Comfort Fincap

Why is Comfort Fincap Ltd falling/rising?

As of 09-Jun, Comfort Fincap Ltd's stock price is at 7.09, reflecting a 3.93% decrease. The stock has been underperforming with significant declines over the past week, month, and year-to-date, indicating a bearish trend despite increased investor participation.

As of 09-Jun, Comfort Fincap Ltd's stock price is falling, currently at 7.09, which reflects a decrease of 0.29 or 3.93%. The stock has been underperforming significantly, with a decline of 6.34% over the past week and 11.15% over the past month, while also showing a year-to-date drop of 3.41%. The stock has experienced consecutive losses for the last three days, accumulating a total decline of 6.32% during this period.<BR><BR>Additionally, Comfort Fincap is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Despite a rise in investor participation, with delivery volume increasing by 94.71% compared to the 5-day average, the overall performance today has underperformed the sector by 5.3%. This combination of factors contributes to the stock's current downward trajectory.

Which are the latest news on Comfort Fincap?

Are Comfort Fincap Ltd latest results good or bad?

Comfort Fincap Ltd's latest results are concerning, showing a 53.28% decline in net profit quarter-on-quarter and a significant drop in operating profit margin, despite some year-on-year growth. Overall, these indicators suggest fundamental weaknesses, making the results more bad than good.

Comfort Fincap Ltd's latest results indicate a challenging quarter. In Q4 FY26, the company reported a net profit of ₹1.07 crore, which represents a significant decline of 53.28% compared to the previous quarter. While there was a year-on-year increase of 38.96%, the quarter-on-quarter drop raises concerns about the company's operational stability.<BR><BR>Net sales also fell by 11.50% quarter-on-quarter to ₹4.00 crore, though there was a modest year-on-year growth of 3.36%. The operating profit margin, excluding other income, decreased sharply from 79.87% in Q3 to 42.25%, marking the lowest level in seven quarters. This indicates severe margin compression and operational challenges.<BR><BR>Additionally, the return on equity (ROE) averaged just 8.86%, which is below industry standards, further highlighting the company's struggles to generate adequate returns for shareholders. The absence of institutional investor interest and the extreme volatility in profits over recent quarters are also concerning factors.<BR><BR>Overall, while there are some positive year-on-year growth metrics, the significant declines in key financial indicators suggest that the latest results are more bad than good, indicating fundamental weaknesses that investors should carefully consider.

When is the next results date for Comfort Fincap Ltd?

The next results date for Comfort Fincap Ltd is 14 May 2026.

The next results date for Comfort Fincap Ltd is scheduled for 14 May 2026.

Should I buy, sell or hold Comfort Fincap Ltd?

Is Comfort Fincap overvalued or undervalued?

As of November 17, 2025, Comfort Fincap is considered very attractive and undervalued with a PE ratio of 11.21, compared to competitors like Bajaj Finance at 34.85, despite a year-to-date stock decline of 23.08% against the Sensex's 8.72% gain.

As of 17 November 2025, Comfort Fincap's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, with a PE ratio of 11.21, a Price to Book Value of 0.81, and an EV to EBITDA ratio of 7.70. These metrics suggest that Comfort Fincap is trading at a favorable valuation compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is classified as very expensive with a PE ratio of 34.85, while Life Insurance is very attractive with a PE ratio of 11.33. This highlights Comfort Fincap's relative value in the market. Additionally, the company has experienced a decline in stock performance year-to-date, down 23.08%, contrasting with the Sensex's gain of 8.72%, further reinforcing its undervalued status in the current market environment.

How has been the historical performance of Comfort Fincap?

Comfort Fincap's historical performance shows fluctuating net sales and profits, with net sales at 13.31 Cr in March 2025, up from 11.73 Cr in March 2024, but down from 14.66 Cr in March 2023. While operating profit increased to 9.65 Cr, cash flow from operating activities declined significantly to -19.00 Cr in March 2025.

Answer:<BR>The historical performance of Comfort Fincap shows a fluctuating trend in net sales and profits over the years, with a slight increase in recent periods.<BR><BR>Breakdown:<BR>Comfort Fincap's net sales have varied over the years, reaching 13.31 Cr in March 2025, up from 11.73 Cr in March 2024, but down from 14.66 Cr in March 2023. Total operating income followed a similar pattern, with a total of 13.31 Cr in March 2025. The company's total expenditure, excluding depreciation, was 3.66 Cr in March 2025, a decrease from 3.98 Cr in March 2024. Operating profit (PBDIT) was 9.65 Cr in March 2025, an increase from 7.75 Cr in March 2024, while profit before tax slightly decreased to 6.88 Cr in March 2025 from 7.26 Cr in March 2024. Profit after tax remained relatively stable at 5.10 Cr in March 2025 compared to 5.15 Cr in March 2024. The company's total assets increased to 110.66 Cr in March 2025 from 83.12 Cr in March 2024, while total liabilities also rose to 110.66 Cr in March 2025 from 83.12 Cr in March 2024. Cash flow from operating activities showed a negative trend, with -19.00 Cr in March 2025, a decline from 4.00 Cr in March 2024. Overall, Comfort Fincap's performance reflects a mix of growth in sales and assets, alongside challenges in cash flow management.

How big is Comfort Fincap?

As of 24th July, Comfort Fincap Ltd has a market capitalization of 78.00 Cr, with Net Sales of 14.38 Cr and a Net Profit of 5.09 Cr reported in the latest four quarters. Shareholder's Funds are 55.01 Cr and Total Assets are valued at 83.12 Cr as of March 2024.

As of 24th July, Comfort Fincap Ltd has a market capitalization of 78.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Comfort Fincap reported Net Sales of 14.38 Cr and a Net Profit of 5.09 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 55.01 Cr and Total Assets valued at 83.12 Cr.

