Ceejay Finance

Why is Ceejay Finance Ltd falling/rising?

As of 09-Aug, Ceejay Finance Ltd's stock price is at 175.75, unchanged from the previous close, and has underperformed its sector by 4.72%. Despite a long-term positive trend, recent trading patterns indicate reduced investor interest and a stagnation in year-to-date performance.

As of 09-Aug, Ceejay Finance Ltd's stock price is currently at 175.75, showing no change from the previous close. The stock has experienced a trend reversal, having fallen after four consecutive days of gains. Today, it underperformed its sector by 4.72%, indicating a decline in performance relative to its peers. The stock opened with a gain of 4.89% but reached an intraday low of 175.75, reflecting a decrease of 4.97% from its day's high of Rs 194. <BR><BR>Additionally, the stock has shown erratic trading patterns, not trading on one day out of the last 20 days. The weighted average price indicates that more volume was traded closer to the low price, suggesting a lack of strong buying interest at higher levels. Furthermore, there has been a significant drop in delivery volume, which fell by 48.08% against the 5-day average, indicating reduced investor participation. <BR><BR>While the stock has performed positively over the longer term, with a 37.30% increase over three years and a 65.41% increase over five years, its year-to-date performance is only up by 0.75%, contrasting sharply with the Sensex, which has declined by 7.89% during the same period. Overall, these factors contribute to the current stagnation and recent decline in Ceejay Finance Ltd's stock price.

Which are the latest news on Ceejay Finance?

Should I buy, sell or hold Ceejay Finance Ltd?

How big is Ceejay Finance?

As of 10th June, Ceejay Finance Ltd has a market capitalization of 59.00 Cr, with Net Sales of 26.54 Cr and a Net Profit of 7.72 Cr reported in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds of 75.83 Cr and Total Assets of 125.12 Cr.

As of 10th June, Ceejay Finance Ltd has a market capitalization of 59.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Ceejay Finance reported Net Sales of 26.54 Cr and a Net Profit of 7.72 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 75.83 Cr and Total Assets of 125.12 Cr.

Who are in the management team of Ceejay Finance?

The management team of Ceejay Finance includes Deepak Patel (Managing Director), Kiran Patel (Chairman), Shailesh Patel (Director), Bharat Amin, Sunil Patel, and Mrudulaben Patel (Independent Directors), along with Shailesh Bharvad and Kamlesh Upadhyaya (Company Secretaries).

The management team of Ceejay Finance includes the following individuals:<BR><BR>1. **Deepak Patel** - Managing Director<BR>2. **Kiran Patel** - Chairman<BR>3. **Shailesh Patel** - Director<BR>4. **Bharat Amin** - Independent Director<BR>5. **Sunil Patel** - Independent Director<BR>6. **Mrudulaben Patel** - Independent Director<BR>7. **Shailesh Bharvad** - Company Secretary<BR>8. **Kamlesh Upadhyaya** - Company Secretary & Compliance Officer<BR><BR>If you have any more questions about Ceejay Finance or its operations, feel free to ask!

Who are the peers of the Ceejay Finance?

Ceejay Finance's peers include Odyssey Corpn., Real Touch Fin, Capfin India, R R Fin. Cons., and others. Management risk varies from excellent to below average, with Ceejay Finance showing below average growth and a 1-year return of -11.29%.

Peers: The peers of Ceejay Finance are Odyssey Corpn., Real Touch Fin, Capfin India, R R Fin. Cons., 3P Land Hold., Regis Industries, Guj. Credit Corp, GACM Tech, Bridge Securitie, and Dar Credit & Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Capfin India, R R Fin. Cons., Regis Industries, and GACM Tech, while Average management risk is found at Bridge Securitie. Below Average management risk is noted for Odyssey Corpn., Real Touch Fin, Ceejay Finance, 3P Land Hold., and Dar Credit & Cap, while Guj. Credit Corp does not qualify. Growth is Excellent for Real Touch Fin and GACM Tech, Good for R R Fin. Cons. and Dar Credit & Cap, Average for Ceejay Finance and 3P Land Hold., and Below Average for Odyssey Corpn., Capfin India, and Bridge Securitie, while Guj. Credit Corp does not qualify. Capital Structure is Excellent for Odyssey Corpn., Real Touch Fin, Capfin India, R R Fin. Cons., Regis Industries, and Bridge Securitie, Good for 3P Land Hold., and Below Average for Ceejay Finance, while Guj. Credit Corp does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R R Fin. Cons. at 117.51%, while the lowest is GACM Tech at -50.49%. Ceejay Finance's 1-year return is -11.29%, which is higher than GACM Tech's but lower than R R Fin. Cons. Additionally, the six-month return is negative for Odyssey Corpn., Real Touch Fin, Capfin India, R R Fin. Cons., Regis Industries, Guj. Credit Corp, GACM Tech, and Dar Credit & Cap.

