Voya Financial, Inc. is a retirement, investment and insurance company. The Company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment is focused on meeting the needs of individuals in preparing for and sustaining a secure retirement through employer-sponsored plans and services, as well as through individual account rollover plans and financial product offerings and planning and advisory services. The Investment Management segment offers domestic and international fixed income, equity, multi-asset and alternatives products and solutions. The Investment Management segment delivers products and services that are manufactured by traditional and specialty investment platforms. The Employee Benefits segment provides stop loss, group life, voluntary employee-paid and disability products to mid-sized and large businesses.