Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0.41%
0%
0.41%
6 Months
9.33%
0%
9.33%
1 Year
-12.92%
0%
-12.92%
2 Years
5.58%
0%
5.58%
3 Years
17.14%
0%
17.14%
4 Years
7.42%
0%
7.42%
5 Years
35.91%
0%
35.91%
Centrum Finansowe SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
8.00%
EBIT Growth (5y)
5.09%
EBIT to Interest (avg)
7.23
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.41
Tax Ratio
20.97%
Dividend Payout Ratio
44.69%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
34.11%
ROE (avg)
15.49%
Valuation key factors
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
-1.60
EV to EBITDA
-1.60
EV to Capital Employed
-0.34
EV to Sales
-0.67
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
10.89%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
Bearish
Bullish
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ
Jun'25
Mar'25
Change(%)
Net Sales
5.90
6.10
-3.28%
Operating Profit (PBDIT) excl Other Income
2.60
1.20
116.67%
Interest
0.30
0.30
Exceptional Items
0.00
0.00
Consolidate Net Profit
1.80
0.90
100.00%
Operating Profit Margin (Excl OI)
449.10%
199.20%
24.99%
USD in Million.
Net Sales
QoQ Growth in quarter ended Jun 2025 is -3.28% vs -20.78% in Mar 2025
Consolidated Net Profit
QoQ Growth in quarter ended Jun 2025 is 100.00% vs -72.73% in Mar 2025
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
24.60
24.10
2.07%
Operating Profit (PBDIT) excl Other Income
12.90
12.00
7.50%
Interest
1.70
1.10
54.55%
Exceptional Items
0.10
-0.30
133.33%
Consolidate Net Profit
8.90
8.60
3.49%
Operating Profit Margin (Excl OI)
522.70%
497.60%
2.51%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is 2.07% vs 6.64% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is 3.49% vs 3.61% in Dec 2023
About Centrum Finansowe SA 
Centrum Finansowe SA
Miscellaneous
Centrum Finansowe SA, formerly Centrum Finansowe Banku BPS SA, is a Poland-based company engaged in the financial industry. The Company's main activity is debt collection, management of securitization and purchase of receivables, among others.
Company Coordinates 
Company Details
Ul. Grzybowska 87 , WARSZAWA None : 00-844
Registrar Details