Who are the top shareholders of the Comfort Fincap?

The top shareholders of Comfort Fincap include Luharuka Commotrade Private Limited with 24.13%, individual investors holding 40.66% (with Ashish Bansal as the largest public shareholder at 4.57%), and no holdings from mutual funds or foreign institutional investors.

The top shareholders of Comfort Fincap include the promoters, who hold the majority of the shares. The promoter with the highest holding is Luharuka Commotrade Private Limited, which owns 24.13% of the company. In addition, individual investors collectively hold 40.66% of the shares, with Ashish Bansal being the highest public shareholder at 4.57%. There are currently no holdings by mutual funds or foreign institutional investors (FIIs).

Who are in the management team of Comfort Fincap?

As of March 2023, the management team of Comfort Fincap includes Ankur Anil Agrawal (Chairman & Executive Director), T D Lal (Independent Director), Milin Ramani (Independent Non-Executive Director), and Apeksha Kadam (Non-Executive Director). They are responsible for the company's governance and strategic direction.

As of March 2023, the management team of Comfort Fincap includes the following members:<BR><BR>1. Ankur Anil Agrawal - Chairman & Executive Director<BR>2. T D Lal - Independent Director<BR>3. Milin Ramani - Independent Non-Executive Director<BR>4. Apeksha Kadam - Non-Executive Director<BR><BR>These individuals play key roles in the governance and strategic direction of the company.

What is the technical trend for Comfort Fincap?

As of May 14, 2025, Comfort Fincap's technical trend is mildly bearish, with mixed signals from MACD and Bollinger Bands across different time frames, while daily moving averages indicate short-term weakness.

As of 14 May 2025, the technical trend for Comfort Fincap has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, while the monthly MACD remains bearish, indicating mixed signals across time frames. The Bollinger Bands also reflect a mildly bullish stance on the weekly chart, contrasting with a bearish outlook on the monthly chart. Daily moving averages are mildly bearish, suggesting short-term weakness. The KST shows a mildly bullish trend weekly but is mildly bearish monthly, and Dow Theory indicates no clear trend in either time frame. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the mixed signals from MACD and Bollinger Bands.

What does Comfort Fincap do?

Comfort Fincap Ltd is a Non Banking Financial Company (NBFC) focused on investment and trading in shares and securities, with a market cap of Rs 81 Cr and a net profit of 1 Cr for the quarter ending March 2025. Originally incorporated as Parasnath Textiles Limited in 1982, it has since shifted its focus to financial services.

Overview: <BR>Comfort Fincap Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment, primarily engaged in investment and trading in shares and securities.<BR><BR>History: <BR>Comfort Fincap Ltd was originally incorporated as Parasnath Textiles Limited in 1982. The company has transitioned from its initial focus on textiles to financial services. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 4 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 81 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.67% <BR>Debt Equity: 0.25 <BR>Return on Equity: 5.87% <BR>Price to Book: 0.93<BR><BR>Contact Details: <BR>Address: Premises No 22, Camac st Kolkata West Bengal : 700016 <BR>Tel: 90-33-40035004 <BR>Email: info@comfortfincap.com <BR>Website: http://www.comfortfincap.com

Has Comfort Fincap declared dividend?

Yes, Comfort Fincap Ltd has declared a 5% dividend, amounting to 0.1 per share, with an ex-date of August 16, 2024. While recent performance shows a 6-month decline of -14.89%, longer-term returns have been significantly positive.

Comfort Fincap Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.1<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0.67%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -14.89%, with a dividend return of 0%, resulting in a total return of -14.89%.<BR><BR>For the 1-year period, the price return was 5.63%, the dividend return was 1.15%, leading to a total return of 6.78%.<BR><BR>Over the 2-year period, the price return was 35.89%, with a dividend return of 1.37%, culminating in a total return of 37.26%.<BR><BR>In the 3-year period, the price return was 26.03%, the dividend return was 1.34%, which resulted in a total return of 27.37%.<BR><BR>For the 4-year period, the price return was 206.67%, with a dividend return of 2.94%, yielding a total return of 209.61%.<BR><BR>Finally, in the 5-year period, the price return was 1021.95%, the dividend return was 10.87%, resulting in a total return of 1032.82%.<BR><BR>Overall, Comfort Fincap has declared a dividend, which contributes to its total returns, particularly over longer periods where the returns have been significantly positive. However, the recent 6-month performance shows a decline, highlighting some volatility in the short term.

Who are the peers of the Comfort Fincap?

Comfort Fincap's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Guj. Credit Corp, Transcorp Intl., and Toyam Sports. It has below average management risk and average growth compared to its peers, with a 1-year return of 10.56%.

Peers: The peers of Comfort Fincap are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Guj. Credit Corp, Transcorp Intl., Toyam Sports.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Everlon Fin., Toyam Sports, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Comfort Fincap and Transcorp Intl. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, Average at Comfort Fincap, Muthoot Finance, and Transwar.Fin., while Below Average growth is seen at Everlon Fin. and Transcorp Intl. Capital Structure is Excellent at Bajaj Finance, Shriram Finance, Muthoot Finance, Comfort Fincap, Transcorp Intl., and Toyam Sports, Good at Cholaman.Inv.&Fn and Everlon Fin., while Guj. Credit Corp does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Everlon Fin. at 46.36%, while the lowest is Toyam Sports at -64.23%. Comfort Fincap's 1-year return of 10.56% is higher than Toyam Sports but lower than Everlon Fin. Additionally, the peers with negative six-month returns include Jio Financial, Guj. Credit Corp, Transcorp Intl., and Toyam Sports.