Comfort Fincap

What does Comfort Fincap do?

Comfort Fincap Ltd is a Non Banking Financial Company (NBFC) focused on investment and trading in shares and securities, with a market cap of Rs 81 Cr and a net profit of 1 Cr for the quarter ending March 2025. Originally incorporated as Parasnath Textiles Limited in 1982, it has since shifted its focus to financial services.

Overview: <BR>Comfort Fincap Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment, primarily engaged in investment and trading in shares and securities.<BR><BR>History: <BR>Comfort Fincap Ltd was originally incorporated as Parasnath Textiles Limited in 1982. The company has transitioned from its initial focus on textiles to financial services. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 4 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 81 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.67% <BR>Debt Equity: 0.25 <BR>Return on Equity: 5.87% <BR>Price to Book: 0.93<BR><BR>Contact Details: <BR>Address: Premises No 22, Camac st Kolkata West Bengal : 700016 <BR>Tel: 90-33-40035004 <BR>Email: info@comfortfincap.com <BR>Website: http://www.comfortfincap.com

Has Comfort Fincap declared dividend?

Yes, Comfort Fincap Ltd has declared a 5% dividend, amounting to 0.1 per share, with an ex-date of August 16, 2024. While recent performance shows a 6-month decline of -14.89%, longer-term returns have been significantly positive.

Comfort Fincap Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.1<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0.67%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -14.89%, with a dividend return of 0%, resulting in a total return of -14.89%.<BR><BR>For the 1-year period, the price return was 5.63%, the dividend return was 1.15%, leading to a total return of 6.78%.<BR><BR>Over the 2-year period, the price return was 35.89%, with a dividend return of 1.37%, culminating in a total return of 37.26%.<BR><BR>In the 3-year period, the price return was 26.03%, the dividend return was 1.34%, which resulted in a total return of 27.37%.<BR><BR>For the 4-year period, the price return was 206.67%, with a dividend return of 2.94%, yielding a total return of 209.61%.<BR><BR>Finally, in the 5-year period, the price return was 1021.95%, the dividend return was 10.87%, resulting in a total return of 1032.82%.<BR><BR>Overall, Comfort Fincap has declared a dividend, which contributes to its total returns, particularly over longer periods where the returns have been significantly positive. However, the recent 6-month performance shows a decline, highlighting some volatility in the short term.

Who are the peers of the Comfort Fincap?

Comfort Fincap's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Guj. Credit Corp, Transcorp Intl., and Toyam Sports. It has below average management risk and average growth compared to its peers, with a 1-year return of 10.56%.

Peers: The peers of Comfort Fincap are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Guj. Credit Corp, Transcorp Intl., Toyam Sports.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Everlon Fin., Toyam Sports, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Comfort Fincap and Transcorp Intl. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, Average at Comfort Fincap, Muthoot Finance, and Transwar.Fin., while Below Average growth is seen at Everlon Fin. and Transcorp Intl. Capital Structure is Excellent at Bajaj Finance, Shriram Finance, Muthoot Finance, Comfort Fincap, Transcorp Intl., and Toyam Sports, Good at Cholaman.Inv.&Fn and Everlon Fin., while Guj. Credit Corp does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Everlon Fin. at 46.36%, while the lowest is Toyam Sports at -64.23%. Comfort Fincap's 1-year return of 10.56% is higher than Toyam Sports but lower than Everlon Fin. Additionally, the peers with negative six-month returns include Jio Financial, Guj. Credit Corp, Transcorp Intl., and Toyam Sports.

What is the technical trend for Comfort Fincap?

As of May 14, 2025, Comfort Fincap's technical trend is mildly bearish, with mixed signals from MACD and Bollinger Bands across different time frames, while daily moving averages indicate short-term weakness.

As of 14 May 2025, the technical trend for Comfort Fincap has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, while the monthly MACD remains bearish, indicating mixed signals across time frames. The Bollinger Bands also reflect a mildly bullish stance on the weekly chart, contrasting with a bearish outlook on the monthly chart. Daily moving averages are mildly bearish, suggesting short-term weakness. The KST shows a mildly bullish trend weekly but is mildly bearish monthly, and Dow Theory indicates no clear trend in either time frame. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the mixed signals from MACD and Bollinger Bands.

Who are in the management team of Comfort Fincap?

As of March 2023, the management team of Comfort Fincap includes Ankur Anil Agrawal (Chairman & Executive Director), T D Lal (Independent Director), Milin Ramani (Independent Non-Executive Director), and Apeksha Kadam (Non-Executive Director). They are responsible for the company's governance and strategic direction.

