Security National Financial Corporation is a holding company. The Company operates in three business segments: life insurance, cemetery and mortuary, and mortgages. The life insurance segment consists business of selling and servicing selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment consist of approximately eight mortuaries and five cemeteries in the state of Utah and one cemetery in the state of California. It also engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its Utah and California operations. It also sells pre-need funeral, cemetery, and cremation services. The mortgage segment originates and underwrites or purchases residential and commercial loans for new construction, existing homes, and other real estate projects. The mortgage segment operates through approximately 77 retail offices and one wholesale office in over 21 states