Lemonade, Inc. is a peer-to-peer property and casualty insurance company. The Company offer its products to renters and homeowners in the United States and contents and liability insurance in Germany and the Netherlands. The insurance it offers in the United States covers stolen or damaged property, and also covers personal liability, which protects its customers if they are responsible for an accident or damage to another person or their property. It also offers landlord insurance policies to condo and co-op owners who rent out their property less than five times a year, to protect their real and personal properties. The Company enables homeowners and renters to get insured and settle claims from various devices through its Lemonade application. It uses bots to deliver insurance to consumers through its chatbot-driven application and at lemonade.com. It enables consumers to chat with artificial intelligence to file claims.