HDFC Bank of Sri Lanka (the Bank) is engaged in the provision of housing finance, which includes housing construction, renovation, extension, the purchase of built houses and purchase of land for housing construction. The Bank's product portfolio includes loan products and savings products. Its loan products include Kedella, Shrama Udana, Lifestyle Loan, Educational Loan, Micro Finance, Project Loan, Guru Sevana and Gold Loan, among others. Its saving products include Prathilaba, Thilina, Thilina Rekewarana, Arumbu, Vishrama Rekewarana and Vishrama Udana. The Bank offers a range on financial products and services, in addition to the traditional housing finance. Its financial products include leasing and hire purchase, pawning, inward remittances and business loans. The Bank also offers mobile banking services. Its branch network is clustered into approximately five regions, which include Uva, North Western, Southern, Western and Central.