As of March 2023, the management team of Comfort Fincap includes the following members:<BR><BR>1. Ankur Anil Agrawal - Chairman & Executive Director<BR>2. T D Lal - Independent Director<BR>3. Milin Ramani - Independent Non-Executive Director<BR>4. Apeksha Kadam - Non-Executive Director<BR><BR>These individuals play key roles in the governance and strategic direction of the company.

Who are the top shareholders of the Comfort Fincap?

The top shareholders of Comfort Fincap include Luharuka Commotrade Private Limited with 24.13%, individual investors holding 40.66% (with Ashish Bansal as the largest public shareholder at 4.57%), and no holdings from mutual funds or foreign institutional investors.

The top shareholders of Comfort Fincap include the promoters, who hold the majority of the shares. The promoter with the highest holding is Luharuka Commotrade Private Limited, which owns 24.13% of the company. In addition, individual investors collectively hold 40.66% of the shares, with Ashish Bansal being the highest public shareholder at 4.57%. There are currently no holdings by mutual funds or foreign institutional investors (FIIs).

How big is Comfort Fincap?

As of 24th July, Comfort Fincap Ltd has a market capitalization of 78.00 Cr, with Net Sales of 14.38 Cr and a Net Profit of 5.09 Cr reported in the latest four quarters. Shareholder's Funds are 55.01 Cr and Total Assets are valued at 83.12 Cr as of March 2024.

As of 24th July, Comfort Fincap Ltd has a market capitalization of 78.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Comfort Fincap reported Net Sales of 14.38 Cr and a Net Profit of 5.09 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 55.01 Cr and Total Assets valued at 83.12 Cr.

Are Comfort Fincap latest results good or bad?

Comfort Fincap's latest results show a year-on-year net profit increase of 41.35% and a 23.76% rise in net sales, but a significant quarter-on-quarter net profit decline of 44.94% raises concerns about operational challenges and financial health, suggesting investors should proceed with caution.

Comfort Fincap's latest results present a mixed picture. On one hand, the company reported a year-on-year increase in net profit of 41.35% and a 23.76% rise in net sales for Q2 FY26, which indicates some resilience and growth potential. However, the quarterly performance shows significant concerns, with net profit declining sharply by 44.94% quarter-on-quarter, dropping from ₹2.67 crores in Q1 FY26 to ₹1.47 crores in Q2 FY26. This decline suggests serious operational challenges.<BR><BR>Additionally, the operating margin decreased by 550 basis points, and the company is facing negative operating cash flow, which raises questions about its financial health and sustainability. The stock has also underperformed significantly, down 24.47% over the past year, which is concerning for investors.<BR><BR>Overall, while there are positive year-on-year growth figures, the recent quarterly results highlight troubling trends that could indicate deeper issues within the company. Investors should approach with caution, given the sharp profit decline and ongoing operational pressures.

How has been the historical performance of Comfort Fincap?

Comfort Fincap's historical performance shows fluctuating net sales and profits, with net sales at 13.31 Cr in March 2025, up from 11.73 Cr in March 2024, but down from 14.66 Cr in March 2023. While operating profit increased to 9.65 Cr, cash flow from operating activities declined significantly to -19.00 Cr in March 2025.

Answer:<BR>The historical performance of Comfort Fincap shows a fluctuating trend in net sales and profits over the years, with a slight increase in recent periods.<BR><BR>Breakdown:<BR>Comfort Fincap's net sales have varied over the years, reaching 13.31 Cr in March 2025, up from 11.73 Cr in March 2024, but down from 14.66 Cr in March 2023. Total operating income followed a similar pattern, with a total of 13.31 Cr in March 2025. The company's total expenditure, excluding depreciation, was 3.66 Cr in March 2025, a decrease from 3.98 Cr in March 2024. Operating profit (PBDIT) was 9.65 Cr in March 2025, an increase from 7.75 Cr in March 2024, while profit before tax slightly decreased to 6.88 Cr in March 2025 from 7.26 Cr in March 2024. Profit after tax remained relatively stable at 5.10 Cr in March 2025 compared to 5.15 Cr in March 2024. The company's total assets increased to 110.66 Cr in March 2025 from 83.12 Cr in March 2024, while total liabilities also rose to 110.66 Cr in March 2025 from 83.12 Cr in March 2024. Cash flow from operating activities showed a negative trend, with -19.00 Cr in March 2025, a decline from 4.00 Cr in March 2024. Overall, Comfort Fincap's performance reflects a mix of growth in sales and assets, alongside challenges in cash flow management.

Is Comfort Fincap overvalued or undervalued?

As of November 17, 2025, Comfort Fincap is considered very attractive and undervalued with a PE ratio of 11.21, compared to competitors like Bajaj Finance at 34.85, despite a year-to-date stock decline of 23.08% against the Sensex's 8.72% gain.

