Columbia Financial, Inc. is a bank holding company that operates through its subsidiary, Columbia Bank (The Bank). Columbia Bank is a federally chartered stock savings bank that provides banking products and services. The Bank operates over 52 full-service banking offices in ten of New Jersey’s 21 counties. In addition, First Jersey Title Services, Inc., is a wholly owned subsidiary of Columbia Bank, and offers title insurance solutions. It offers wealth management services through a third-party relationship. The Company’s operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The Bank offers a variety of loans, including commercial real estate and multifamily loans, commercial business loans and construction loans