Central Bank

Who are the top shareholders of the Central Bank?

The top shareholders of the Central Bank include the President of India with 89.27%, the Life Insurance Corporation of India at 3.16%, individual investors at 3.21%, 15 mutual fund schemes with 0.22%, and 63 foreign institutional investors holding 1.27%.

The top shareholders of the Central Bank include the President of India, who holds a significant majority stake of 89.27%. Other notable shareholders are the Life Insurance Corporation of India, which holds 3.16%, and individual investors, who collectively own 3.21%. Additionally, there are 15 mutual fund schemes with a combined holding of 0.22% and 63 foreign institutional investors (FIIs) holding 1.27%.

Who are in the management team of Central Bank?

As of March 2023, the Central Bank's management team includes P J Thomas (Nominee), Matam Venkata Rao (MD & CEO), Rajeev Puri and Vivek Wahi (Executive Directors), and several Non-Executive Directors, with varying remuneration levels. The team combines executive and non-executive roles to oversee the bank's governance.

As of March 2023, the management team of Central Bank includes the following individuals:<BR><BR>1. P J Thomas - Nominee (RBI) with a remuneration of Rs. 10.2 lacs.<BR>2. Matam Venkata Rao - Managing Director & CEO with a remuneration of Rs. 41.23 lacs.<BR>3. Rajeev Puri - Executive Director with a remuneration of Rs. 36.81 lacs.<BR>4. Dinesh Pangtey - Non-Executive & Independent Director with a remuneration of Rs. 12.55 lacs.<BR>5. Vivek Wahi - Executive Director with a remuneration of Rs. 34.33 lacs.<BR>6. Pradip Pranlal Khimani - Non-Executive & Independent Director with a remuneration of Rs. 13.8 lacs.<BR>7. Hardik Mukesh Sheth - Nominee (Govt) with no remuneration.<BR>8. Malladi Venkat Murali Krishna - Executive Director with a remuneration of Rs. 10.05 lacs.<BR>9. Chandrakant Bhagwat - Company Secretary & Compliance Officer with no remuneration.<BR>10. Priavrat Sharma - Non-Official Director with no remuneration.<BR><BR>This team reflects a mix of executive and non-executive roles, contributing to the governance and management of the bank.

What does Central Bank do?

The Central Bank of India is a major public sector bank offering a variety of financial services, with a recent net sales of ₹8,619 Cr and a net profit of ₹1,034 Cr as of March 2025. It has a market capitalization of ₹36,079 Cr and key metrics include a CAR of 14.73% and a gross NPA of 3.18%.

Overview: <BR>Central Bank of India is a public sector banking institution that provides a wide range of banking and financial services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers, operating within the large cap category of the public sector bank industry.<BR><BR>History: <BR>Central Bank of India is one of the oldest and largest commercial banks in India. The latest quarterly results reported are for March 2025, showing sales and profit figures for that period.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 8,619.00 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1,034 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 36,079 Cr (Large Cap) <BR><BR>Key Metrics: <BR>Industry: Public Sector Bank <BR>Dividend Yield: 0.00% <BR>CAR: 14.73% <BR>Return on Assets: 0.79% <BR>Net NPA: 0.55% <BR>Gross NPA: 3.18% <BR><BR>Contact Details: <BR>Address: 9th Floor Chandermukhi, Nariman Point Mumbai Maharashtra : 400021 <BR>Tel: 91-22-6638 7818 <BR>Email: investors@centralbank.co.in <BR>Website: http://www.centralbankofindia.co.in

Has Central Bank declared dividend?

Central Bank of India has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 23, 2015. However, the dividend yield is 0%, and total returns have varied significantly, showing negative performance in the short term but positive returns over longer periods.