As of 17 November 2025, Comfort Fincap's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, with a PE ratio of 11.21, a Price to Book Value of 0.81, and an EV to EBITDA ratio of 7.70. These metrics suggest that Comfort Fincap is trading at a favorable valuation compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is classified as very expensive with a PE ratio of 34.85, while Life Insurance is very attractive with a PE ratio of 11.33. This highlights Comfort Fincap's relative value in the market. Additionally, the company has experienced a decline in stock performance year-to-date, down 23.08%, contrasting with the Sensex's gain of 8.72%, further reinforcing its undervalued status in the current market environment.

When is the next results date for Comfort Fincap Ltd?

The next results date for Comfort Fincap Ltd is 15 January 2026.

The next results date for Comfort Fincap Ltd is scheduled for 15 January 2026.

Should I buy, sell or hold Comfort Fincap Ltd?

Why is Comfort Fincap Ltd falling/rising?

As of 17-Mar, Comfort Fincap Ltd's stock price is at Rs. 6.87, down 6.53% and has reached a new 52-week low of Rs. 6.18. The stock has underperformed the sector and market significantly, with consecutive losses and a bearish trend despite increased investor participation.

As of 17-Mar, Comfort Fincap Ltd's stock price is falling, currently at Rs. 6.87, which reflects a decrease of Rs. 0.48 or 6.53%. The stock has been on a downward trend, having underperformed the sector by 7.33% today and experiencing consecutive losses over the last two days, amounting to a total decline of 6.66% during this period. Additionally, the stock has reached a new 52-week low of Rs. 6.18 today.<BR><BR>In terms of performance relative to the market, Comfort Fincap has shown significant declines over various time frames, including a 1-week drop of 7.29% and a 1-month decline of 12.48%, while the benchmark Sensex has only decreased by 2.73% and 8.84% respectively during the same periods. The stock is also trading below its moving averages across multiple time frames, indicating a bearish trend.<BR><BR>Despite a notable increase in investor participation, with delivery volume rising by 164.51% against the 5-day average, the overall market sentiment remains negative, contributing to the stock's decline.

Why is Comfort Fincap Ltd falling/rising?

As of 18-Mar, Comfort Fincap Ltd's stock price is rising to 7.34, up 6.84% after a trend reversal following two days of decline. Despite this short-term increase and higher investor participation, the stock remains below its key moving averages, suggesting potential longer-term challenges.

As of 18-Mar, Comfort Fincap Ltd's stock price is rising, currently at 7.34, reflecting an increase of 0.47 or 6.84%. This upward movement comes after a trend reversal, as the stock has gained following two consecutive days of decline. Additionally, the stock has outperformed its sector by 5.49% today, indicating a stronger performance relative to its peers.<BR><BR>Investor participation has also increased, with a delivery volume of 1.06 lacs on 17 March, which is up by 21.63% compared to the 5-day average. This suggests growing interest among investors, contributing to the stock's rise. However, it is important to note that Comfort Fincap is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating that while there is a short-term increase, the stock may still be facing longer-term challenges.

Why is Comfort Fincap Ltd falling/rising?

As of 19-Mar, Comfort Fincap Ltd's stock price is at 6.96, reflecting a decline of 1.97%. The stock is underperforming its sector and has seen a significant drop in investor participation, indicating a bearish trend.

As of 19-Mar, Comfort Fincap Ltd's stock price is falling, currently at 6.96, which reflects a change of -0.14 or -1.97%. The stock has underperformed the sector, despite a slight outperformance today by 1.87%. However, it is trading lower than its moving averages across various time frames, indicating a bearish trend. <BR><BR>In the past week, the stock has decreased by 5.18%, while the benchmark Sensex has only fallen by 2.40%. Over the past month, Comfort Fincap's decline of 9.61% is also more significant compared to the Sensex's drop of 10.05%. Year-to-date, the stock has fallen 5.18%, while the Sensex has decreased by 12.92%. <BR><BR>Moreover, the stock has seen a significant drop in investor participation, with delivery volume on March 18 falling by 84.11% against the 5-day average. This decline in trading activity suggests a lack of investor confidence. Additionally, the finance/NBFC sector has experienced a downturn of 3.85%, contributing to the negative sentiment surrounding Comfort Fincap Ltd. Overall, these factors indicate that the stock is currently in a downward trend.

Why is Comfort Fincap Ltd falling/rising?

As of 20-Mar, Comfort Fincap Ltd's stock price is at 7.03, showing a slight increase today but a negative trend overall, with declines of 4.48% in the past week and 22.15% over the past year. The stock is trading below its moving averages and experiencing reduced investor participation, indicating bearish sentiment.

