Loblaw Companies Ltd is a Canada-based company engaged in food retail and distribution business sector. The Company operates through two segments: Retail and Financial Services. The Company's Retail segment consists of corporate and franchise-owned retail food and Associate-owned drug stores, and includes in-store pharmacies and other health and beauty products, gas bars, groceries, apparel, general merchandise, financial services, and wireless mobile products and services. The Company's Financial Services segment provides credit card services, loyalty programs, insurance brokerage services, personal banking services, gift cards and telecommunication services.