St Galler Kantonalbank AG is a Switzerland-based company engaged in the banking sector. The Company is structured into four segments: the Retail and Commercial clients segment provides real estate and commercial finance, investment advice and asset management solutions to its clients, including private individuals, industry and commerce; the Private Banking segment provides investment advice and asset management solutions to individuals, institutional investors and external asset managers; the Service Centre segment covers central finance, credit processing and payment transactions, foreign exchange, money market and securities transactions, Information technology, project and process management, central services, construction and maintenance of bank properties, and the Finance and Risk Management segment. The Company operates through its wholly owned subsidiaries, including Hyposwiss Privatbank AG in Zurich, Hyposwiss Private Bank in Geneva and St.Galler Kantonalbank Deutschland AG.