Credicorp Ltd.

  • Market Cap: Mid Cap
  • Industry: Major Banks
  • ISIN: BMG2519Y1084
USD
277.65
14.49 (5.51%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

103.07 k

Shareholding (Mar 2025)

FII

26.55%

Held by 272 FIIs

DII

50.27%

Held by 29 DIIs

Promoter

0.06%

How big is Credicorp Ltd.?

22-Jun-2025

As of Jun 18, Credicorp Ltd. has a market capitalization of 20,655.36 million, with total assets valued at 68,164.96 million and shareholder's funds of 9,142.23 million. Over the latest four quarters, it earned 5,305.64 million in interest and reported a net profit of 1,543.77 million.

Market Cap: As of Jun 18, Credicorp Ltd. has a market capitalization of 20,655.36 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 5,305.64 million, while the sum of net profit is 1,543.77 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amount to 9,142.23 million, and the total assets are valued at 68,164.96 million.

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What does Credicorp Ltd. do?

22-Jun-2025

Credicorp Ltd. is a Peruvian financial services holding company with a market cap of approximately USD 20.66 billion, reporting net sales of USD 1.32 billion and a net profit of USD 491 million as of March 2025. Key metrics include a P/E ratio of 13.00 and a return on equity of 15.92%.

Overview: <BR>Credicorp Ltd. is a financial services holding company in Peru, operating in the Major Banks industry with a market cap in the mid-cap bracket.<BR><BR>Financial Snapshot: <BR>Net Sales: 1,323 Million (Quarterly Results - Mar 2025) <BR>Net Profit: 491 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 20,655.36 Million (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Dividend Yield: 0.04% <BR>Debt Equity: 0.00 <BR>Return on Equity: 15.92% <BR>Price to Book: 2.11<BR><BR>Contact Details: <BR>Address: Clarendon House, 2 Church Street, HAMILTON None: HM CX <BR>Tel: 51 1 3132140 <BR>Fax: 51 1 3132121 <BR>Website: https://credicorp.gcs-web.com

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Who are in the management team of Credicorp Ltd.?

22-Jun-2025

As of March 2022, the management team of Credicorp Ltd. includes Mr. Luis Enrique Romero Belismelis (Executive Chairman), Mr. Jose Raimundo Morales Dasso (Independent Vice Chairman), and several directors including Mr. Leslie Diez Canseco, Mr. Fernando Marie, Mr. Martin Perez Monteverde, Ms. Barbara Ventura, and Mr. Benedicto Ciguenas (Independent Director). This team is responsible for the company's strategic direction and governance.

As of March 2022, the management team of Credicorp Ltd. includes the following members:<BR><BR>- Mr. Luis Enrique Romero Belismelis, Executive Chairman of the Board<BR>- Mr. Jose Raimundo Morales Dasso, Independent Vice Chairman of the Board<BR>- Mr. Leslie Diez Canseco, Director<BR>- Mr. Fernando Marie, Non-Independent Director<BR>- Mr. Martin Perez Monteverde, Non-Independent Director<BR>- Ms. Barbara Ventura, Director<BR>- Mr. Benedicto Ciguenas, Independent Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and governance.

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Is Credicorp Ltd. technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, Credicorp Ltd. exhibits a mildly bullish technical trend, supported by a bullish monthly MACD and KST, despite mixed signals from weekly indicators and strong year-to-date performance of 40.74% compared to the S&P 500's 11.41%.

As of 10 October 2025, the technical trend for Credicorp Ltd. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish while the monthly MACD is bullish, indicating mixed signals. The RSI shows no signal on the weekly timeframe but is bearish on the monthly. Bollinger Bands are mildly bullish on both weekly and monthly charts, and the daily moving averages are also mildly bullish. KST is bullish on both weekly and monthly timeframes, while Dow Theory indicates a mildly bearish stance on the weekly and no trend on the monthly. <BR><BR>In terms of performance, Credicorp has outperformed the S&P 500 year-to-date with a return of 40.74% compared to the S&P 500's 11.41%, and over one year, it has returned 38.17% versus the S&P 500's 13.36%. Overall, the current technical stance is mildly bullish, driven by the monthly MACD and KST, despite some bearish signals on the weekly indicators.

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Is Credicorp Ltd. overvalued or undervalued?

25-Nov-2025

As of November 21, 2025, Credicorp Ltd. is considered undervalued with an attractive valuation grade, supported by favorable P/E and PEG ratios, despite mixed long-term performance compared to the S&P 500.

As of 21 November 2025, the valuation grade for Credicorp Ltd. moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, supported by a P/E ratio of 13, a PEG ratio of 0.77, and an EV to EBITDA ratio of 7.43. In comparison to peers, Huntington Bancshares, Inc. has a P/E of 12.37, while Regions Financial Corp. boasts a lower PEG ratio of 0.58, highlighting Credicorp's relative attractiveness in the market.<BR><BR>Despite a mixed performance against the S&P 500, where Credicorp has returned 38.44% year-to-date compared to the index's 12.26%, it has underperformed over longer periods, with a 5-year return of 73.36% versus the S&P's 85.61%. This suggests that while the stock is currently undervalued, there may be potential for improvement in its long-term performance.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 4.55%

 
2

The Bank has a high Capital Adequacy Ratio of 1,333.88% signifying high buffers against its risk based assets

 
3

Positive results in Jun 25

4

With ROA of 1.50%, it has a attractive valuation with a 2.10 Price to Book Value

5

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Major Banks

stock-summary
Market cap

USD 24,874 Million (Mid Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.03%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

17.50%

stock-summary
Price to Book

2.56

Revenue and Profits:
Net Sales:
1,346 Million
(Quarterly Results - Jun 2025)
Net Profit:
510 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
6.8%
0%
6.8%
6 Months
30.04%
0%
30.04%
1 Year
45.75%
0%
45.75%
2 Years
118.93%
0%
118.93%
3 Years
85.05%
0%
85.05%
4 Years
144.22%
0%
144.22%
5 Years
66.86%
0%
66.86%

Credicorp Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
8.16%
EBIT Growth (5y)
12.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
58.77%
Pledged Shares
0
Institutional Holding
72.66%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
2.10
EV to EBIT
8.15
EV to EBITDA
7.43
EV to Capital Employed
2.81
EV to Sales
3.15
PEG Ratio
0.77
Dividend Yield
0.04%
ROCE (Latest)
34.47%
ROE (Latest)
15.92%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 92 Schemes (23.11%)

Foreign Institutions

Held by 272 Foreign Institutions (26.55%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Credicorp Ltd. stock-summary
stock-summary
Credicorp Ltd.
Major Banks
Credicorp Ltd. is a financial services holding company in Peru. The Company has four operating segments based on its products and services, which include banking, insurance, pension funds and investment banking. Its operating subsidiaries include Banco de Credito del Peru; Atlantic Security Bank, which it holds through Atlantic Security Holding Corporation; El Pacifico-Peruano Suiza Compania de Seguros y Reaseguros (Grupo Pacifico); Prima AFP S.A., and Credicorp Capital Ltd. (Credicorp Capital). Its banking business is focused on commercial and consumer loans, credit facilities, deposits, current accounts and credit cards. The Company conducts its insurance business through Grupo Pacifico. It conducts all of its pension fund activities through its private pension fund administrator Prima AFP S.A. The investment banking business units are grouped under Credicorp Capital, which carries its business under asset management, sales and trading, and corporate finance business lines.
Company Coordinates stock-summary
Company Details
Clarendon House, 2 Church Street , HAMILTON None : HM CX
Registrar Details