Dharani Finance

Why is Dharani Finance Ltd falling/rising?

As of 01-Sep, Dharani Finance Ltd's stock price is at 12.60, down 4.91%, with significant investor interest waning as delivery volume has dropped by 99.5%. Despite strong long-term performance, current trends indicate negative sentiment and recent weakness in price momentum.

As of 01-Sep, Dharani Finance Ltd's stock price is falling, currently at 12.60, which reflects a decrease of 0.65 or 4.91%. This decline is evident in today's performance, where the stock has underperformed its sector by 3.45%. Additionally, the stock's moving averages indicate a mixed performance; while it is higher than the 100-day and 200-day moving averages, it is lower than the 5-day, 20-day, and 50-day moving averages, suggesting recent weakness in price momentum.<BR><BR>Investor participation has also significantly decreased, with delivery volume dropping by 99.5% compared to the 5-day average, indicating a lack of interest from investors. Despite the stock's strong performance over longer periods, such as a year-to-date increase of 24.75% and a three-year increase of 107.58%, the current trends and metrics suggest a negative sentiment surrounding the stock at this time.

Who are in the management team of Dharani Finance?

The management team of Dharani Finance includes Palani G Periasamy (Chairman), Visalakshi Periasamy (Director), M Ganapathy (Independent Director), K Kandasamy (Managing Director), S Muthu (Independent Director), and Saloni Jain (Company Secretary & Compliance Officer).

The management team of Dharani Finance includes the following individuals:<BR><BR>1. **Palani G Periasamy** - Chairman (Non-Executive)<BR>2. **Visalakshi Periasamy** - Director<BR>3. **M Ganapathy** - Independent Director<BR>4. **K Kandasamy** - Managing Director<BR>5. **S Muthu** - Independent Director<BR>6. **Saloni Jain** - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does Dharani Finance do?

Dharani Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) incorporated in 1990, currently reporting net sales and profit of 0 Cr as of June 2026, with a market cap of INR 6 Cr. Key metrics include a P/E of 11.00 and a debt-equity ratio of 0.02.

Overview:<BR>Dharani Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>Dharani Finance Limited was incorporated as a Public Limited Company on 10th May 1990 and received its Certificate for Commencement of Business on 25th June 1990. The company initially had an authorized capital of Rs. 1 Crore, which was later increased to Rs. 5 Crores on 28th July 1993. The latest quarterly results reported net sales and net profit of 0 Cr for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 0 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 6 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.02<BR>- Return on Equity: 5.88%<BR>- Price to Book: 0.65<BR><BR>Contact Details:<BR>Address: PGP House No 57, Sterling Road Numgambakkam Chennai Tamil Nadu : 600034 <BR>Tel: 91-44-28311313/28254176 <BR>Email: secretarial@dharanifinance.in <BR>Website: http://www.dharanifinance.in

Who are the peers of the Dharani Finance?

Dharani Finance's peers include Money Masters, GCM Capital, Integra Capital, K Z Leasing, Jayabharat Cred., Indo Credit Cap., Thirani Projects, Symbiox Investme, and Prime Capital Ma. In terms of performance, Dharani Finance has a 1-year return of 22.69%, which is higher than GCM Capital's -26.48% but lower than Jayabharat Cred.'s 30.31%.

Peers: The peers of Dharani Finance are Money Masters, GCM Capital, Integra Capital, K Z Leasing, Jayabharat Cred., Indo Credit Cap., Thirani Projects, Symbiox Investme, and Prime Capital Ma.<BR><BR>Quality Snapshot: Excellent management risk is observed at Money Masters, GCM Capital, Integra Capital, K Z Leasing, Thirani Projects, Symbiox Investme, and Prime Capital Ma, while below average management risk is found at Dharani Finance. Growth is rated as good at K Z Leasing, while below average growth is noted at Money Masters, GCM Capital, Integra Capital, Thirani Projects, Symbiox Investme, and Prime Capital Ma, and the rest do not qualify. Excellent capital structure is present in Money Masters, GCM Capital, Integra Capital, K Z Leasing, Thirani Projects, Symbiox Investme, and Prime Capital Ma, while Dharani Finance has an excellent capital structure as well.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Jayabharat Cred. at 30.31%, while the peer with the lowest is GCM Capital at -26.48%. Dharani Finance's 1-year return is 22.69%, which is higher than GCM Capital but lower than Jayabharat Cred. Additionally, GCM Capital and Indo Credit Cap. have negative six-month returns.

