Citizens Community Bancorp, Inc. (Wisconsin)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US1749031043
USD
17.85
0.52 (3.0%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

26.71 k

Shareholding (Mar 2025)

FII

6.04%

Held by 16 FIIs

DII

77.11%

Held by 13 DIIs

Promoter

4.67%

How big is Citizens Community Bancorp, Inc. (Wisconsin)?

22-Jun-2025

As of Jun 18, Citizens Community Bancorp, Inc. (Wisconsin) has a market capitalization of 133.25 million and total assets of 1,748.52 million, with shareholder's funds at 179.08 million.

As of Jun 18, Citizens Community Bancorp, Inc. (Wisconsin) has a market capitalization of 133.25 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 88.03 million, while the sum of net profit for the same period is 12.86 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 179.08 million and Total Assets at 1,748.52 million.

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What does Citizens Community Bancorp, Inc. (Wisconsin) do?

22-Jun-2025

Citizens Community Bancorp, Inc. is a micro-cap bank holding company providing consumer, commercial, and agricultural banking services. As of March 2025, it reported net sales of $21 million and a net profit of $3 million, with a market cap of $133.25 million.

Overview:<BR>Citizens Community Bancorp, Inc. is a bank holding company engaged in consumer, commercial, and agricultural banking activities within the Regional Banks industry, categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 133.25 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Dividend Yield: 282.86% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.14% <BR>Price to Book: 0.74 <BR><BR>Contact Details:<BR>Address: 2174 Eastridge Ctr, EAU CLAIRE WI: 54701 <BR>Tel: 1 715 8369994

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Should I buy, sell or hold Citizens Community Bancorp, Inc. (Wisconsin)?

22-Jun-2025

Who are in the management team of Citizens Community Bancorp, Inc. (Wisconsin)?

22-Jun-2025

As of March 2022, the management team of Citizens Community Bancorp, Inc. includes Mr. Stephen Bianchi (Chairman, CEO), Mr. Richard McHugh (Lead Independent Director), and several Independent Directors: Ms. Kristina Bourget, Mr. Francis Felber, Mr. James Lang, and Mr. James Moll. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Citizens Community Bancorp, Inc. (Wisconsin) includes the following individuals:<BR><BR>- Mr. Stephen Bianchi: Chairman of the Board, President, Chief Executive Officer of the Company, and President, director of the Bank.<BR>- Mr. Richard McHugh: Lead Independent Director.<BR>- Ms. Kristina Bourget: Independent Director.<BR>- Mr. Francis Felber: Independent Director.<BR>- Mr. James Lang: Independent Director.<BR>- Mr. James Moll: Independent Director. <BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is Citizens Community Bancorp, Inc. (Wisconsin) overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, Citizens Community Bancorp, Inc. is fairly valued with a P/E ratio of 11, a Price to Book Value of 0.79, and an EV to EBITDA of 5.15, positioning it competitively against peers like FinWise Bancorp and First United Corp.

As of 7 July 2025, the valuation grade for Citizens Community Bancorp, Inc. has moved from expensive to fair. The company appears fairly valued based on its current metrics, which include a P/E ratio of 11, a Price to Book Value of 0.79, and an EV to EBITDA of 5.15. In comparison to peers, FinWise Bancorp has a higher P/E ratio of 20.49, while First United Corp. is lower at 10.09, indicating that Citizens Community Bancorp is positioned competitively within its industry.<BR><BR>While specific return data is not available for the company, the overall market sentiment can be inferred from the recent performance against the S&P 500. This suggests that the stock's valuation aligns reasonably well with its peers and market conditions.

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Is Citizens Community Bancorp, Inc. (Wisconsin) technically bullish or bearish?

20-Sep-2025

As of September 3, 2025, Citizens Community Bancorp, Inc. shows a bullish technical trend supported by positive MACD and Bollinger Bands, despite some caution from mixed KST and Dow Theory signals, with a 21.47% return over the past year outperforming the S&P 500's 17.14%.

As of 3 September 2025, the technical trend for Citizens Community Bancorp, Inc. (Wisconsin) has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also indicate a bullish stance for both time frames. Daily moving averages are bullish as well. However, the KST shows a mildly bearish monthly signal, and the Dow Theory indicates a mildly bullish monthly trend with no trend on the weekly. The OBV is mildly bullish weekly but shows no trend monthly.<BR><BR>In terms of performance, the stock has returned 21.47% over the past year compared to the S&P 500's 17.14%, indicating a stronger performance relative to the benchmark. Overall, the current technical stance is bullish, supported by multiple indicators, although some caution is warranted due to mixed signals in KST and Dow Theory.

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iScoreScore
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Strong Sell
Sell
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Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 11.72%

  • A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2

Flat results in Jun 25

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 163 Million (Micro Cap)

stock-summary
P/E

11.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

231.44%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

6.79%

stock-summary
Price to Book

0.89

Revenue and Profits:
Net Sales:
23 Million
(Quarterly Results - Jun 2025)
Net Profit:
3 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
9.44%
0%
9.44%
6 Months
23.27%
0%
23.27%
1 Year
6.25%
0%
6.25%
2 Years
71.14%
0%
71.14%
3 Years
27.32%
0%
27.32%
4 Years
29.91%
0%
29.91%
5 Years
84.97%
0%
84.97%

Citizens Community Bancorp, Inc. (Wisconsin) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
6.21%
EBIT Growth (5y)
2.28%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.88%
Pledged Shares
0
Institutional Holding
59.02%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.79
EV to EBIT
6.25
EV to EBITDA
5.15
EV to Capital Employed
0.69
EV to Sales
0.95
PEG Ratio
NA
Dividend Yield
265.73%
ROCE (Latest)
10.98%
ROE (Latest)
7.14%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 10 Schemes (12.18%)

Foreign Institutions

Held by 16 Foreign Institutions (6.04%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Citizens Community Bancorp, Inc. (Wisconsin) stock-summary
stock-summary
Citizens Community Bancorp, Inc. (Wisconsin)
Regional Banks
Citizens Community Bancorp, Inc. is a bank holding company of Citizens Community Federal N.A. (the Bank). The Company is engaged in consumer, commercial and agricultural banking activities through the Bank. Through all of its branch locations in Wisconsin, Minnesota and Michigan, the Bank provides a range of commercial and consumer banking products and services to customers, including online and mobile banking options. It offers a range of loan products, including commercial loans, agricultural loans, residential mortgages, home equity lines-of-credit, commercial and industrial (C&I) loans and consumer loans. The Company's investment portfolio consists of securities available for sale and securities held to maturity. Its primary sources of funds are deposits; amortization, prepayments and maturities of outstanding loans; other short-term investments, and funds provided from operations.
Company Coordinates stock-summary
Company Details
2174 Eastridge Ctr , EAU CLAIRE WI : 54701
stock-summary
Tel: 1 715 83699941 715 8369994
stock-summary
stock-summary
Registrar Details