Banco BPM SpA is an Italy-based company engaged in the financial industry. The Company is a multi-channel bank, which provides a number of banking products and services. Its range of services include shares placement, establishment and management of specialized investment funds, corporate and individual current account, investor services, general financing operations, life and non-life insurance products, as well as Automated Teller Machines (ATM) services, e-purse services and Short Message Service (SMS). The Bank’s portfolio comprises products and services for individuals and business clients. It is active particularly in productive regions, such as Lombardy, Veneto and Piedmont. The Bank operates through Banca Popolare di Milano, Banca Popolare di Verona, Banca Popolare di Novara, Banca Popolare di Lodi and Credito Bergamasco, among others.