Ceejay Finance

Who are the top shareholders of the Ceejay Finance?

The top shareholders of Ceejay Finance include Harshadbhai Natverlal Dalal Huf with 6.02%, Kimi Business Investments Advisors LLP with 4.1%, and individual investors holding a collective 22.59%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Ceejay Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Harshadbhai Natverlal Dalal Huf, owning 6.02% of the company. Additionally, Kimi Business Investments Advisors LLP is the highest public shareholder, holding 4.1%. Individual investors collectively hold 22.59% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

Who are in the management team of Ceejay Finance?

As of March 2019, the management team of Ceejay Finance includes Deepak Patel (Managing Director), Kiran Patel (Chairman), Shailesh Patel (Director), and several independent directors, along with company secretaries Shailesh Bharvad and Kamlesh Upadhyaya. Each member plays a key role in the company's governance and operations.

As of March 2019, the management team of Ceejay Finance includes the following individuals:<BR><BR>1. Deepak Patel - Managing Director<BR>2. Kiran Patel - Chairman<BR>3. Shailesh Patel - Director<BR>4. Bharat Amin - Independent Director<BR>5. Sunil Patel - Independent Director<BR>6. Mrudulaben Patel - Independent Director<BR>7. Shailesh Bharvad - Company Secretary<BR>8. Kamlesh Upadhyaya - Company Secretary & Compliance Officer<BR><BR>Each member holds a significant role within the company, contributing to its governance and operational management.

Has Ceejay Finance declared dividend?

Ceejay Finance Ltd has declared a 12% dividend, amounting to 1.2 per share, with an ex-date of September 13, 2024. While recent total returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 247.27% over the past five years.

Ceejay Finance Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.6%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -18.96%, with a dividend return of 0%, resulting in a total return of -18.96%.<BR><BR>Over the past year, the price return was -1.82%, the dividend return was 0.59%, leading to a total return of -1.23%.<BR><BR>In the 2-year period, the price return was 49.17%, the dividend return was 1.75%, culminating in a total return of 50.92%.<BR><BR>For the 3-year period, the price return was 97.17%, with a dividend return of 3.37%, resulting in a total return of 100.54%.<BR><BR>In the last 4 years, the price return was 142.96%, the dividend return was 5.02%, giving a total return of 147.98%.<BR><BR>Over the 5-year period, the price return was 239.33%, with a dividend return of 7.94%, leading to a total return of 247.27%.<BR><BR>Overall, Ceejay Finance Ltd has declared a dividend, and while the recent total returns have been negative in the short term, the longer-term returns show significant growth, particularly over the 5-year period.

Who are the peers of the Ceejay Finance?

Ceejay Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, NCL Res. & Finl., Dhruva Cap.Serv., KBS India, Arunis Abode, and Lak. Fin. & Indl. Ceejay Finance has below average management risk and growth, with a 1-year return of -3.04%, higher than Dhruva Cap.Serv. but lower than its other peers.

Peers: The peers of Ceejay Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, NCL Res. & Finl., Dhruva Cap.Serv., KBS India, Arunis Abode, and Lak. Fin. & Indl.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, and Good management risk is noted at Shriram Finance. Below Average management risk is present at Ceejay Finance, NCL Res. & Finl., Dhruva Cap.Serv., KBS India, Arunis Abode, and Lak. Fin. & Indl. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Lak. Fin. & Indl., while Ceejay Finance, NCL Res. & Finl., and KBS India show Below Average growth. The rest have Average to Good growth ratings. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Ceejay Finance, NCL Res. & Finl., Dhruva Cap.Serv., KBS India, Arunis Abode, and Lak. Fin. & Indl., while Cholaman.Inv.&Fn has a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Arunis Abode at 365.82%, while the lowest is Dhruva Cap.Serv. at -60.93%. Ceejay Finance's 1-year return is -3.04%, which is higher than Dhruva Cap.Serv. but lower than all other peers. Additionally, the six-month return is negative for Dhruva Cap.Serv., KBS India, and NCL Res. & Finl.

What is the technical trend for Ceejay Finance?

