Ceejay Finance

Why is Ceejay Finance Ltd falling/rising?

As of 31-Aug, Ceejay Finance Ltd's stock price is at 157.05, down 5.68%, with significant declines over the past week, month, and year. Investor interest has waned, as indicated by a drastic drop in delivery volume, contributing to a bearish trend in the stock.

As of 31-Aug, Ceejay Finance Ltd's stock price is falling, currently at 157.05, which reflects a change of -9.45 or -5.68%. The stock opened the day with a significant loss of -3.9% and reached an intraday low of Rs 155, marking a decline of -6.91%. Over the past week, the stock has decreased by -4.06%, and over the past month, it has fallen by -8.16%. Year-to-date, the stock is down -9.97%, and over the past year, it has experienced a substantial decline of -21.47%. <BR><BR>Investor participation has also decreased, with delivery volume dropping by -98.24% compared to the 5-day average, indicating a lack of interest from investors. Additionally, while the stock's price is higher than its 5-day moving averages, it remains lower than the 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend. Overall, these factors contribute to the ongoing decline in Ceejay Finance Ltd's stock price.

Who are in the management team of Ceejay Finance?

The management team of Ceejay Finance includes Deepak Patel (Managing Director), Kiran Patel (Chairman), Shailesh Patel (Director), and three Independent Directors: Bharat Amin, Sunil Patel, and Mrudulaben Patel, along with Shailesh Bharvad and Kamlesh Upadhyaya as Company Secretaries.

The management team of Ceejay Finance includes the following individuals:<BR><BR>1. **Deepak Patel** - Managing Director<BR>2. **Kiran Patel** - Chairman<BR>3. **Shailesh Patel** - Director<BR>4. **Bharat Amin** - Independent Director<BR>5. **Sunil Patel** - Independent Director<BR>6. **Mrudulaben Patel** - Independent Director<BR>7. **Shailesh Bharvad** - Company Secretary<BR>8. **Kamlesh Upadhyaya** - Company Secretary & Compliance Officer<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Ceejay Finance do?

Ceejay Finance Ltd is a Non Banking Financial Company (NBFC) focused on asset financing in the micro cap market, managing over Rs 500 Crore in assets. As of June 2026, it reported net sales of Rs 6 Cr and a net profit of Rs 2 Cr, with a market cap of INR 57 Cr.

Overview:<BR>Ceejay Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, primarily engaged in asset financing.<BR><BR>History:<BR>Ceejay Finance Ltd was incorporated in March 1993 in Gujarat, originally known as Heritage Packaging Limited. The company is currently managing assets of over Rs 500 Crore and has reported net sales and profit for the quarter ending June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 6 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 2 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 57 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 7.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.72% <BR>Debt Equity: 0.62 <BR>Return on Equity: 10.52% <BR>Price to Book: 0.76 <BR><BR>Contact Details:<BR>Address: C J House, Mota Pore Nadiad Gujarat : 387001 <BR>Tel: 91-0268-256233 <BR>Email: kpucj@yahoo.co.in <BR>Website: http://www.ceejayfinance.com

Who are the peers of the Ceejay Finance?

Ceejay Finance's peers include Amrapali Capital, India Cem. Cap., Apoorva Leasing, and others, with varying management risks and growth rates. India Cem. Cap. leads in 1-year returns at 61.77%, while Ceejay Finance has a return of -21.47%.

