DCM Financial

Why is DCM Financial Services Ltd falling/rising?

As of 09-Jun, DCM Financial Services Ltd's stock price is at 5.79, down 1.86%, following a trend reversal after two days of gains and underperforming its sector by 3.5%. A significant drop in investor participation and being below the 5-day moving average indicate short-term weakness.

As of 09-Jun, DCM Financial Services Ltd's stock price is falling, currently at 5.79, reflecting a decrease of 0.11 or 1.86%. This decline follows a trend reversal after two consecutive days of gains. The stock has underperformed its sector by 3.5% today, indicating weaker performance compared to its peers. Additionally, there has been a significant drop in investor participation, with delivery volume on June 8 falling by 86.26% compared to the 5-day average. Although the stock remains above its 20-day, 50-day, 100-day, and 200-day moving averages, it is below the 5-day moving average, suggesting a short-term weakness. Overall, these factors contribute to the current downward movement in the stock price.

Which are the latest news on DCM Financial?

Are DCM Financial Services Ltd latest results good or bad?

DCM Financial Services Ltd's latest results are concerning, showing a net loss of ₹0.13 crore in Q4 FY26, a significant year-on-year decline of 83.95%. The company continues to generate no revenue, has a negative book value, and faces severe liquidity issues, indicating a need for major restructuring.

DCM Financial Services Ltd's latest results indicate a troubling financial situation. In Q4 FY26, the company reported a net loss of ₹0.13 crore, which is an improvement of 50% from the previous quarter's loss of ₹0.26 crore. However, this is a significant deterioration of 83.95% year-on-year compared to a loss of ₹0.81 crore in Q4 FY25. <BR><BR>The company continues to struggle with zero revenue generation, having reported no net sales for several consecutive quarters. Additionally, it has a negative book value of ₹-22.65 per share and negative shareholder funds of ₹-49.95 crores, indicating a serious financial distress situation. The current liabilities far exceed current assets, leading to a severe liquidity crisis.<BR><BR>While there was a slight reduction in employee costs and interest expenses, these improvements are overshadowed by the ongoing operational losses and the lack of a clear business model. Overall, the results reflect a company facing fundamental challenges rather than cyclical issues, and the outlook appears bleak. Therefore, the latest results can be characterized as bad, highlighting the need for significant restructuring or a turnaround strategy.

Should I buy, sell or hold DCM Financial Services Ltd?

Is DCM Financial overvalued or undervalued?

As of December 4, 2025, DCM Financial is considered undervalued and has improved from a risky to an attractive rating, despite a negative PE ratio of -7.06 and a 16.17% decline over the past year, indicating potential for future recovery compared to its peers.

As of 4 December 2025, DCM Financial has moved from a grade of risky to attractive, indicating a significant improvement in its valuation outlook. The company is currently considered undervalued, particularly in comparison to its peers. Key ratios include a PE ratio of -7.06, an EV to EBIT of -33.88, and an EV to EBITDA of -38.67, all of which highlight the company's challenging financial position.<BR><BR>In comparison to its peers, DCM Financial's valuation metrics stand out, especially against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which has a more favorable PE of 10.85. Despite the negative returns over the past year, where DCM Financial has declined by 16.17% compared to a 5.32% increase in the Sensex, its attractive valuation suggests potential for recovery and growth in the future.

How has been the historical performance of DCM Financial?

DCM Financial has consistently reported zero net sales and operating income, with negative operating profits and increasing losses over the years. Total assets and cash reserves have declined significantly, indicating a deteriorating financial position and tightening liquidity.

Answer:<BR>The historical performance of DCM Financial shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation. The total operating income has also remained at zero, with raw material costs, purchase of finished goods, and other operating expenses consistently reported as zero. Employee costs have shown a slight increase from 0.39 Cr in Mar'20 to 0.66 Cr in Mar'25, while other expenses have fluctuated, peaking at 1.79 Cr in Mar'22 before decreasing to 1.37 Cr in Mar'25. The total expenditure, excluding depreciation, has varied, reaching a high of 2.34 Cr in Mar'22 and decreasing to 2.03 Cr in Mar'25. Operating profit has consistently been negative, with a loss of -2.03 Cr in Mar'25. The profit before tax has also remained negative, culminating in a loss of -0.85 Cr in Mar'25, while the profit after tax has shown a loss of -1.19 Cr for the same period. The company has maintained a share capital of 22.13 Cr, but total reserves have been negative, indicating a decline from -65.10 Cr in Mar'22 to -72.08 Cr in Mar'25. The total assets have decreased from 36.19 Cr in Mar'20 to 21.47 Cr in Mar'25, while total liabilities have also decreased, reflecting a reduction from 36.19 Cr to 21.47 Cr over the same period. Cash and cash equivalents have significantly declined from 16.32 Cr in Mar'22 to 4.80 Cr in Mar'25, indicating a tightening liquidity position.<BR><BR>Breakdown:<BR>DCM Financial has not generated any net sales or operating income over the past several years, with total operating income consistently reported as zero. Employee costs have gradually increased, while other expenses have shown fluctuations. The total expenditure has decreased from a peak in Mar'22 to Mar'25. Operating profit has remained negative, with losses continuing to accumulate, leading to a negative profit before tax and profit after tax in Mar'25. The company has a stable share capital, but its reserves have worsened over the years, reflecting a deteriorating financial position. Total assets and liabilities have both decreased, indicating a contraction in the company's financial base, while cash reserves have also diminished significantly, suggesting challenges in liquidity management.