As of June 4, 2025, Ceejay Finance's trend is mildly bearish, supported by daily moving averages and monthly indicators, despite some bullish signals on the weekly charts.

As of 4 June 2025, the technical trend for Ceejay Finance has changed from sideways to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish trend. The weekly MACD and KST are mildly bullish, but the monthly indicators show a bearish outlook. Bollinger Bands on the monthly timeframe also confirm a bearish trend. Overall, while there are some bullish signals on the weekly charts, the prevailing sentiment remains bearish due to the daily moving averages and the monthly MACD.

What does Ceejay Finance do?

Ceejay Finance Ltd is a Micro Cap Asset Finance Company in the NBFC sector, incorporated in 1993, with recent net sales of 75 Cr and a net profit of 16 Cr as of March 2025. Key metrics include a P/E of 10.00, a market cap of INR 67 Cr, and a dividend yield of 0.62%.

Overview: <BR>Ceejay Finance Ltd is an Asset Finance Company operating in the Non Banking Financial Company (NBFC) sector, categorized as a Micro Cap.<BR><BR>History: <BR>Ceejay Finance Ltd was incorporated in March 1993 in Gujarat, originally known as Heritage Packaging Limited. The latest quarterly results report net sales and profit for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 75 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 16 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 67 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.62% <BR>Debt Equity: 0.48 <BR>Return on Equity: 9.77% <BR>Price to Book: 0.96<BR><BR>Contact Details: <BR>Address: C J House, Mota Pore Nadiad Gujarat : 387001 <BR>Tel: 91-0268-256233 <BR>Email: kpucj@yahoo.co.in <BR>Website: http://www.ceejayfinance.com

How big is Ceejay Finance?

As of 24th July, Ceejay Finance Ltd has a market capitalization of 72.00 Cr, with Net Sales of 26.30 Cr and a Net Profit of 6.79 Cr reported in the latest four quarters. The balance sheet for March 2024 shows Shareholder's Funds of 69.52 Cr and Total Assets of 104.92 Cr.

As of 24th July, Ceejay Finance Ltd has a market capitalization of 72.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Ceejay Finance reported Net Sales of 26.30 Cr and a Net Profit of 6.79 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 69.52 Cr and Total Assets of 104.92 Cr.

When is the next results date for Ceejay Finance?

Ceejay Finance will declare its results on 12 August 2025.

Ceejay Finance will declare its results on 12 August 2025.

Is Ceejay Finance overvalued or undervalued?

As of October 20, 2025, Ceejay Finance is considered undervalued with a PE ratio of 9.79 and a valuation grade of attractive, especially compared to peers like Bajaj Finance, and despite a recent year-to-date decline, it has shown significant long-term growth potential with an 86.01% gain over three years.

As of 20 October 2025, Ceejay Finance's valuation grade has moved from fair to attractive, indicating a more favorable assessment of its financial standing. The company is currently considered undervalued, with a PE ratio of 9.79, a Price to Book Value of 0.87, and an EV to EBITDA of 8.27. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, Ceejay Finance's valuation metrics stand out positively. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 38.6, while Life Insurance is considered very attractive with a PE of 11.57. This highlights Ceejay Finance's relative affordability in the market. Additionally, despite recent underperformance with a year-to-date return of -34.42% compared to the Sensex's 7.97%, the long-term performance over three years shows a significant gain of 86.01%, reinforcing the potential for recovery and value in the stock.

How has been the historical performance of Ceejay Finance?

Ceejay Finance has shown consistent growth in net sales and profits, with net sales increasing from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, and profit after tax rising from 4.82 Cr to 6.80 Cr in the same period. However, the company faces challenges with negative cash flow from operating activities, despite positive cash flow from financing activities.

