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Central Pacific Financial Corp.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US1547604090
USD
31.42
-1.45 (-4.41%)

Jan 23

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

31.3032.65

52 Week

23.1633.34
Valuation
Technical
Day's Volume

CASH

56.57 k

Shareholding (Sep 2025)

FII

10.46%

Held by 84 FIIs

DII

44.13%

Held by 50 DIIs

Promoter

0.00%

How big is Central Pacific Financial Corp.?

22-Jun-2025

As of Jun 18, Central Pacific Financial Corp. has a market capitalization of 696.79 million and total assets of 7,491.49 million, with shareholder's funds at 538.38 million.

As of Jun 18, Central Pacific Financial Corp. has a market capitalization of 696.79 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 308.91 million, while the sum of net profit for the same period is 58.23 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 538.38 million and total assets amounting to 7,491.49 million.

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What does Central Pacific Financial Corp. do?

22-Jun-2025

Central Pacific Financial Corp. is the bank holding company for Central Pacific Bank, operating in the Regional Banks industry with a market cap of approximately $696.79 million. As of March 2025, it reported net sales of $77 million and a net profit of $18 million.

Overview:<BR>Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank, operating in the Regional Banks industry with a micro-cap market classification.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 77 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 18 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 696.79 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 10.45% <BR>Price to Book: 1.25 <BR><BR>Contact Details:<BR>Address: 220 S KING ST, HONOLULU HI: 96813 <BR>Tel: 1 808 5440500 <BR>Website: https://www.centralpacificbank.com/About-CPB/Works-For-You/Overview.aspx

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Who are in the management team of Central Pacific Financial Corp.?

22-Jun-2025

As of March 2022, the management team of Central Pacific Financial Corp. includes Mr. Paul Yonamine (CEO and Chairman), Ms. Agnes Ngo (President), and several independent directors: Mr. Colbert Matsumoto, Ms. Crystal Rose, Ms. Christine Camp, Mr. Earl Fry, Mr. Wayne Kamitaki, and Mr. Paul Kosasa. This team is responsible for the company's governance and strategic direction.

As of March 2022, the management team of Central Pacific Financial Corp. includes the following individuals:<BR><BR>- Mr. Paul Yonamine: Chairman of the Board, Chief Executive Officer<BR>- Ms. Agnes Ngo: President, Director of the Company and President and Chief Executive Officer<BR>- Mr. Colbert Matsumoto: Independent Vice Chairman of the Board of the Company and Bank<BR>- Ms. Crystal Rose: Lead Independent Director of the Company and the Bank<BR>- Ms. Christine Camp: Independent Director<BR>- Mr. Earl Fry: Independent Director<BR>- Mr. Wayne Kamitaki: Independent Director<BR>- Mr. Paul Kosasa: Independent Director<BR><BR>This team plays a crucial role in the governance and strategic direction of the company.

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Is Central Pacific Financial Corp. overvalued or undervalued?

20-Sep-2025

As of July 25, 2025, Central Pacific Financial Corp. is fairly valued with a P/E ratio of 12 and has underperformed the S&P 500, returning 10.08% over the past year compared to the index's 17.14%.

As of 25 July 2025, the valuation grade for Central Pacific Financial Corp. has moved from expensive to fair. The company is currently fairly valued based on its metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 1.29, and an EV to EBITDA of 6.89. In comparison to peers, Horizon Bancorp, Inc. has a higher P/E of 16.37, while Cantaloupe, Inc. shows a lower P/E of 13.56 and a significantly higher EV to EBITDA of 21.90.<BR><BR>In terms of stock performance, Central Pacific Financial Corp. has returned 10.08% over the past year, which is notably lower than the S&P 500's return of 17.14%, indicating that while the stock is fairly valued, it has underperformed relative to the broader market.

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Is Central Pacific Financial Corp. technically bullish or bearish?

30-Sep-2025

As of September 26, 2025, Central Pacific Financial Corp. shows a bullish technical trend supported by positive MACD and moving averages, though it has underperformed against the S&P 500 recently, with mixed signals from the KST and Bollinger Bands.

As of 26 September 2025, the technical trend for Central Pacific Financial Corp. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are both bullish, supporting this positive stance. Daily moving averages also indicate a bullish trend. However, the KST shows a mixed signal with a weekly bullish and monthly mildly bearish reading, while the Bollinger Bands are mildly bullish on both weekly and monthly time frames. The Dow Theory indicates a mildly bullish monthly trend but no trend on the weekly. <BR><BR>Despite the bullish indicators, the stock has underperformed compared to the S&P 500 over the last month and year, with returns of -2.07% and 9.71% respectively, compared to the S&P 500's 2.75% and 15.64%. Overall, the current technical stance is bullish, albeit with some mixed signals and recent underperformance relative to the benchmark.

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Compare Central Pacific Financial Corp. with Similar Stocks

HarborOne Bancorp, Inc.Washington Trust Bancorp, Inc.South Plains Financial, Inc. (Texas)
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 3.32%

 
2

Positive results in Jun 25

3

With ROA of 0.55%, it has a expensive valuation with a 1.29 Price to Book Value

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 882 Million (Small Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

11.21%

stock-summary
Price to Book

1.50

Revenue and Profits:
Net Sales:
78 Million
(Quarterly Results - Jun 2025)
Net Profit:
18 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
9.06%
0%
9.06%
6 Months
10.44%
0%
10.44%
1 Year
10.67%
0%
10.67%
2 Years
60.96%
0%
60.96%
3 Years
49.12%
0%
49.12%
4 Years
8.34%
0%
8.34%
5 Years
54.55%
0%
54.55%

Central Pacific Financial Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
7.59%
EBIT Growth (5y)
-3.97%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.88%
Pledged Shares
0
Institutional Holding
98.26%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.29
EV to EBIT
7.61
EV to EBITDA
6.89
EV to Capital Employed
1.49
EV to Sales
1.61
PEG Ratio
2.49
Dividend Yield
NA
ROCE (Latest)
19.55%
ROE (Latest)
10.45%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 62 Schemes (45.14%)

Foreign Institutions

Held by 84 Foreign Institutions (10.46%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Central Pacific Financial Corp. stock-summary
stock-summary
Central Pacific Financial Corp.
Regional Banks
Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Company's segments include Banking Operations, Treasury and All Others. The Banking Operations segment includes construction and real estate development lending, commercial lending, residential mortgage lending, consumer lending, trust services, retail brokerage services and its retail branch offices, which provide a range of deposit and loan products, as well as various other banking services. The Treasury segment is responsible for managing the Company's investment securities portfolio and wholesale funding activities. The All Others segment includes activities, such as electronic banking, data processing and management of Bank-owned properties. The Company also offers wealth management products and services, such as non-deposit investment products, annuities, insurance, investment management, asset custody, and general consultation and planning services.
Company Coordinates stock-summary
Company Details
220 S KING ST , HONOLULU HI : 96813
stock-summary
Tel: 1 808 5440500
stock-summary
https://www.centralpacificbank.com/About-CPB/Works-For-You/Overview.aspx
stock-summary
Registrar Details
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