Price Point
ScoreDashboard
High Profitability with a Net Interest Margin of 4.22%
The Bank has a high Capital Adequacy Ratio of 16.32% signifying high buffers against its risk based assets
Positive results in Jun 25
With ROA of 1.20%, it has a expensive valuation with a 2.86 Price to Book Value
High Institutional Holdings at 76.4%
Below par performance in long term as well as near term
Total ReturnsTotal Returns (Price + Dividend) 
City Holding Co. for the last several years.
Risk Adjusted Returns v/s
News & Corporate ActionsNews
Is City Holding Co. overvalued or undervalued?
As of 31 October 2025, the valuation grade for City Holding Co. moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 18, a Price to Book Value of 2.86, and an EV to EBITDA of 15.39. In comparison to peers, City Holding Co. has a P/E ratio of 19.57, which is higher than Axos Financial, Inc. at 13.92, but lower than Associated Banc-Corp at 33.17. The stock has underperformed the S&P 500 over the past year, returning 1.70% compared to the index's 19.89%, and has significantly lagged over three and five-year periods, with returns of 21.37% and 90.67% respectively, against 76.66% and 109.18% for the S&P 500....
Read MoreIs City Holding Co. overvalued or undervalued?
As of 31 October 2025, the valuation grade for City Holding Co. has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. Key ratios include a P/E ratio of 18, a Price to Book Value of 2.86, and an EV to EBITDA of 15.39. In comparison to peers, Axos Financial, Inc. has a lower P/E of 13.92, while Fulton Financial Corp. boasts a very attractive valuation with an EV to EBITDA of 13.49. Despite recent underperformance relative to the S&P 500, with a 1-year return of 1.76% compared to 19.89%, City Holding Co.'s fair valuation suggests it may offer potential for recovery in the long term....
Read MoreIs City Holding Co. overvalued or undervalued?
As of 31 October 2025, the valuation grade for City Holding Co. moved from expensive to fair, indicating a shift in its market perception. The company appears fairly valued based on its current metrics, with a P/E ratio of 18, a Price to Book Value of 2.86, and an EV to EBITDA of 15.39. In comparison to peers, Axos Financial, Inc. has a lower P/E of 13.92, while Fulton Financial Corp. stands out with a very attractive valuation at a P/E of 13.49. Despite the fair valuation, City Holding Co. has underperformed against the S&P 500 in the short term, with a year-to-date return of -0.51% compared to the S&P 500's 16.30%. Over the longer term, however, the company has shown resilience with a 5-year return of 95.07%, though this still lags behind the S&P 500's 109.18% return in the same period....
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Key FactorsQuality key factors
Valuation key factors
Technicals key factors
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned ShareholdingShareholding Snapshot : Mar 2025
Shareholding Compare (%holding)
Domestic Funds
Held in 55 Schemes (42.12%)
Held by 83 Foreign Institutions (7.43%)
Financial
Company CVAbout City Holding Co.
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