Cullman Bancorp, Inc.

How big is Cullman Bancorp, Inc.?

As of Jun 17, Cullman Bancorp, Inc. has a market capitalization of 79.38 million, with total assets of 433.01 million and shareholder's funds of 100.25 million. The company reported a net profit of 3.65 million over the latest four quarters.

Market Cap: As of Jun 17, Cullman Bancorp, Inc. has a market capitalization of 79.38 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Cullman Bancorp, Inc. reported a sum of net profit amounting to 3.65 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds stood at 100.25 million, while total assets were reported at 433.01 million.

What does Cullman Bancorp, Inc. do?

Cullman Bancorp, Inc. is a micro-cap company in the savings banks industry, with recent net sales of $6 million and a net profit of $1 million. It has a market cap of $79.38 million, a P/E ratio of 21.00, and a return on equity of 3.67%.

Overview:<BR>Cullman Bancorp, Inc. operates in the savings banks industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 6 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 1 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 79.38 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 21.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 3.67%<BR>Price to Book: 0.80<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold Cullman Bancorp, Inc.?

Is Cullman Bancorp, Inc. technically bullish or bearish?

As of June 25, 2025, Cullman Bancorp, Inc. shows a bullish technical trend supported by positive indicators like the weekly MACD and Bollinger Bands, despite a bearish signal from the weekly Dow Theory suggesting some caution.

As of 25 June 2025, the technical trend for Cullman Bancorp, Inc. has changed from mildly bullish to bullish. The weekly MACD and Bollinger Bands are both bullish, supporting the positive stance, while the daily moving averages also indicate bullish momentum. However, the weekly Dow Theory shows a bearish signal, suggesting some caution. The stock has outperformed the S&P 500 over the past week and month, with returns of 1.51% and 3.91% compared to 1.05% and 2.33% respectively. Overall, the current technical stance is bullish, with moderate strength driven by positive indicators, despite some mixed signals in the Dow Theory.

Is Cullman Bancorp, Inc. overvalued or undervalued?

As of October 17, 2025, Cullman Bancorp, Inc. is considered expensive with a P/E ratio of 21, higher than the peer average of 19.53, despite a strong year-to-date return of 20.17%, while its long-term performance shows a troubling five-year return of -48.89%.

As of 17 October 2025, the valuation grade for Cullman Bancorp, Inc. has moved from very expensive to expensive. The company appears to be overvalued based on its current valuation metrics. The P/E ratio stands at 21, which is higher than the peer average of 19.53 for comparable companies such as BV Financial, Inc. with a P/E of 15.53 and First Capital, Inc. at 12.46. Additionally, Cullman Bancorp's price to book value is 0.79, while its EV to EBITDA ratio is 23.21, indicating a premium valuation compared to its peers.<BR><BR>Despite a strong year-to-date return of 20.17%, which outperformed the S&P 500's 13.30%, the long-term performance is concerning, with a five-year return of -48.89% compared to the S&P 500's 91.29%. This discrepancy suggests that while the company has shown some short-term resilience, its overall valuation remains elevated relative to its peers and historical performance.