As of 20-Mar, Comfort Fincap Ltd's stock price is currently at 7.03, reflecting a change of 0.07 (1.01%) increase. Despite this slight rise today, the stock has shown a negative performance over various time frames. Over the past week, it has decreased by 4.48%, and in the last month, it has fallen by 12.23. Year-to-date, the stock is down 4.22%, and over the past year, it has declined by 22.15%. <BR><BR>The stock is also trading below its moving averages across all significant periods, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Additionally, there has been a significant drop in investor participation, with delivery volume on March 19 falling by 91.76% compared to the 5-day average. This decline in trading activity suggests a lack of confidence among investors, which could contribute to the overall downward pressure on the stock price despite today's minor increase. <BR><BR>Overall, while there is a small uptick in the stock price today, the broader trend and investor sentiment indicate that Comfort Fincap Ltd is experiencing challenges that are leading to a decline in its stock value over time.

Why is Comfort Fincap Ltd falling/rising?

As of 23-Mar, Comfort Fincap Ltd's stock price is declining, currently at 6.89, down 1.99%. The stock has fallen across various time frames, trading below all moving averages, and experiencing reduced investor participation, contributing to its bearish trend.

As of 23-Mar, Comfort Fincap Ltd's stock price is falling, currently at 6.89, which represents a decrease of 0.14 or 1.99%. This decline is reflected in the stock's performance over various periods, showing a 1-week drop of 6.26% and a 1-month decrease of 12.78%. Year-to-date, the stock has fallen by 6.13%, and over the past year, it has decreased by 23.95%. <BR><BR>Additionally, the stock is trading below its moving averages across all time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. The finance/NBFC sector has also experienced a decline of 3.9%, which may contribute to the downward pressure on Comfort Fincap's stock price. Furthermore, there has been a significant drop in investor participation, with delivery volume on March 20 falling by 92.98% compared to the 5-day average, suggesting reduced interest in trading the stock. Overall, these factors collectively explain the current decline in Comfort Fincap Ltd's stock price.

Why is Comfort Fincap Ltd falling/rising?

As of 24-Mar, Comfort Fincap Ltd's stock price is rising to 7.03, up 3.08%, but this increase is overshadowed by significant declines over the past month and year, along with reduced investor participation. The stock's performance is currently below its moving averages, indicating potential bearish trends.

As of 24-Mar, Comfort Fincap Ltd's stock price is rising, currently at 7.03, with a change of 0.21, representing an increase of 3.08%. This upward movement is notable as the stock has outperformed its sector by 0.76%. Additionally, the finance/NBFC sector has gained by 2.45%, which may contribute to the positive sentiment surrounding Comfort Fincap.<BR><BR>However, it is important to consider the broader context of the stock's performance. Over the past week, the stock has increased by 2.33%, contrasting with the Sensex, which has declined by 2.63%. Despite this recent rise, the stock has experienced a significant decline over longer periods, including a 9.64% drop over the past month and a 24.00% decrease over the past year.<BR><BR>Moreover, the stock is currently trading below its moving averages across various time frames, indicating a potential bearish trend. Additionally, there has been a notable decline in investor participation, with delivery volume falling by 87.88% compared to the 5-day average. This decrease in trading activity could suggest a lack of confidence among investors.<BR><BR>In summary, while Comfort Fincap Ltd is experiencing a rise in its stock price today, this is set against a backdrop of longer-term declines and reduced investor participation, which may temper the overall outlook.

Why is Comfort Fincap Ltd falling/rising?

As of 25-Mar, Comfort Fincap Ltd's stock price is rising to 7.08, but it has underperformed its sector today and declined 10.49% over the past month. Decreased investor participation, with delivery volume down 70.3%, may indicate weak buying interest, suggesting caution for future price movements.

As of 25-Mar, Comfort Fincap Ltd's stock price is rising, currently at 7.08, with a change of 0.05 (0.71%) upwards. This increase can be attributed to the stock having gained for the last two days, resulting in a total return of 3.81% during this period. Additionally, the finance/NBFC sector has shown positive movement, gaining by 2.93%, which may have contributed to the stock's upward momentum.<BR><BR>However, it is important to note that despite the recent gains, the stock has underperformed its sector by 2.21% today and has experienced a decline of 10.49% over the past month. Furthermore, investor participation has decreased significantly, with delivery volume falling by 70.3% compared to the 5-day average. This decline in participation could indicate a lack of strong buying interest, which may affect future price movements.<BR><BR>Overall, while Comfort Fincap Ltd is currently experiencing a rise in its stock price, the broader context of its recent performance and declining investor participation suggests that caution may be warranted moving forward.

Which are the latest news on Comfort Fincap?