Citizens Financial Group, Inc. (Rhode Island)

  • Market Cap: Mid Cap
  • Industry: Major Banks
  • ISIN: US1746101054
USD
64.06
4.25 (7.11%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

2.6 M

Shareholding (Sep 2025)

FII

19.67%

Held by 348 FIIs

DII

30.97%

Held by 97 DIIs

Promoter

0.01%

How big is Citizens Financial Group, Inc. (Rhode Island)?

22-Jun-2025

As of Jun 18, Citizens Financial Group, Inc. (Rhode Island) has a market capitalization of $23.4 billion, with total assets of $217.5 billion and shareholder's funds of $24.3 billion.

As of Jun 18, Citizens Financial Group, Inc. (Rhode Island) has a market capitalization of 23,402.77 million, categorizing it as a Mid Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 9,928.00 million, while the sum of net profit for the same period is 1,548.00 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 24,254.00 million and Total Assets at 217,521.00 million.

View full answer

What does Citizens Financial Group, Inc. (Rhode Island) do?

22-Jun-2025

Citizens Financial Group, Inc. is a retail bank holding company based in Rhode Island, with recent net sales of $2.35 billion and a net profit of $373 million. It has a market cap of approximately $23.4 billion and key metrics include a P/E ratio of 15.00 and a dividend yield of 339.04%.

Overview:<BR>Citizens Financial Group, Inc. (Rhode Island) is a retail bank holding company operating in the Major Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,352 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 373 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 23,402.77 Million (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 15.00 <BR>Dividend Yield: 339.04% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.23% <BR>Price to Book: 0.94<BR><BR>Contact Details:<BR>Address: 1 Citizens Plz Fl 3, PROVIDENCE RI: 02903-1344 <BR>Tel: 1 401 4567000 <BR>Website: http://www.citizensbank.com

View full answer

Who are in the management team of Citizens Financial Group, Inc. (Rhode Island)?

22-Jun-2025

As of March 2022, the management team of Citizens Financial Group, Inc. includes Mr. Bruce Van Saun as Chairman and CEO, and Mr. John Woods as Vice Chairman and CFO, along with several independent directors on the Board.

As of March 2022, the management team of Citizens Financial Group, Inc. (Rhode Island) includes:<BR><BR>- Mr. Bruce Van Saun, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. John Woods, who is the Vice Chairman of the Board and Chief Financial Officer.<BR><BR>Additionally, the Board of Directors includes several independent directors: Ms. Christine Cumming, Mr. William Hankowsky, Mr. Howard Hanna, Mr. Leo Higdon, and Mr. Edward Kelly.

View full answer

Is Citizens Financial Group, Inc. (Rhode Island) overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, Citizens Financial Group, Inc. is considered very attractive due to its undervaluation indicated by a P/E ratio of 15, a price to book value of 0.96, and an EV to EBITDA ratio of 8.66, all of which compare favorably against peers like Huntington Bancshares and Regions Financial, while also achieving a year-to-date return of 23.40% that outperforms the S&P 500's 14.18%.

As of 3 October 2025, the valuation grade for Citizens Financial Group, Inc. has moved from attractive to very attractive. The company appears to be undervalued, as indicated by its P/E ratio of 15, which is lower than the peer average of approximately 18.71 for comparable firms. Additionally, the price to book value stands at 0.96, suggesting that the stock is trading below its intrinsic value, while the EV to EBITDA ratio of 8.66 further supports this undervaluation relative to peers.<BR><BR>In comparison to notable peers, Huntington Bancshares, Inc. has a P/E ratio of 12.37, and Regions Financial Corp. shows a P/E of 12.07, both of which are lower than Citizens Financial's ratio, reinforcing the notion of relative undervaluation. Furthermore, the company has delivered a year-to-date return of 23.40%, significantly outperforming the S&P 500's return of 14.18%, which adds to the positive valuation narrative.

View full answer

Is Citizens Financial Group, Inc. (Rhode Island) technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, Citizens Financial Group, Inc. has a mildly bullish technical trend, supported by various indicators, despite recent short-term underperformance compared to the S&P 500.

As of 10 October 2025, the technical trend for Citizens Financial Group, Inc. has changed from bullish to mildly bullish. The MACD indicates bullish momentum on both weekly and monthly time frames, while the Bollinger Bands and moving averages also suggest a mildly bullish stance. The KST shows a bullish weekly signal but is mildly bearish on the monthly, and the Dow Theory indicates a mildly bullish monthly trend with no trend on the weekly. The OBV is mildly bullish across both time frames.<BR><BR>In terms of performance, the stock has underperformed the S&P 500 over the past week and month, with returns of -6.94% and -3.03% respectively, but has outperformed the benchmark year-to-date and over the past year, with returns of 14.83% and 17.93%. Overall, the current technical stance is mildly bullish, supported by several indicators, despite recent short-term underperformance.

View full answer
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard

1

The company has declared positive results in Mar'2025 after 6 consecutive negative quarters

  • NII(Q) Highest at USD 1,437 MM
  • OPERATING PROFIT(Q) Highest at USD 549 MM
  • OPERATING PROFIT MARGIN(Q) Highest at 22.81 %
2

With ROA of 0.44%, it has a fair valuation with a 0.96 Price to Book Value

3

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Major Banks

stock-summary
Market cap

USD 27,513 Million (Mid Cap)

stock-summary
P/E

15.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

295.26%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

6.96%

stock-summary
Price to Book

1.05

Revenue and Profits:
Net Sales:
2,446 Million
(Quarterly Results - Dec 2025)
Net Profit:
528 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
26.03%
0%
26.03%
6 Months
31.81%
0%
31.81%
1 Year
32.6%
0%
32.6%
2 Years
96.56%
0%
96.56%
3 Years
55.26%
0%
55.26%
4 Years
26.55%
0%
26.55%
5 Years
64.59%
0%
64.59%

Citizens Financial Group, Inc. (Rhode Island) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
10.72%
EBIT Growth (5y)
12.20%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
55.53%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.96
EV to EBIT
10.77
EV to EBITDA
8.66
EV to Capital Employed
0.95
EV to Sales
1.76
PEG Ratio
1.14
Dividend Yield
331.50%
ROCE (Latest)
8.82%
ROE (Latest)
6.23%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 130 Schemes (49.35%)

Foreign Institutions

Held by 348 Foreign Institutions (19.67%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Citizens Financial Group, Inc. (Rhode Island)"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Citizens Financial Group, Inc. (Rhode Island)"
  }
]
stock-summaryCompany CV
About Citizens Financial Group, Inc. (Rhode Island) stock-summary
stock-summary
Citizens Financial Group, Inc. (Rhode Island)
Major Banks
Citizens Financial Group, Inc. is a retail bank holding company. The Company operates through two segments: Consumer Banking and Commercial Banking. Its Consumer Banking serves retail customers and small businesses. Consumer Banking products and services include deposit products, mortgage and home equity lending, auto financing, student loans, personal unsecured lines and loans, credit cards, business loans, wealth management and investment services. The Company's Commercial Banking segment offers a range of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange and interest rate risk management solutions, as well as corporate finance, merger and acquisition, and debt and equity capital markets capabilities. The Company delivers a range of retail and commercial banking products and services to individuals, institutions and companies. The Company operates approximately 1,100 branches.
Company Coordinates stock-summary
Company Details
1 Citizens Plz Fl 3 , PROVIDENCE RI : 02903-1344
stock-summary
Tel: 1 401 4567000
stock-summary
Registrar Details