Peers: The peers of Ceejay Finance are Amrapali Capital, India Cem. Cap., Apoorva Leasing, Regis Industries, Mega Corp., Ladderup Finance, Kiduja India, Srestha Finvest, AastamangalamFin, and Swati Projects.<BR><BR>Quality Snapshot: Excellent management risk is observed at Amrapali Capital, India Cem. Cap., Apoorva Leasing, Regis Industries, Mega Corp., Ladderup Finance, Srestha Finvest, AastamangalamFin, and Swati Projects, while Below Average management risk is found at Ceejay Finance and the rest. Excellent growth is noted at Amrapali Capital, AastamangalamFin, and Swati Projects, while Average growth is found at Ceejay Finance and Ladderup Finance, and the rest exhibit Below Average growth. Excellent capital structure is consistent across all peers.<BR><BR>Return Snapshot: India Cem. Cap. has the highest 1-year return at 61.77%, while Regis Industries has the lowest at -58.90%, with Ceejay Finance's own 1-year return at -21.47% being significantly lower than India Cem. Cap. and higher than Regis Industries. Additionally, the six-month return is negative for Regis Industries, Mega Corp., and Srestha Finvest.

How big is Ceejay Finance?

As of 31st August, Ceejay Finance Ltd has a market capitalization of 57.00 Cr, with Net Sales of 26.25 Cr and a Net Profit of 7.98 Cr reported over the latest four quarters. Shareholder's Funds are 75.83 Cr and Total Assets amount to 125.12 Cr as of March 2025.

As of 31st August, Ceejay Finance Ltd has a market capitalization of 57.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Ceejay Finance reported Net Sales of 26.25 Cr and a Net Profit of 7.98 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 75.83 Cr and Total Assets of 125.12 Cr.

Which are the latest news on Ceejay Finance?

Should I buy, sell or hold Ceejay Finance Ltd?

Are Ceejay Finance Ltd latest results good or bad?

Ceejay Finance Ltd's latest results show strong profit growth with a net profit increase of 32.70% year-on-year, but revenue declined by 9.35%, raising concerns about sustainable growth. While improved operating margins indicate efficiency, the overall mixed signals suggest caution for investors.

Ceejay Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹2.11 crores for Q4 FY26, which is a significant increase of 32.70% year-on-year and 25.60% quarter-on-quarter. This indicates strong profitability growth despite the challenges faced.<BR><BR>However, the revenue for the same quarter declined by 9.35% year-on-year, totaling ₹6.79 crores, although it did show a slight sequential improvement of 1.49%. This contraction in revenue raises concerns about the company’s ability to sustain growth, suggesting that the profit increase is driven more by margin expansion rather than actual business growth.<BR><BR>The operating margin improved significantly to 58.17%, up from 44.59% a year ago, which reflects operational efficiency. Yet, the underlying revenue decline indicates potential challenges in maintaining this profitability in the long run.<BR><BR>Overall, while the profitability metrics are encouraging, the revenue contraction and the structural weaknesses in return metrics, such as a return on equity of only 9.30%, suggest that the results are not entirely positive. Investors should be cautious and consider the broader implications of these mixed signals.

How has been the historical performance of Ceejay Finance?

Ceejay Finance has shown consistent growth in net sales and profits, with net sales increasing from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, and profit after tax rising from 4.82 Cr to 6.80 Cr in the same period. However, the company faces challenges with negative cash flow from operating activities, despite positive cash flow from financing activities.

Answer:<BR>The historical performance of Ceejay Finance shows a consistent growth trend in net sales and profits over the years, with notable increases in recent periods.<BR><BR>Breakdown:<BR>Ceejay Finance's net sales have risen from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, reflecting a steady upward trajectory. Total operating income has followed a similar pattern, reaching 26.29 Cr in Mar'25, up from 14.79 Cr in Mar'19. The company's total expenditure has also increased, from 8.01 Cr in Mar'19 to 16.68 Cr in Mar'25, primarily driven by rising employee costs and other expenses. Operating profit (PBDIT) has shown growth, reaching 9.71 Cr in Mar'25 compared to 6.81 Cr in Mar'19, although the operating profit margin has fluctuated, peaking at 45.41% in Mar'23 before dropping to 36.55% in Mar'25. Profit before tax has increased to 9.31 Cr in Mar'25 from 6.66 Cr in Mar'19, while profit after tax has reached 6.80 Cr in Mar'25, up from 4.82 Cr in Mar'19. The company's total assets have grown significantly from 78.73 Cr in Mar'20 to 125.12 Cr in Mar'25, alongside total liabilities which increased from 71.11 Cr to 125.12 Cr in the same period. Cash flow from operating activities has been negative in recent years, with a notable decline to -13.00 Cr in Mar'25, contrasting with positive cash flows from financing activities, which reached 13.00 Cr in Mar'25. Overall, Ceejay Finance has demonstrated robust growth in sales and profits, although it faces challenges in cash flow management.