What does Ceejay Finance do?

Ceejay Finance Ltd is a Micro Cap Asset Finance Company in the NBFC sector, incorporated in 1993 in Gujarat, with recent net sales of 7 Cr and net profit of 2 Cr as of March 2026. Key metrics include a P/E of 8.00, a dividend yield of 0.70%, and a market cap of INR 59 Cr.

Overview: <BR>Ceejay Finance Ltd is an Asset Finance Company operating in the Non Banking Financial Company (NBFC) sector, categorized as a Micro Cap.<BR><BR>History: <BR>Ceejay Finance Ltd was incorporated in March 1993 in Gujarat and was formerly known as Heritage Packaging Limited. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 2 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 59 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.70% <BR>Debt Equity: 0.62 <BR>Return on Equity: 10.18% <BR>Price to Book: 0.78<BR><BR>Contact Details: <BR>Address: C J House, Mota Pore Nadiad Gujarat : 387001 <BR>Tel: 91-0268-256233 <BR>Email: kpucj@yahoo.co.in <BR>Website: http://www.ceejayfinance.com

Are Ceejay Finance Ltd latest results good or bad?

Ceejay Finance Ltd's latest results are unfavorable, showing a 22.94% decline in net profit and a 6.43% decrease in revenue year-on-year, along with a drop in profit margins and underperformance in stock value. These factors indicate significant operational challenges and a negative outlook for the company.

Ceejay Finance Ltd's latest results indicate a challenging performance. In the third quarter of FY26, the company reported a net profit of ₹1.68 crore, which represents a significant decline of 22.94% quarter-on-quarter. Additionally, revenue for the same period was ₹6.69 crore, reflecting a year-on-year decrease of 6.43%. This decline in revenue, coupled with a drop in the profit after tax (PAT) margin to 25.11%—down 762 basis points from the previous quarter—raises concerns about the company's profitability and operational efficiency.<BR><BR>The company's return on equity (ROE) stands at 8.78%, which is below industry standards and suggests that it is not generating adequate returns for shareholders. Furthermore, the stock has underperformed significantly, declining 19.80% over the past year, contrasting sharply with the broader market's gains.<BR><BR>Overall, the results suggest that Ceejay Finance is facing operational challenges, including margin compression and revenue decline, which are critical indicators of its current financial health. The combination of these factors points to a negative outlook for the company, making the latest results appear unfavorable.

How has been the historical performance of Ceejay Finance?

Ceejay Finance has shown consistent growth in net sales and profits, with net sales increasing from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, and profit after tax rising from 4.82 Cr to 6.80 Cr in the same period. However, the company faces challenges with negative cash flow from operating activities, despite positive cash flow from financing activities.

Answer:<BR>The historical performance of Ceejay Finance shows a consistent growth trend in net sales and profits over the years, with notable increases in recent periods.<BR><BR>Breakdown:<BR>Ceejay Finance's net sales have risen from 14.79 Cr in Mar'19 to 26.29 Cr in Mar'25, reflecting a steady upward trajectory. Total operating income has followed a similar pattern, reaching 26.29 Cr in Mar'25, up from 14.79 Cr in Mar'19. The company's total expenditure has also increased, from 8.01 Cr in Mar'19 to 16.68 Cr in Mar'25, primarily driven by rising employee costs and other expenses. Operating profit (PBDIT) has shown growth, reaching 9.71 Cr in Mar'25 compared to 6.81 Cr in Mar'19, although the operating profit margin has fluctuated, peaking at 45.41% in Mar'23 before dropping to 36.55% in Mar'25. Profit before tax has increased to 9.31 Cr in Mar'25 from 6.66 Cr in Mar'19, while profit after tax has reached 6.80 Cr in Mar'25, up from 4.82 Cr in Mar'19. The company's total assets have grown significantly from 78.73 Cr in Mar'20 to 125.12 Cr in Mar'25, alongside total liabilities which increased from 71.11 Cr to 125.12 Cr in the same period. Cash flow from operating activities has been negative in recent years, with a notable decline to -13.00 Cr in Mar'25, contrasting with positive cash flows from financing activities, which reached 13.00 Cr in Mar'25. Overall, Ceejay Finance has demonstrated robust growth in sales and profits, although it faces challenges in cash flow management.

