TF Bank AB (Bank) is a Sweden-based bank that provides consumer financial products directly to retail customers and electronic-service solutions to merchants. The Bank operates three business lines: sales finance to electronic-commerce merchants, savings accounts to individuals, and private loans and credit cards to private individuals. Through its five brands, the Company operates in seven countries, providing deposit and lending services in Sweden and Finland, and providing cross-border lending operations in Norway, Denmark, Estonia, Latvia and Poland. The Bank operates as a subsidiary of TFB Holding AB.