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High Profitability with a Net Interest Margin of 4.55%
The Bank has a high Capital Adequacy Ratio of 1,333.88% signifying high buffers against its risk based assets
Positive results in Jun 25
With ROA of 1.50%, it has a attractive valuation with a 2.10 Price to Book Value
Market Beating Performance
Total Returns (Price + Dividend) 
Credicorp Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
Is Credicorp Ltd. overvalued or undervalued?
As of 21 November 2025, the valuation grade for Credicorp Ltd. moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, supported by a P/E ratio of 13, a PEG ratio of 0.77, and an EV to EBITDA ratio of 7.43. In comparison to peers, Huntington Bancshares, Inc. has a P/E of 12.37, while Regions Financial Corp. boasts a lower PEG ratio of 0.58, highlighting Credicorp's relative attractiveness in the market. Despite a mixed performance against the S&P 500, where Credicorp has returned 38.44% year-to-date compared to the index's 12.26%, it has underperformed over longer periods, with a 5-year return of 73.36% versus the S&P's 85.61%. This suggests that while the stock is currently undervalued, there may be potential for improvement in its long-term performance....
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Credicorp Ltd. Experiences Revision in Its Stock Evaluation Amid Strong Market Performance
Credicorp Ltd. has recently adjusted its valuation, showcasing a P/E ratio of 13 and a price-to-book value of 2.10. With strong returns on capital and equity, the company has outperformed the S&P 500 over the past year, indicating a solid position in the banking sector.
Read MoreIs Credicorp Ltd. overvalued or undervalued?
As of 21 November 2025, the valuation grade for Credicorp Ltd. has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued based on its current metrics, with a P/E ratio of 13, a Price to Book Value of 2.10, and an EV to EBITDA ratio of 7.43. In comparison to peers, Huntington Bancshares, Inc. has a P/E of 12.37, while Regions Financial Corp. boasts a P/E of 12.07, suggesting that Credicorp may offer better value relative to its earnings potential. Despite recent underperformance against the S&P 500 over the last week and month, where it returned -2.34% and -2.36% respectively compared to -1.95% and -1.97% for the index, the year-to-date return of 35.20% significantly outpaces the S&P 500's 12.26%. This strong performance over the year, combined with attractive valuation ratios, reinforces the notion that Credicorp Ltd. is currently undervalu...
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Foreign Institutions
Held in 92 Schemes (23.11%)
Held by 272 Foreign Institutions (26.55%)






