Dar Credit & Cap

Who are the top shareholders of the Dar Credit & Cap?

The top shareholder of Dar Credit & Cap is promoter Ramesh Kumar Vijay, holding 15.91%, followed by public shareholder Vikasa India EIF I Fund - Incube Opportunities at 2.34%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors.

The top shareholders of Dar Credit & Cap include Ramesh Kumar Vijay, who is the promoter with the highest holding at 15.91%. The highest public shareholder is Vikasa India EIF I Fund - Incube Opportunities, holding 2.34%. Notably, there are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors (FIIs) holding shares. The majority of the shares are held by promoters.

When is the next results date for Dar Credit & Cap?

No Upcoming Board Meetings

Has Dar Credit & Cap declared dividend?

No Dividend History Available

Who are the peers of the Dar Credit & Cap?

Dar Credit & Cap's peers include 3P Land Hold., Paras Petrofils, SKP Securities, and others, with varying management risks and growth ratings. Notably, 3P Land Hold. has the highest 1-year return at 27.79%, while Dar Credit & Cap's return data is unavailable.

Peers: The peers of Dar Credit & Cap are 3P Land Hold., Paras Petrofils, SKP Securities, Caspian Corporat, Share Samadhan, Supra Pacific, Everlon Fin., Mukesh Babu Fin., Jagsonpal Fin., and Saumya Cons.<BR><BR>Quality Snapshot: Excellent management risk is observed at Share Samadhan, while Average management risk is found at SKP Securities and Everlon Fin., and the rest have Below Average management risk. Growth is Excellent at Share Samadhan and Supra Pacific, Good at Dar Credit & Cap, Average at SKP Securities, and Below Average at 3P Land Hold., Caspian Corporat, and Everlon Fin., while the rest do not qualify. Capital Structure is Excellent at Dar Credit & Cap, Share Samadhan, and Mukesh Babu Fin., Good at 3P Land Hold., Average at SKP Securities and Everlon Fin., and Below Average at Caspian Corporat, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is 3P Land Hold. at 27.79%, while the peer with the lowest return is Paras Petrofils, which has no available data. Dar Credit & Cap's 1-year return is not available for comparison. Additionally, the six-month return is negative for 3P Land Hold. and Paras Petrofils.

What does Dar Credit & Cap do?

Dar Credit & Capital Ltd is a Micro Cap NBFC that provides personal and MSME loans. As of December 2024, it reported net sales of 100 Cr and a net profit of 18 Cr.

Overview:<BR>Dar Credit & Capital Ltd is a Micro Cap company operating in the Non Banking Financial Company (NBFC) sector, offering personal loans and MSME loans.<BR><BR>History:<BR>Dar Credit & Capital Limited was incorporated as a Public Limited Company on August 10, 1994, with the Certificate of Commencement of Business issued on August 16, 1994. The latest quarterly results reported net sales and profit for December 2024.<BR><BR>Financial Snapshot:<BR>Net Sales: 100 Cr (Quarterly Results - Dec 2024) <BR>Net Profit: 18 Cr (Quarterly Results - Dec 2024) <BR>Market cap: INR Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 13.00 <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 0.00% <BR>Price to Book: 0.00 <BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

How big is Dar Credit & Cap?

As of 25th March, Dar Credit & Capital Ltd has a market capitalization classified as Micro Cap, with recent net sales of 20.36 Cr and net profit of 3.49 Cr over the latest two quarters. Shareholder's funds are 73.52 Cr, and total assets amount to 222.03 Cr as of March 2025.

As of 25th March, <BR>Market Cap: Dar Credit & Capital Ltd has a market capitalization value of N/A, and it is classified as a Micro Cap. <BR>Recent Quarterly Performance: The sum of Net Sales for the latest two quarters is 20.36 Cr, and the sum of Net Profit for the latest two quarters is 3.49 Cr. <BR>Balance Sheet Snapshot: The reporting period is March 2025, with Shareholder's Funds amounting to 73.52 Cr and Total Assets totaling 222.03 Cr.

Is Dar Credit & Cap overvalued or undervalued?

As of November 10, 2025, Dar Credit & Cap is considered a very attractive investment due to its undervalued metrics, including a PE ratio of 11.05, which is significantly lower than its peers, despite a recent slight decline in stock price.

As of 10 November 2025, the valuation grade for Dar Credit & Cap has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, with a PE ratio of 11.05, a Price to Book Value of 1.06, and an EV to EBITDA ratio of 5.61. These metrics suggest that the company is trading at a lower valuation compared to its earnings and book value.<BR><BR>In comparison to its peers, Dar Credit & Cap's PE ratio of 11.05 is notably lower than Bajaj Finance's PE of 38.76, which is categorized as very expensive, and Life Insurance's PE of 11.14, which is also very attractive. This positions Dar Credit & Cap favorably within the Non-Banking Financial Company (NBFC) sector. Additionally, while the stock has experienced a slight decline of 2.68% over the past week, it remains an attractive investment opportunity given its strong fundamentals and favorable valuation compared to its peers.

Are Dar Credit & Cap latest results good or bad?