Central Bank of India has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 23 Jun 15<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -33.41%, the dividend return was 0%, resulting in a total return of -33.41%.<BR><BR>For the 1-year period, the price return was -37.7%, the dividend return was 0%, leading to a total return of -37.7%.<BR><BR>During the 2-year period, the price return was 45.77%, the dividend return was 0%, which resulted in a total return of 45.77%.<BR><BR>In the 3-year period, the price return was 117.07%, the dividend return was 0%, culminating in a total return of 117.07%.<BR><BR>For the 4-year period, the price return was 87.51%, the dividend return was 0%, yielding a total return of 87.51%.<BR><BR>In the 5-year period, the price return was 142.5%, the dividend return was 0%, providing a total return of 142.5%.<BR><BR>Overall, while Central Bank of India declared a dividend, the dividend yield remains at 0%, indicating that the dividend payments have not significantly contributed to returns in recent periods. The total returns show a mixed performance, with positive returns over longer periods despite negative short-term returns.

Who are the peers of the Central Bank?

The peers of the Central Bank include St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, and Pun. & Sind Bank. Key performance metrics show varying management risks, growth rates, and capital structures, with Indian Bank having the highest 1-year return at 5.17% and I O B the lowest at -44.47%.

Peers: The peers of the Central Bank are St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank and I O B, and the rest. Growth is Excellent at Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Good growth is noted at St Bk of India, Bank Of Baroda, Bank Of India, and the rest. Average capital structure is seen at St Bk of India and I O B, while Good capital structure is present at Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.17%, while I O B has the lowest at -44.47%. In comparison, Central Bank's 1-year return is -45.02%. Additionally, the peers with negative six-month returns include I O B, Central Bank, and Pun. & Sind Bank.

How big is Central Bank?

As of 24th July, Central Bank of India has a market capitalization of 34,269.00 Cr and reported a Net Profit of 4,074.01 Cr, with Shareholder's Funds at 36,506.08 Cr and Total Assets valued at 4,79,288.93 Cr. There is no valid sales data available for the latest four quarters.

As of 24th July, Central Bank of India has a market capitalization of 34,269.00 Cr and is classified as a Large Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 4,074.01 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's Funds stood at 36,506.08 Cr, while Total Assets were valued at 4,79,288.93 Cr.

Is Central Bank technically bullish or bearish?

As of September 29, 2025, the market trend is mildly bearish, supported by a mildly bullish weekly MACD and bearish monthly MACD, along with bearish signals from moving averages, Bollinger Bands, and KST.

As of 29 September 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, primarily driven by the weekly MACD indicating a mildly bullish signal, while the monthly MACD remains bearish. The moving averages on the daily time frame also reflect a mildly bearish outlook. Additionally, Bollinger Bands and KST both show bearish tendencies on the weekly and monthly time frames. The Dow Theory indicates no trend on the weekly and a mildly bearish stance on the monthly. Overall, the indicators suggest a lack of strong bullish momentum, reinforcing the mildly bearish position.

When is the next results date for Central Bank?

The next results date for Central Bank is 17 October 2025.

The next results date for Central Bank is scheduled for 17 October 2025.

Are Central Bank latest results good or bad?

The latest results for Central Bank of India show strong profit growth with a net profit increase of 32.47% year-on-year, but concerns remain due to a decline in net interest income and operating profit, along with a significant stock underperformance of 37.32% over the past year. Overall, while there are positive signs, challenges in margin compression and operational performance suggest a cautious outlook.

The latest results for Central Bank of India present a mixed picture. On one hand, the bank reported a net profit of ₹1,219.59 crores for Q2 FY26, which is a significant increase of 32.47% year-on-year. This indicates strong profitability growth. Additionally, interest earned rose by 6.57% year-on-year, reflecting some positive momentum in revenue generation.<BR><BR>However, there are notable concerns. The net interest income (NII) declined sequentially by 2.97%, which suggests margin pressures are impacting the bank's core profitability. Operating profit also fell sharply by 22.46% quarter-on-quarter, raising questions about the sustainability of the bank's earnings. Furthermore, while gross non-performing assets (GNPA) improved to 3.02% from 4.59% a year ago, this level remains elevated compared to some peers in the public sector banking space.<BR><BR>The stock has underperformed significantly, down 37.32% over the past year, which raises concerns about investor sentiment and potential structural issues within the bank. Overall, while there are positive signs in terms of profit growth and improving asset quality, the challenges related to margin compression and operational performance suggest a cautious outlook.

Is Central Bank overvalued or undervalued?

