Blue Ridge Bankshares, Inc. is a bank holding company. The Company provides commercial and consumer banking and financial services through its wholly-owned bank subsidiary, Blue Ridge Bank, National Association (the Bank), and its non-bank financial services affiliates. The Bank is a federally chartered national bank. It operates through approximately 14 banking offices in central Virginia and north-central North Carolina. Its lending activities include commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans and consumer installment loans. It offers various deposit products, such as demand deposits, interest-bearing transaction accounts, money market accounts, savings deposits and certificates of deposit. The Bank offers checking accounts, savings accounts, money market accounts, cash management accounts, individual retirement accounts telephone banking and mobile banking.