The return on equity remains troubling at -7.60%, indicating that the company is failing to generate returns for its shareholders.<BR><BR>Overall, these results reflect a pattern of declining revenues and persistent losses, suggesting that Capital India Finance is facing significant operational challenges. The company’s performance is below industry standards, and it exhibits characteristics of a value trap, making it a risky investment at this time.

When is the next results date for Capital India Finance Ltd?

The next results date for Capital India Finance Ltd is 20 May 2026.

The next results date for Capital India Finance Ltd is scheduled for 20 May 2026.

Is Capital India technically bullish or bearish?

As of December 4, 2025, Capital India shows a neutral trend with mixed signals: bearish weekly MACD, mildly bullish Bollinger Bands, and bullish OBV, indicating no strong momentum in either direction.

As of 4 December 2025, the technical trend for Capital India has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different indicators. The weekly MACD remains bearish, while the monthly MACD is mildly bearish. The RSI shows no signal on both weekly and monthly time frames. Bollinger Bands indicate a bullish stance on both weekly and monthly charts, while moving averages are mildly bearish on the daily timeframe. The KST is mildly bullish weekly but mildly bearish monthly, and Dow Theory reflects a similar pattern. The OBV is bullish on both weekly and monthly charts. Overall, the mixed indicators suggest a neutral position with no strong bullish or bearish momentum at this time.

Is Capital India overvalued or undervalued?

As of November 17, 2025, Capital India is considered overvalued with a valuation grade of expensive, reflected in its negative PE ratio of -26.53 and an EV to EBITDA of 29.15, while underperforming the Sensex with a stock return of -8.97%.

As of 17 November 2025, the valuation grade for Capital India has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of -26.53, an EV to EBITDA of 29.15, and a Price to Book Value of 1.99. <BR><BR>In comparison to its peers, Capital India’s PE ratio is significantly lower than Bajaj Finance's 34.85 and higher than Life Insurance's 11.33, indicating a challenging valuation landscape. Additionally, its EV to EBITDA ratio is higher than Bajaj Finserv's 13.31, which further underscores its expensive valuation. Over the past year, Capital India has underperformed the Sensex, with a stock return of -8.97% compared to the Sensex's 9.50%, reinforcing the notion of its overvaluation in the current market context.

How has been the historical performance of Capital India?

Capital India's historical performance shows fluctuating financial metrics, with net sales and total operating income declining from March 2024 to March 2025, while operating profit improved slightly. However, the company faced significant challenges, including negative profit before and after tax, increased liabilities, and cash flow issues.

Answer:<BR>The historical performance of Capital India shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Capital India's net sales peaked at 682.50 Cr in March 2024 but declined to 614.54 Cr by March 2025. The total operating income followed a similar pattern, decreasing from 682.50 Cr in March 2024 to 614.54 Cr in March 2025. The company's total expenditure, excluding depreciation, also saw a decline from 564.81 Cr in March 2024 to 489.49 Cr in March 2025. Operating profit, excluding other income, improved slightly from 117.69 Cr in March 2024 to 125.05 Cr in March 2025, while the overall operating profit margin increased to 20.45% in March 2025 from 17.33% in the previous year. However, the profit before tax turned negative at -8.89 Cr in March 2025, following a positive 1.29 Cr in March 2024. The profit after tax also remained negative at -10.22 Cr in March 2025, compared to -6.43 Cr in March 2024. The company's total liabilities rose to 1,842.12 Cr in March 2025 from 1,790.60 Cr in March 2024, while total assets increased to 1,842.12 Cr in March 2025. Cash flow from operating activities was positive at 12.00 Cr in March 2025, although the net cash outflow for the year was -75.00 Cr, indicating challenges in cash management. Overall, while there were improvements in some operational metrics, the company faced significant challenges in profitability and cash flow.

Who are the top shareholders of the Capital India?

The top shareholders of Capital India are Capital India Corp Private Limited with 72.95%, followed by Dharampal Satyapal Limited at 9.87%. Individual investors own 2.87%, and foreign institutional investors hold 0.13%, with no pledged promoter holdings or mutual fund involvement.

The top shareholders of Capital India include the promoters, with Capital India Corp Private Limited holding the largest stake at 72.95%. The highest public shareholder is Dharampal Satyapal Limited, which holds 9.87%. Additionally, individual investors own 2.87% of the shares, while foreign institutional investors (FIIs) hold a small portion at 0.13%. There are no pledged promoter holdings, and no mutual funds are currently involved with the company.

Has Capital India declared dividend?

Yes, Capital India Finance Ltd has declared a 1% dividend, amounting to ₹0.1 per share, with an ex-date of September 20, 2024. The dividend yield is 0.06%, reflecting the company's focus on reinvesting profits for growth.

Capital India Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.1<BR>- Ex-date: 20 Sep 2024<BR><BR>Dividend Yield: 0.06%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.14%, with a dividend return of 0%, resulting in a total return of -7.14%.<BR><BR>Over the past year, the price return was 67.27%, the dividend return was 0.46%, leading to a total return of 67.73%.<BR><BR>In the 2-year period, the price return was 82.27%, with a dividend return of 0.52%, culminating in a total return of 82.79%.<BR><BR>For the 3-year period, the price return was 54.62%, the dividend return was 0.84%, resulting in a total return of 55.46%.<BR><BR>In the last 4 years, the price return was 53.91%, with a dividend return of 1.36%, leading to a total return of 55.27%.<BR><BR>Over the past 5 years, the price return was 84.0%, with a dividend return of 2.07%, resulting in a total return of 86.07%.<BR><BR>Overall, Capital India Finance Ltd has declared a modest dividend while showing varying total returns across different periods, with significant growth in price returns particularly over the longer term. The dividend yield remains low, indicating that the company may be focusing on reinvesting profits for growth rather than distributing larger dividends.