How big is Dharani Finance?

As of 31st August, Dharani Finance Ltd has a market capitalization of 6.00 Cr, with Net Sales of 1.45 Cr and a Net Profit of 0.59 Cr over the latest 4 quarters. Shareholder's Funds are 8.63 Cr and Total Assets are 9.19 Cr as of March 2024.

As of 31st August, Dharani Finance Ltd has a market capitalization of 6.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Dharani Finance reported Net Sales of 1.45 Cr and a Net Profit of 0.59 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 8.63 Cr and Total Assets of 9.19 Cr.

Which are the latest news on Dharani Finance?

Should I buy, sell or hold Dharani Finance Ltd?

When is the next results date for Dharani Finance Ltd?

The next results date for Dharani Finance Ltd is 10 August 2026.

The next results date for Dharani Finance Ltd is scheduled for 10 August 2026.

Are Dharani Finance Ltd latest results good or bad?

Dharani Finance Ltd's latest Q4 FY26 results are disappointing, with a 31.88% decline in net profit and a 10.81% drop in net sales, indicating operational challenges and low investor confidence. The company's return on equity is also below industry standards, suggesting caution for potential investors.

Dharani Finance Ltd's latest results for Q4 FY26 indicate a disappointing performance. The company reported a net profit of ₹0.13 crore, which reflects a significant decline of 31.88% compared to the previous quarter. Additionally, net sales decreased by 10.81% to ₹0.33 crore, marking the second consecutive quarter of revenue contraction.<BR><BR>The profit after tax margin also compressed to 39.39%, down from 43.24% in the prior quarter, indicating deteriorating operational efficiency. Furthermore, the return on equity stands at a low 6.26%, which is below industry standards and raises concerns about the company's ability to generate adequate returns for shareholders.<BR><BR>Overall, the financial performance suggests that Dharani Finance is facing significant operational challenges, and the trends in both revenue and profit are concerning. Investors may want to approach this stock with caution given the current financial metrics and the absence of institutional interest, which indicates a lack of confidence in the company's future prospects.

How has been the historical performance of Dharani Finance?

Dharani Finance has shown significant improvement in its financial performance, with net sales rising from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25, and a turnaround in profitability, achieving a profit after tax of 0.84 Cr in Mar'25 compared to a loss of 0.30 Cr in Mar'24. The operating profit margin also improved dramatically from -35.14% to 65.71% during the same period.

Answer:<BR>The historical performance of Dharani Finance shows a fluctuating trend in net sales and profitability over the years, with a notable improvement in recent periods.<BR><BR>Breakdown:<BR>Dharani Finance's net sales have increased from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25, indicating a positive growth trajectory. The total operating income followed a similar trend, rising from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25. The company experienced a significant operating profit (PBDIT) increase, moving from a loss of 0.26 Cr in Mar'24 to a profit of 0.94 Cr in Mar'25. This improvement is reflected in the operating profit margin, which surged from -35.14% in Mar'24 to 65.71% in Mar'25. Profit before tax also turned positive, reaching 0.85 Cr in Mar'25 after a loss of 0.30 Cr in the previous year. Consequently, profit after tax showed a remarkable recovery, from a loss of 0.30 Cr in Mar'24 to a profit of 0.84 Cr in Mar'25. The company's earnings per share (EPS) improved significantly, from -0.60 in Mar'24 to 1.68 in Mar'25. On the balance sheet, total assets decreased slightly from 9.60 Cr in Mar'23 to 9.19 Cr in Mar'24, while total liabilities also decreased from 9.60 Cr to 9.19 Cr in the same period. Overall, Dharani Finance has shown a strong recovery in its financial performance, particularly in profitability and earnings metrics.