Is Ceejay Finance overvalued or undervalued?

As of October 20, 2025, Ceejay Finance is considered undervalued with a PE ratio of 9.79 and a valuation grade of attractive, especially compared to peers like Bajaj Finance, and despite a recent year-to-date decline, it has shown significant long-term growth potential with an 86.01% gain over three years.

As of 20 October 2025, Ceejay Finance's valuation grade has moved from fair to attractive, indicating a more favorable assessment of its financial standing. The company is currently considered undervalued, with a PE ratio of 9.79, a Price to Book Value of 0.87, and an EV to EBITDA of 8.27. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, Ceejay Finance's valuation metrics stand out positively. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 38.6, while Life Insurance is considered very attractive with a PE of 11.57. This highlights Ceejay Finance's relative affordability in the market. Additionally, despite recent underperformance with a year-to-date return of -34.42% compared to the Sensex's 7.97%, the long-term performance over three years shows a significant gain of 86.01%, reinforcing the potential for recovery and value in the stock.

When is the next results date for Ceejay Finance?

Ceejay Finance will declare its results on 12 August 2025.

Ceejay Finance will declare its results on 12 August 2025.

What is the technical trend for Ceejay Finance?

As of June 4, 2025, Ceejay Finance's trend is mildly bearish, supported by daily moving averages and monthly indicators, despite some bullish signals on the weekly charts.

As of 4 June 2025, the technical trend for Ceejay Finance has changed from sideways to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish trend. The weekly MACD and KST are mildly bullish, but the monthly indicators show a bearish outlook. Bollinger Bands on the monthly timeframe also confirm a bearish trend. Overall, while there are some bullish signals on the weekly charts, the prevailing sentiment remains bearish due to the daily moving averages and the monthly MACD.

Who are the top shareholders of the Ceejay Finance?

The top shareholders of Ceejay Finance include Harshadbhai Natverlal Dalal Huf with 6.02%, Kimi Business Investments Advisors LLP with 4.1%, and individual investors holding a collective 22.59%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Ceejay Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Harshadbhai Natverlal Dalal Huf, owning 6.02% of the company. Additionally, Kimi Business Investments Advisors LLP is the highest public shareholder, holding 4.1%. Individual investors collectively hold 22.59% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

Has Ceejay Finance declared dividend?

Ceejay Finance Ltd has declared a 12% dividend, amounting to 1.2 per share, with an ex-date of September 13, 2024. While recent total returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 247.27% over the past five years.

Ceejay Finance Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.6%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -18.96%, with a dividend return of 0%, resulting in a total return of -18.96%.<BR><BR>Over the past year, the price return was -1.82%, the dividend return was 0.59%, leading to a total return of -1.23%.<BR><BR>In the 2-year period, the price return was 49.17%, the dividend return was 1.75%, culminating in a total return of 50.92%.<BR><BR>For the 3-year period, the price return was 97.17%, with a dividend return of 3.37%, resulting in a total return of 100.54%.<BR><BR>In the last 4 years, the price return was 142.96%, the dividend return was 5.02%, giving a total return of 147.98%.<BR><BR>Over the 5-year period, the price return was 239.33%, with a dividend return of 7.94%, leading to a total return of 247.27%.<BR><BR>Overall, Ceejay Finance Ltd has declared a dividend, and while the recent total returns have been negative in the short term, the longer-term returns show significant growth, particularly over the 5-year period.