How big is DCM Financial?

As of 24th July, DCM Financial Services Ltd has a market capitalization of 14.00 Cr, with reported Net Sales of 0.00 Cr and a Net Profit loss of 1.18 Cr in the latest four quarters. The balance sheet for March 2024 shows Shareholder's Funds at a loss of 48.77 Cr and Total Assets valued at 23.65 Cr.

As of 24th July, DCM Financial Services Ltd has a market capitalization of 14.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, DCM Financial reported Net Sales of 0.00 Cr and a Net Profit loss of 1.18 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds at a loss of 48.77 Cr and Total Assets valued at 23.65 Cr.

What is the technical trend for DCM Financial?

As of June 2, 2025, DCM Financial's technical trend is mildly bearish, supported by daily moving averages and the monthly MACD, despite some bullish signals from the weekly MACD and KST.

As of 2 June 2025, the technical trend for DCM Financial has changed from sideways to mildly bearish. The weekly MACD remains bullish, but the monthly MACD indicates a mildly bearish stance. The daily moving averages are also mildly bearish, reinforcing the current trend. The KST shows a mildly bullish signal on the weekly chart but is mildly bearish on the monthly. The Bollinger Bands reflect a mildly bullish sentiment on both weekly and monthly time frames. Overall, the Dow Theory indicates a mildly bearish trend on the weekly, with no clear trend on the monthly. The OBV is mildly bearish in both time frames. The current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are the top shareholders of the DCM Financial?

The top shareholders of DCM Financial include Dcm Services Ltd at 28.71%, individual investors with 48.79%, and Punjab & Sind Bank as the largest public shareholder at 5.97%. There are no pledged promoter holdings or foreign institutional investors, and mutual funds hold a minimal 0.08%.

The top shareholders of DCM Financial include Dcm Services Ltd, which holds the largest stake at 28.71%. Individual investors collectively own 48.79% of the company. Additionally, Punjab & Sind Bank is the highest public shareholder with a 5.97% stake. There are no pledged promoter holdings, and the company is not held by any foreign institutional investors. Mutual funds have a minor presence, with 7 schemes holding a total of 0.08%.

Who are in the management team of DCM Financial?

As of March 2023, the management team of DCM Financial includes Nidhi Deveshwar (Chairman & Wholetime Director), Kaushal Kashyap, and four Independent Non Executive Directors: Richa Kalara, Sanjay Sahni, Parul Singh, and Ruchi Chordia. Only Nidhi Deveshwar receives remuneration, totaling 4.24 lacs.

As of March 2023, the management team of DCM Financial includes the following individuals:<BR><BR>1. Richa Kalara - Independent Non Executive Director<BR>2. Sanjay Sahni - Independent Non Executive Director<BR>3. Kaushal Kashyap - Non Executive Director<BR>4. Nidhi Deveshwar - Chairman & Wholetime Director<BR>5. Parul Singh - Independent Non Executive Director<BR>6. Ruchi Chordia - Independent Non Executive Director<BR><BR>Nidhi Deveshwar is the only member of the management team receiving remuneration, amounting to 4.24 lacs.

When is the next results date for DCM Financial?

No Upcoming Board Meetings

What does DCM Financial do?

DCM Financial Services Ltd is a Non-Banking Financial Company (NBFC) specializing in auto-finance and various financial services, established in 1991. As of March 2025, it reported a net profit of -1 Cr and has a market capitalization of Rs 15 Cr.

Overview: <BR>DCM Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, focusing on auto-finance and a range of financial services.<BR><BR>History: <BR>Incorporated in February 1991, DCM Financial Services began its auto-finance business in March 1994 and was granted Category-I Merchant Banking registration by SEBI. The latest reported quarter for sales and profit is March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 15 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -1.39 <BR>Return on Equity: 2.36% <BR>Price-to-Book: -0.31 <BR><BR>Contact Details: <BR>Address: D 7/3 Okhla Industrial Area II, Mezzanine Floor New Delhi New Delhi : 110020 <BR>Phone: 91-11-26387750 <BR>Email: info@dfslonline.com <BR>Website: http://www.dfslonline.com

Has DCM Financial declared dividend?

No Dividend History Available

Who are the peers of the DCM Financial?

DCM Financial's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Manipal Fin. Cor, Yunik Managing, GSB Finance, and Sharp Investment. Key metrics show varying management risks, growth rates, and capital structures among these peers, with Manipal Fin. Cor achieving the highest 1-year return at 263.22% and Jio Financial the lowest at -20.19%.

Peers: The peers of DCM Financial are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Manipal Fin. Cor, Yunik Managing, GSB Finance, and Sharp Investment.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, while GSB Finance has Below Average management risk. Manipal Fin. Cor, Yunik Managing, and Sharp Investment do not qualify for management risk assessment. In terms of growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn. Average growth is observed at Muthoot Finance, while the rest do not qualify. For capital structure, Excellent capital structure is found at Bajaj Finance, Jio Financial, Shriram Finance, and Muthoot Finance, while Good capital structure is noted at Cholaman.Inv.&Fn. GSB Finance has Excellent capital structure, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Manipal Fin. Cor at 263.22%, while the lowest is Jio Financial at -20.19%. DCM Financial's own 1-year return is 45.82%, which is significantly higher than Jio Financial but lower than Manipal Fin. Cor. Additionally, Yunik Managing, GSB Finance, and Sharp Investment have negative six-month returns.