Compare Cass Information Systems, Inc. with Similar Stocks
Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.22%
2
Poor long term growth as Net Sales has grown by an annual rate of 6.56% and Operating profit at 3.78%
3
The company has declared positive results in Mar'2025 after 2 consecutive negative quarters
4
With ROE of 12.80%, it has a fair valuation with a 2.64 Price to Book Value
5
High Institutional Holdings at 72.84%
6
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-2.4%
0%
-2.4%
6 Months
1.71%
0%
1.71%
1 Year
0.05%
0%
0.05%
2 Years
-5.63%
0%
-5.63%
3 Years
-3.81%
0%
-3.81%
4 Years
13.87%
0%
13.87%
5 Years
-8.55%
0%
-8.55%
Cass Information Systems, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
6.56%
EBIT Growth (5y)
3.78%
EBIT to Interest (avg)
35.34
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.92
Tax Ratio
20.05%
Dividend Payout Ratio
47.89%
Pledged Shares
0
Institutional Holding
72.84%
ROCE (avg)
350.51%
ROE (avg)
12.22%
Valuation key factors
Factor
Value
P/E Ratio
21
Industry P/E
Price to Book Value
2.64
EV to EBIT
6.67
EV to EBITDA
5.83
EV to Capital Employed
-1.67
EV to Sales
1.23
PEG Ratio
0.30
Dividend Yield
2.68%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
12.80%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Shareholding Snapshot : Dec 2025
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 45 Schemes (31.18%)
Foreign Institutions
Held by 48 Foreign Institutions (3.83%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY
Dec'25
Dec'24
Change(%)
Net Sales
53.40
50.30
6.16%
Operating Profit (PBDIT) excl Other Income
10.00
7.00
42.86%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
8.20
4.20
95.24%
Operating Profit Margin (Excl OI)
187.10%
103.70%
8.34%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2025 is 6.16% vs -8.88% in Dec 2024
Consolidated Net Profit
YoY Growth in quarter ended Dec 2025 is 95.24% vs -50.00% in Dec 2024
Annual Results Snapshot (Consolidated) - Dec'25
Dec'25
Dec'24
Change(%)
Net Sales
207.40
201.90
2.72%
Operating Profit (PBDIT) excl Other Income
44.30
29.60
49.66%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
31.10
18.60
67.20%
Operating Profit Margin (Excl OI)
186.90%
116.10%
7.08%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2025 is 2.72% vs -5.30% in Dec 2024
Consolidated Net Profit
YoY Growth in year ended Dec 2025 is 67.20% vs -38.21% in Dec 2024
About Cass Information Systems, Inc. 
Cass Information Systems, Inc.
Miscellaneous
Cass Information Systems, Inc. (Cass) is a provider of payment and information processing services to manufacturing, distribution and retail enterprises across the United States with operating locations in Missouri, Ohio, Massachusetts, South Carolina and Florida. The Company provides transportation invoice rating, payment processing, auditing, accounting and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility related expenses. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. The Company, through its bank subsidiary, Cass Commercial Bank (the Bank), provides commercial banking services.
Company Coordinates 
Company Details
12444 Powerscourt Dr , ST. LOUIS MO : 63131-3660
Registrar Details






