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High Profitability with a Net Interest Margin of 12.58%
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
Positive results in Jun 25
With ROA of 0.55%, it has a very attractive valuation with a 0.95 Price to Book Value
Reducing Promoter Confidence
Below par performance in long term as well as near term
Total Returns (Price + Dividend) 
Colony Bankcorp, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
Is Colony Bankcorp, Inc. overvalued or undervalued?
As of 17 October 2025, the valuation grade for Colony Bankcorp, Inc. has moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.75, which all suggest that the stock is trading at a discount relative to its earnings growth potential. In comparison to peers, Colony Bankcorp's P/E ratio is significantly lower than Bankwell Financial Group, Inc. at 17.22, and also more favorable than Plumas Bancorp's P/E of 10.52. The company's recent stock performance shows a 1-year return of 1.55%, which lags behind the S&P 500's return of 14.08%, and a 3-year return of 15.26% compared to the S&P 500's 81.19%, reinforcing the notion that Colony Bankcorp is undervalued relative to its growth potential....
Read MoreIs Colony Bankcorp, Inc. overvalued or undervalued?
As of 17 October 2025, the valuation grade for Colony Bankcorp, Inc. has moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.75, all of which suggest that the stock is trading at a discount relative to its earnings growth potential. In comparison to peers, Colony Bankcorp's P/E ratio of 11 is significantly lower than Bankwell Financial Group, Inc.'s P/E of 17.22, which is considered expensive, and Plumas Bancorp's fair P/E of 10.52. Additionally, Colony's EV to EBITDA of 8.23 is more favorable than Parke Bancorp, Inc.'s EV to EBITDA of 8.89, which is also classified as very attractive. Despite recent underperformance relative to the S&P 500, with a 1-year return of 1.55% compared to the index's 14.08%, the overall valuation metrics sugges...
Read MoreIs Colony Bankcorp, Inc. technically bullish or bearish?
As of 11 September 2025, the technical trend for Colony Bankcorp, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also confirm a bullish stance in both time frames. Daily moving averages are bullish, while the KST is bullish weekly but mildly bearish monthly. Dow Theory indicates a mildly bullish trend on both weekly and monthly bases. The overall technical stance is bullish, with strength supported by multiple indicators. In terms of performance, Colony Bankcorp has outperformed the S&P 500 over the past week (4.40% vs. 1.05%) and over the past month (10.87% vs. 2.33%), while its year-to-date return of 13.14% slightly exceeds the S&P 500's 12.22%. However, over the longer three-year and five-year periods, it has underperformed significantly compared to the S&P 500....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 35 Schemes (21.75%)
Held by 32 Foreign Institutions (5.69%)






