National Development Bank PLC (the Bank) is a Sri Lanka-based commercial bank. The principal activities of the Bank consist of retail banking, small and medium enterprise (SME) banking, corporate banking, project and infrastructure financing, investment banking, leasing, housing finance, cash management, correspondent banking, remittance services, margin trading, pawning, treasury and investment services, bancassurance and card operations. The Bank operates through four segments: Banking, Capital Markets, Property Investment and Others. The Bank is also engaged in fee-based businesses in Bangladesh through NDB Capital Ltd. and private equity in Mauritius through NDB Zephyr Partners Ltd. The Company serves a spectrum of clientele ranging from individuals, micro enterprises, SMEs, corporates to state-owned enterprises and multinational companies. The Bank operates a network of approximately 100 branches that are categorized into eight regions.