Consumer Portfolio Services, Inc.

How big is Consumer Portfolio Services, Inc.?

As of Jun 18, Consumer Portfolio Services, Inc. has a market capitalization of 209.13 million, with net sales of 389.13 million and a net profit of 19.30 million for the latest four quarters. Shareholder's funds were 292.77 million, and total assets were 3,501.43 million as of December 2024.

As of Jun 18, Consumer Portfolio Services, Inc. has a market capitalization of 209.13 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 389.13 million and a net profit of 19.30 million for the latest four quarters ending in March 2025, December 2024, September 2024, and June 2024.<BR><BR>As of December 2024, the company's shareholder's funds amounted to 292.77 million, while total assets were reported at 3,501.43 million.

What does Consumer Portfolio Services, Inc. do?

Consumer Portfolio Services, Inc. is a specialty finance company that purchases and services retail automobile contracts for sub-prime customers, with a market cap of approximately $209.13 million. As of March 2025, it reported net sales of $103 million and a net profit of $5 million.

Overview: <BR>Consumer Portfolio Services, Inc. is a specialty finance company that operates in the finance industry, focusing on purchasing and servicing retail automobile contracts primarily for sub-prime customers. It falls within the micro-cap market segment.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 103 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 209.13 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 11.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 6.47% <BR>Price to Book: 0.70<BR><BR>Contact Details: <BR>Address: 19500 Jamboree Rd, IRVINE CA : 92612 <BR>Tel: 1 949 7536800 <BR>Website: https://www.consumerportfolio.com/

Should I buy, sell or hold Consumer Portfolio Services, Inc.?

Who are in the management team of Consumer Portfolio Services, Inc.?

As of March 2022, the management team of Consumer Portfolio Services, Inc. includes Mr. Charles Bradley as Chairman, President, and CEO, along with independent directors Mr. Chris Adams, Mr. Louis Grasso, Mr. Brian Rayhill, Mr. William Roberts, and Mr. Gregory Washer.

As of March 2022, the management team of Consumer Portfolio Services, Inc. includes Mr. Charles Bradley, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board consists of several independent directors: Mr. Chris Adams, Mr. Louis Grasso, Mr. Brian Rayhill, Mr. William Roberts, and Mr. Gregory Washer.

Is Consumer Portfolio Services, Inc. overvalued or undervalued?

As of July 7, 2025, Consumer Portfolio Services, Inc. is considered undervalued with a P/E ratio of 11 and a price-to-book value of 0.69, despite recent underperformance against the S&P 500, but it has shown strong long-term growth potential with a five-year return of 121.51%.

As of 7 July 2025, the valuation grade for Consumer Portfolio Services, Inc. has moved from expensive to attractive, indicating a shift towards a more favorable assessment. The company appears undervalued based on its current metrics, with a P/E ratio of 11, a price to book value of 0.69, and an EV to EBITDA of 0.10. In comparison, Guild Holdings Co. has a significantly higher P/E ratio of 34.06, while Regional Management Corp. stands at 17.39, highlighting the relative attractiveness of Consumer Portfolio Services.<BR><BR>Despite the recent valuation improvement, the company has underperformed against the S&P 500 in the short and medium term, with a year-to-date return of -24.13% compared to the index's 12.22%. However, over the past five years, it has delivered a return of 121.51%, outperforming the S&P 500's 96.61%, suggesting potential for recovery and growth.

Is Consumer Portfolio Services, Inc. technically bullish or bearish?

As of September 11, 2025, Consumer Portfolio Services, Inc. shows a mildly bearish trend, with bearish signals from the weekly MACD and Bollinger Bands, while the stock has underperformed the S&P 500 with a year-to-date return of -24.13%.

As of 11 September 2025, the technical trend for Consumer Portfolio Services, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the weekly MACD and Bollinger Bands both indicating bearish signals, while the monthly RSI shows bullishness. The daily moving averages are also bearish. Dow Theory presents a mixed view with a mildly bullish weekly signal but a mildly bearish monthly signal. The stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -24.13% compared to the S&P 500's 12.22%.