Is Ceejay Finance overvalued or undervalued?

As of October 20, 2025, Ceejay Finance is considered undervalued with a PE ratio of 9.79 and a valuation grade of attractive, especially compared to peers like Bajaj Finance, and despite a recent year-to-date decline, it has shown significant long-term growth potential with an 86.01% gain over three years.

As of 20 October 2025, Ceejay Finance's valuation grade has moved from fair to attractive, indicating a more favorable assessment of its financial standing. The company is currently considered undervalued, with a PE ratio of 9.79, a Price to Book Value of 0.87, and an EV to EBITDA of 8.27. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, Ceejay Finance's valuation metrics stand out positively. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 38.6, while Life Insurance is considered very attractive with a PE of 11.57. This highlights Ceejay Finance's relative affordability in the market. Additionally, despite recent underperformance with a year-to-date return of -34.42% compared to the Sensex's 7.97%, the long-term performance over three years shows a significant gain of 86.01%, reinforcing the potential for recovery and value in the stock.

When is the next results date for Ceejay Finance?

Ceejay Finance will declare its results on 12 August 2025.

Ceejay Finance will declare its results on 12 August 2025.

What is the technical trend for Ceejay Finance?

As of June 4, 2025, Ceejay Finance's trend is mildly bearish, supported by daily moving averages and monthly indicators, despite some bullish signals on the weekly charts.

As of 4 June 2025, the technical trend for Ceejay Finance has changed from sideways to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish trend. The weekly MACD and KST are mildly bullish, but the monthly indicators show a bearish outlook. Bollinger Bands on the monthly timeframe also confirm a bearish trend. Overall, while there are some bullish signals on the weekly charts, the prevailing sentiment remains bearish due to the daily moving averages and the monthly MACD.

Who are the top shareholders of the Ceejay Finance?

The top shareholders of Ceejay Finance include Harshadbhai Natverlal Dalal Huf with 6.02%, Kimi Business Investments Advisors LLP with 4.1%, and individual investors holding a collective 22.59%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Ceejay Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Harshadbhai Natverlal Dalal Huf, owning 6.02% of the company. Additionally, Kimi Business Investments Advisors LLP is the highest public shareholder, holding 4.1%. Individual investors collectively hold 22.59% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

Has Ceejay Finance declared dividend?

Ceejay Finance Ltd has declared a 12% dividend, amounting to 1.2 per share, with an ex-date of September 13, 2024. While recent total returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 247.27% over the past five years.

Ceejay Finance Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.6%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -18.96%, with a dividend return of 0%, resulting in a total return of -18.96%.<BR><BR>Over the past year, the price return was -1.82%, the dividend return was 0.59%, leading to a total return of -1.23%.<BR><BR>In the 2-year period, the price return was 49.17%, the dividend return was 1.75%, culminating in a total return of 50.92%.<BR><BR>For the 3-year period, the price return was 97.17%, with a dividend return of 3.37%, resulting in a total return of 100.54%.<BR><BR>In the last 4 years, the price return was 142.96%, the dividend return was 5.02%, giving a total return of 147.98%.<BR><BR>Over the 5-year period, the price return was 239.33%, with a dividend return of 7.94%, leading to a total return of 247.27%.<BR><BR>Overall, Ceejay Finance Ltd has declared a dividend, and while the recent total returns have been negative in the short term, the longer-term returns show significant growth, particularly over the 5-year period.