As of November 20, 2025, Central Bank is considered a very attractive investment due to its undervaluation, with a PE ratio of 8.00 and strong financial metrics, despite recent stock performance lagging behind the Sensex.

As of 20 November 2025, the valuation grade for Central Bank has moved from attractive to very attractive. The company is currently undervalued, supported by a PE ratio of 8.00, a price-to-book value of 0.92, and a PEG ratio of 0.30. In comparison to peers, Central Bank's valuation is favorable, especially when contrasted with SBI, which is considered expensive with a PE ratio of 12.7, and Punjab National Bank, which has a PEG ratio of 0.53.<BR><BR>The financial metrics indicate strong performance, with a return on equity (ROE) of 11.50% and a net NPA to book value of 3.59%. Despite recent stock performance lagging behind the Sensex on a year-to-date basis, the long-term returns of 230.82% over five years highlight the bank's potential for growth. Overall, Central Bank appears to be a compelling investment opportunity given its current undervaluation relative to its peers.

How has been the historical performance of Central Bank?

Central Bank's historical performance from March 2021 to March 2025 shows significant growth, with interest earned rising from 22,730.23 crore to 33,665.85 crore, and profit before tax improving from a loss of 1,323.61 crore to a profit of 4,934.27 crore. The bank's reserves and capital adequacy ratio also strengthened, indicating a robust recovery and enhanced financial stability.

Answer:<BR>The historical performance of Central Bank shows a significant improvement in various financial metrics over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Central Bank's interest earned has increased from 22,730.23 crore in March 2021 to 33,665.85 crore in March 2025, reflecting a consistent upward trend. The net interest income also rose significantly, from 8,245.04 crore in March 2021 to 13,896.89 crore in March 2025. Total income followed suit, climbing from 25,845.90 crore in March 2021 to 39,520.44 crore in March 2025. Despite the rise in interest expended, which increased from 14,485.19 crore in March 2021 to 19,768.96 crore in March 2025, the profit before tax improved markedly from a loss of 1,323.61 crore in March 2021 to a profit of 4,934.27 crore in March 2025. The profit after tax also turned positive, moving from a loss of 887.58 crore in March 2021 to a profit of 3,785.26 crore in March 2025. The bank's reserves have grown from 12,037.25 crore in March 2021 to 23,533.05 crore in March 2025, indicating a strengthening financial position. Additionally, the capital adequacy ratio improved from 12.78% in March 2021 to 17.02% in March 2025, showcasing enhanced financial stability. Overall, Central Bank has demonstrated a robust recovery and growth trajectory in its financial performance over the past several years.

Should I buy, sell or hold Central Bank of India?

Why is Central Bank of India falling/rising?

As of 02-Jun, the stock price of Central Bank of India is declining, currently at Rs. 29.67, marking a 12.5% drop over the last seven days and reaching a new 52-week low. Despite strong long-term fundamentals, the stock has significantly underperformed its sector and shows bearish sentiment with declining investor participation.

As of 02-Jun, the stock price of Central Bank of India is falling, currently at Rs. 29.67, reflecting a decrease of Rs. 0.65 or 2.14%. This decline is part of a broader trend, as the stock has been losing value for the last seven consecutive days, resulting in a total drop of 12.5% during this period. Additionally, the stock has underperformed its sector by 2.59% today and has reached a new 52-week low of Rs. 29.35.<BR><BR>The stock's performance over various time frames also indicates significant declines, with a 1-month drop of 18.51% and a year-to-date decrease of 20.71%. In contrast, the benchmark Sensex has only fallen by 2.94% over the same month and 12.40% year-to-date, highlighting the stock's relative weakness.<BR><BR>Investor participation appears to be waning, as evidenced by a 66.24% drop in delivery volume compared to the 5-day average. Furthermore, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals bearish sentiment.<BR><BR>Despite these negative indicators, the company does exhibit strong long-term fundamentals, such as a low Gross NPA ratio of 2.67% and a high dividend yield of 4.29%. However, these positive aspects have not been sufficient to counteract the current downward pressure on the stock price.

Which are the latest news on Central Bank?