Is Dharani Finance overvalued or undervalued?

As of November 6, 2025, Dharani Finance is considered very attractive and undervalued with a PE ratio of 9.80, significantly lower than its peers, and has outperformed the Sensex with a return of 35.81% over the past year.

As of 6 November 2025, the valuation grade for Dharani Finance has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 9.80, an EV to EBIT ratio of 6.83, and a PEG ratio of 0.02, all of which suggest that the stock is trading at a significant discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Dharani Finance's valuation metrics stand out favorably. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 37.19, while Life Insurance, which is very attractive, has a PE ratio of 11.62. This stark contrast highlights Dharani Finance's undervaluation relative to its competitors in the non-banking financial company sector. Additionally, despite a recent decline in stock price, the company has outperformed the Sensex over the past year, with a return of 35.81% compared to the Sensex's 3.65%, reinforcing the attractiveness of its current valuation.

Who are the top shareholders of the Dharani Finance?

The top shareholders of Dharani Finance include Dr. Palani G Periasamy with 7.09%, Anand Mohan with 2.72%, and individual investors holding a combined 46.91%. There are no mutual funds or foreign institutional investors involved, and no pledged promoter holdings.

The top shareholders of Dharani Finance include Dr. Palani G Periasamy, who is the promoter with the highest holding at 7.09%. The highest public shareholder is Anand Mohan, holding 2.72%. Additionally, individual investors collectively hold a significant portion of 46.91%. There are no mutual funds or foreign institutional investors currently holding shares in the company, and there are no pledged promoter holdings.

What is the technical trend for Dharani Finance?

As of April 28, 2025, Dharani Finance's technical trend is mildly bullish, supported by monthly indicators, despite mixed signals from weekly metrics showing some bearish tendencies.

As of 28 April 2025, the technical trend for Dharani Finance has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The Bollinger Bands show a bearish stance on the weekly chart but are mildly bullish on the monthly chart. Daily moving averages are mildly bullish, suggesting some short-term support. The KST is mildly bearish weekly but bullish monthly, and Dow Theory indicates a mildly bearish stance on both weekly and monthly charts. Overall, the current technical stance is mildly bullish, driven primarily by the monthly MACD and moving averages, despite bearish signals in the weekly indicators.

Has Dharani Finance declared dividend?

Dharani Finance Ltd has declared a 7% dividend, amounting to 0.7000 per share, but the dividend yield is 0%. Despite this, the company has shown significant price appreciation over various periods, with total returns ranging from -8.05% in 6 months to 170.92% over 4 years.

Dharani Finance Ltd has declared a 7% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 7%<BR>- Amount per share: 0.7000<BR>- Ex-date: 06 Sep 12<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -8.05%, the dividend return was 0%, resulting in a total return of -8.05%.<BR><BR>For the 1-year period, the price return was 48.53%, the dividend return was 0%, leading to a total return of 48.53%.<BR><BR>Over the 2-year period, the price return was 46.08%, with a dividend return of 0%, culminating in a total return of 46.08%.<BR><BR>In the 3-year period, the price return was 62.14%, the dividend return remained 0%, resulting in a total return of 62.14%.<BR><BR>For the 4-year period, the price return was 170.92%, with a dividend return of 0%, achieving a total return of 170.92%.<BR><BR>In the 5-year period, the price return was 118.97%, the dividend return was 0%, leading to a total return of 118.97%.<BR><BR>Overall, while Dharani Finance has declared a dividend, the dividend yield is 0%, indicating no additional income from dividends in recent periods. The total returns over various periods show significant price appreciation, particularly over the longer term, despite the lack of dividend income.