Answer:<BR>The historical performance of Ceejay Finance shows a consistent growth trend in net sales and profits over the years, with notable increases in recent periods.<BR><BR>Breakdown:<BR>Ceejay Finance's net sales have risen from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, reflecting a steady upward trajectory. Total operating income has followed a similar pattern, reaching 26.29 Cr in Mar'25, up from 14.79 Cr in Mar'19. The company's total expenditure has also increased, from 8.01 Cr in Mar'19 to 16.68 Cr in Mar'25, primarily driven by rising employee costs and other expenses. Operating profit (PBDIT) has shown growth, reaching 9.71 Cr in Mar'25 compared to 6.81 Cr in Mar'19, although the operating profit margin has fluctuated, peaking at 45.41% in Mar'23 before dropping to 36.55% in Mar'25. Profit before tax has increased to 9.31 Cr in Mar'25 from 6.66 Cr in Mar'19, while profit after tax has reached 6.80 Cr in Mar'25, up from 4.82 Cr in Mar'19. The company's total assets have grown significantly from 78.73 Cr in Mar'20 to 125.12 Cr in Mar'25, alongside total liabilities which increased from 71.11 Cr to 125.12 Cr in the same period. Cash flow from operating activities has been negative in recent years, with a notable decline to -13.00 Cr in Mar'25, contrasting with positive cash flows from financing activities, which reached 13.00 Cr in Mar'25. Overall, Ceejay Finance has demonstrated robust growth in sales and profits, although it faces challenges in cash flow management.

Are Ceejay Finance Ltd latest results good or bad?

Ceejay Finance Ltd's latest results are concerning, showing strong revenue growth of 30% but stagnant net profit at ₹6.00 crores for three years, alongside declining margins and below-average return on equity, indicating challenges in profitability. Overall, the results lean towards the negative side, suggesting caution for potential investors.

Ceejay Finance Ltd's latest results present a mixed picture, leaning towards the negative side. While the company experienced a significant revenue growth of 30% year-on-year, bringing net sales up to ₹26.00 crores, its net profit remained stagnant at ₹6.00 crores for the third consecutive year. This stagnation, despite robust revenue growth, is concerning as it indicates that the company is struggling to convert sales into profits.<BR><BR>Additionally, the operating margin has contracted sharply from 60% in FY24 to 50% in FY25, reflecting rising operational costs that outpaced revenue growth. The profit after tax margin also decreased from 30% to 23.08%, further highlighting deteriorating profitability dynamics.<BR><BR>The company's return on equity (ROE) of 8.90% is below industry standards, and its P/E ratio of 9.47x is significantly lower than the industry average of 23x, suggesting that the market has concerns about its ability to sustain profitability. Furthermore, the absence of institutional investors and negative operating cash flow indicate deeper issues that could affect future performance.<BR><BR>Overall, while the revenue growth is a positive sign, the stagnation in profits, margin compression, and operational challenges suggest that the latest results are more bad than good, warranting caution for potential investors.

Should I buy, sell or hold Ceejay Finance Ltd?

Why is Ceejay Finance Ltd falling/rising?

As of 04-Mar, Ceejay Finance Ltd's stock price is stable at Rs 156.50 but has seen recent declines, including a 4.13% drop over the past week and a 16.76% decline over the past month. The stock is trading near its 52-week low and underperforming its sector, with decreased investor interest indicated by a significant drop in delivery volume.

As of 04-Mar, Ceejay Finance Ltd's stock price is currently stable at Rs 156.50, showing no change (0.00%). However, the stock has experienced a decline in recent periods, with a 1-week drop of 4.13% and a 1-month decline of 16.76%. Year-to-date, the stock is down 10.29%, contrasting with a positive 1-year performance of 5.01% against the Sensex, which has increased by 8.39% over the same period.<BR><BR>The stock is trading close to its 52-week low, just 1.76% above Rs 153.75, indicating a potential downward pressure. Additionally, Ceejay Finance is underperforming compared to its sector, despite outperforming it by 2.86% today. The stock is also trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals a bearish trend.<BR><BR>Investor participation has notably decreased, with delivery volume dropping by 49.82% compared to the 5-day average, suggesting reduced interest from investors. The finance/NBFC sector has also seen a decline of 2.86%, which may be contributing to the overall negative sentiment surrounding Ceejay Finance Ltd. Thus, while the stock price is stable at the moment, the underlying factors indicate a trend of falling performance.

Which are the latest news on Ceejay Finance?