C&F Financial Corp.

How big is C&F Financial Corp.?

As of Jun 18, C&F Financial Corp. has a market capitalization of 197.30 million and shareholder's funds of 226.36 million, with total assets of 2,570.79 million.

As of Jun 18, C&F Financial Corp. has a market capitalization of 197.30 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of net profit for the latest four quarters is 21.81 million. The sum of interest earned during the same period is 142.87 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 226.36 million, while total assets amount to 2,570.79 million.

What does C&F Financial Corp. do?

C&F Financial Corporation is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $36 million and a net profit of $5 million. Key metrics include a P/E ratio of 10.00, a dividend yield of 3.06%, and a market cap of $197.30 million.

Overview:<BR>C&F Financial Corporation is a bank holding company operating in the Regional Banks industry, with a market capitalization in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 36 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 197.30 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 10.00<BR>- Dividend Yield: 3.06%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 9.29%<BR>- Price to Book: 0.84<BR><BR>Contact Details:<BR>- Address: Eighth & Main Streets, P O Box 391 WEST POINT VA : 23181<BR>- Tel: 1 804 8432360<BR>- Website: https://www.cffc.com/

Should I buy, sell or hold C&F Financial Corp.?

Who are in the management team of C&F Financial Corp.?

As of March 2022, the management team of C&F Financial Corp. includes Executive Chairman Larry Dillon, CEO Thomas Cherry, Lead Independent Director Charles Olsson, and Independent Directors Jeffery Smith, Julie Agnew, J. P. Causey, and Audrey Holmes. They oversee the company's operations and strategic direction.

As of March 2022, the management team of C&F Financial Corp. includes the following individuals:<BR><BR>- Mr. Larry Dillon, Executive Chairman of the Board<BR>- Mr. Thomas Cherry, President, Chief Executive Officer, Director<BR>- Mr. Charles Olsson, Lead Independent Director<BR>- Dr. Jeffery Smith, Director<BR>- Dr. Julie Agnew, Independent Director<BR>- Mr. J. P. Causey, Independent Director<BR>- Ms. Audrey Holmes, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Is C&F Financial Corp. overvalued or undervalued?

As of July 24, 2025, C&F Financial Corp. is considered a compelling investment opportunity in the regional banks sector due to its attractive valuation metrics, including a P/E ratio of 10, a Price to Book Value of 0.90, and a one-year return of 24.40%, outperforming the S&P 500.

As of 24 July 2025, C&F Financial Corp. has moved from a fair to a very attractive valuation grade. The company appears undervalued, supported by a P/E ratio of 10, a Price to Book Value of 0.90, and an EV to EBITDA ratio of 8.14. In comparison to peers, Bank7 Corp. has a P/E ratio of 10.50, while Parke Bancorp, Inc. shows a more attractive P/E of 8.89, indicating that C&F Financial Corp. is competitively positioned within its industry.<BR><BR>Despite a year-to-date return of 0.76% compared to the S&P 500's 12.22%, the one-year return of 24.40% outperformed the S&P 500's 17.14%, reinforcing the attractiveness of the stock. Overall, the valuation metrics suggest that C&F Financial Corp. is a compelling investment opportunity within the regional banks sector.

Is C&F Financial Corp. technically bullish or bearish?

As of August 22, 2025, C&F Financial Corp. shows a mildly bullish trend, supported by a bullish weekly MACD and KST, despite mixed signals from other indicators and underperformance in year-to-date returns compared to the S&P 500.

As of 22 August 2025, the technical trend for C&F Financial Corp. has changed from sideways to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating mixed signals across time frames. The Bollinger Bands are bullish on the weekly and mildly bullish on the monthly, supporting the overall positive sentiment. However, daily moving averages are mildly bearish, which adds some caution. The KST is bullish for both weekly and monthly periods, while Dow Theory shows a mildly bearish stance weekly but mildly bullish monthly. <BR><BR>In terms of performance, C&F Financial Corp. has outperformed the S&P 500 over the past week (2.05% vs. 1.05%) and the past month (6.42% vs. 2.33%), but it lags behind in year-to-date (0.76% vs. 12.22%) and longer-term returns. Overall, the current technical stance is mildly bullish, driven primarily by the weekly MACD and KST indicators.