Dar Credit & Capital's latest Q2 FY26 results are positive, with a net profit of ₹2.50 crores (up 23.76% quarter-on-quarter) and net sales of ₹11.90 crores (up 8.68% quarter-on-quarter). However, the low return on equity (ROE) of 7.14% raises concerns about long-term capital efficiency.

Dar Credit & Capital's latest results for Q2 FY26 can be considered good overall, showcasing positive growth in both net profit and net sales. The company reported a net profit of ₹2.50 crores, which reflects a significant increase of 23.76% compared to the previous quarter and an impressive 47.93% year-on-year growth. Similarly, net sales reached ₹11.90 crores, marking an 8.68% increase quarter-on-quarter and a 15.31% rise year-on-year.<BR><BR>The company's PAT margin also improved to 21.01%, up 256 basis points from the previous quarter, indicating enhanced operational efficiency. This positive trajectory in profitability and sales suggests that Dar Credit & Capital is effectively expanding its business.<BR><BR>However, it is important to note that despite these encouraging results, the company faces challenges related to its return on equity (ROE), which remains low at 7.14%. This raises concerns about long-term capital efficiency and sustainable wealth creation for investors. Overall, while the recent results are strong, the underlying quality metrics warrant careful consideration.

How has been the historical performance of Dar Credit & Cap?

Dar Credit & Cap has shown consistent growth over the past three years, with net sales increasing from 24.79 Cr in Mar'23 to 40.30 Cr in Mar'25, and profit after tax rising from 2.72 Cr to 7.04 Cr in the same period, indicating strong financial performance and improved operational efficiency. Total assets increased to 236.64 Cr in Mar'24 before slightly decreasing, while cash flow from operating activities recovered to 26.00 Cr in Mar'25.

Answer:<BR>The historical performance of Dar Credit & Cap shows a consistent growth trend in net sales and profit metrics over the past three years.<BR><BR>Breakdown:<BR>Dar Credit & Cap's net sales increased from 24.79 Cr in Mar'23 to 32.22 Cr in Mar'24, and further to 40.30 Cr in Mar'25, indicating a strong upward trajectory. Total operating income mirrored this growth, reaching 40.30 Cr in Mar'25. The company's operating profit (PBDIT) also rose significantly from 4.25 Cr in Mar'23 to 5.48 Cr in Mar'24, and then to 9.72 Cr in Mar'25, reflecting improved operational efficiency. Profit before tax followed a similar trend, increasing from 3.65 Cr in Mar'23 to 4.88 Cr in Mar'24, and reaching 9.05 Cr in Mar'25. Consequently, profit after tax rose from 2.72 Cr in Mar'23 to 3.69 Cr in Mar'24, and further to 7.04 Cr in Mar'25, showcasing a robust growth in profitability. The earnings per share (EPS) also improved significantly, from 2.72 in Mar'23 to 3.69 in Mar'24, and reaching 7.04 in Mar'25. On the balance sheet, total assets increased from 188.01 Cr in Mar'23 to 236.64 Cr in Mar'24, and slightly decreased to 222.03 Cr in Mar'25, while total liabilities decreased from 236.64 Cr in Mar'24 to 222.03 Cr in Mar'25, indicating a strengthening financial position. Cash flow from operating activities showed a recovery, moving from negative figures in the previous years to 26.00 Cr in Mar'25, although the net cash outflow was -11.00 Cr in the same period. Overall, the company demonstrated significant growth in sales, profits, and operational cash flow, reflecting a positive trend in its financial performance.

Should I buy, sell or hold Dar Credit & Cap?

Why is Dar Credit & Capital Ltd falling/rising?

As of 06-Feb, the stock price of Dar Credit & Capital Ltd is declining, currently at 43.00, reflecting a significant underperformance compared to benchmarks and a consistent downward trend across various time frames. Investor participation is also decreasing, contributing to the stock's falling price amid weak long-term fundamentals.

As of 06-Feb, the stock price of Dar Credit & Capital Ltd is falling, currently at 43.00, which reflects a change of -2.0 or -4.44%. This decline is evident in the stock's performance over various time periods, with a 1-week decrease of -5.49% and a 1-month drop of -15.93%, both of which significantly underperform the benchmark Sensex. <BR><BR>Today's performance indicates that the stock has underperformed its sector by -5.06%. Additionally, it is trading lower than its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a consistent downward trend. <BR><BR>Investor participation has also been declining, as evidenced by a 33.33% drop in delivery volume compared to the 5-day average. This reduced interest from investors may contribute to the stock's falling price. Furthermore, institutional investors have decreased their stake by -1.13% over the previous quarter, indicating a lack of confidence from those with greater analytical resources.<BR><BR>While there are some positive factors, such as a low debt-equity ratio and increased profits, the overall sentiment is overshadowed by weak long-term fundamental strength, reflected in an average Return on Equity (ROE) of 7.54%. This combination of underperformance, declining investor participation, and weak fundamentals is driving the stock price of Dar Credit & Capital Ltd lower.

Which are the latest news on Dar Credit & Cap?