Chemung Financial Corp.

How big is Chemung Financial Corp.?

As of Jun 18, Chemung Financial Corp. has a market capitalization of 251.40 million and total assets of 2,776.15 million. The company reported interest earned of 128.05 million and a net profit of 22.64 million over the latest four quarters.

As of Jun 18, Chemung Financial Corp. has a market capitalization of 251.40 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 128.05 million and a net profit of 22.64 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 215.31 million and total assets at 2,776.15 million.

What does Chemung Financial Corp. do?

Chemung Financial Corporation is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $32 million and a net profit of $6 million. It has a market cap of $251.40 million, a P/E ratio of 11.00, and a dividend yield of 1.77%.

Overview:<BR>Chemung Financial Corporation is a bank holding company that operates in the Regional Banks industry and falls within the micro-cap market bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 32 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 6 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 251.40 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00<BR>Dividend Yield: 1.77%<BR>Debt Equity: 0.00<BR>Return on Equity: 9.92%<BR>Price to Book: 1.10<BR><BR>Contact Details:<BR>Address: 1 Chemung Canal Plz, PO Box 1522 ELMIRA NY : 14902-1522<BR>Tel: ['1 607 7373711', '1 607 7373746']

Should I buy, sell or hold Chemung Financial Corp.?

Who are in the management team of Chemung Financial Corp.?

As of March 2022, the management team of Chemung Financial Corp. includes David Dalrymple (Independent Chairman), Anders Tomson (President & CEO), and directors Ronald Bentley, Richard Forrestel, Jeffrey Streeter, Larry Becker, and David Buicko. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Chemung Financial Corp. includes the following individuals:<BR><BR>- Mr. David Dalrymple, Independent Chairman of the Board<BR>- Mr. Anders Tomson, President, Chief Executive Officer, Director<BR>- Mr. Ronald Bentley, Director<BR>- Mr. Richard Forrestel, Director<BR>- Mr. Jeffrey Streeter, Director<BR>- Mr. Larry Becker, Independent Director<BR>- Mr. David Buicko, Independent Director<BR><BR>This team is responsible for guiding the company's strategic direction and operations.

Is Chemung Financial Corp. technically bullish or bearish?

As of August 22, 2025, Chemung Financial Corp. has a bullish technical trend supported by strong MACD readings and moving averages, despite some mixed signals from KST and Dow Theory, with a recent 7.04% return outpacing the S&P 500's 2.33% over the past month.

As of 22 August 2025, the technical trend for Chemung Financial Corp. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view, including bullish MACD readings on both weekly and monthly time frames, and a bullish daily moving average. The Bollinger Bands are also indicating a bullish trend on the weekly basis and mildly bullish on the monthly. However, the KST shows a mildly bearish stance monthly, and Dow Theory indicates a mildly bearish weekly trend. <BR><BR>In terms of performance, Chemung Financial Corp. has returned 7.04% over the past month compared to the S&P 500's 2.33%, but it has underperformed over longer periods, with a 1Y return of 13.76% versus the S&P 500's 17.14%. Overall, the current technical stance is bullish, driven primarily by the MACD and moving averages.

Is Chemung Financial Corp. overvalued or undervalued?

As of October 17, 2025, Chemung Financial Corp. is considered expensive and overvalued with a P/E ratio of 11, underperforming the S&P 500 with a year-to-date return of 2.52% compared to 13.30%.

As of 17 October 2025, the valuation grade for Chemung Financial Corp. has moved from very expensive to expensive, indicating a shift towards a less extreme valuation but still suggesting overvaluation. The company appears to be overvalued based on its current metrics, with a P/E ratio of 11, a Price to Book Value of 1.11, and an EV to EBITDA of 8.98. In comparison, Bank7 Corp. has a more attractive P/E ratio of 10.50, while Bankwell Financial Group, Inc. shows an expensive valuation with a P/E of 17.22.<BR><BR>Recent stock performance highlights that Chemung Financial Corp. has underperformed relative to the S&P 500, with a year-to-date return of 2.52% compared to the S&P 500's 13.30%. This trend reinforces the view that the stock may be overvalued given its lackluster performance against a strong market backdrop.