Dharani Finance

Has Dharani Finance declared dividend?

Dharani Finance Ltd has declared a 7% dividend, amounting to 0.7000 per share, but the dividend yield is 0%. Despite this, the company has shown significant price appreciation over various periods, with total returns ranging from -8.05% in 6 months to 170.92% over 4 years.

Dharani Finance Ltd has declared a 7% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 7%<BR>- Amount per share: 0.7000<BR>- Ex-date: 06 Sep 12<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -8.05%, the dividend return was 0%, resulting in a total return of -8.05%.<BR><BR>For the 1-year period, the price return was 48.53%, the dividend return was 0%, leading to a total return of 48.53%.<BR><BR>Over the 2-year period, the price return was 46.08%, with a dividend return of 0%, culminating in a total return of 46.08%.<BR><BR>In the 3-year period, the price return was 62.14%, the dividend return remained 0%, resulting in a total return of 62.14%.<BR><BR>For the 4-year period, the price return was 170.92%, with a dividend return of 0%, achieving a total return of 170.92%.<BR><BR>In the 5-year period, the price return was 118.97%, the dividend return was 0%, leading to a total return of 118.97%.<BR><BR>Overall, while Dharani Finance has declared a dividend, the dividend yield is 0%, indicating no additional income from dividends in recent periods. The total returns over various periods show significant price appreciation, particularly over the longer term, despite the lack of dividend income.

Who are the peers of the Dharani Finance?

Dharani Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Scintilla Comm, Asia Capital, Rajkot Inv.Trust, and Kanungo Finance. In terms of performance, Dharani Finance has below average growth and management risk, but its 1-year return of 57.97% is significantly higher than its peers.

Peers: The peers of Dharani Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Scintilla Comm, Asia Capital, Rajkot Inv.Trust, and Kanungo Financi.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, and Dharani Finance has a Below Average management risk. For growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn, with Shriram Finance showing Good growth as well. Dharani Finance has Below Average growth. In terms of Capital Structure, Excellent capital structure is observed at Bajaj Finance, Shriram Finance, Muthoot Finance, and Dharani Finance, while Cholaman.Inv.&Fn has a Good capital structure, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.55%, while Jio Financial has the lowest at -20.22%. Dharani Finance's 1-year return of 57.97% is significantly higher than both. Additionally, Scintilla Comm, Asia Capital, and Rajkot Inv.Trust have negative six-month returns.

What is the technical trend for Dharani Finance?

As of April 28, 2025, Dharani Finance's technical trend is mildly bullish, supported by monthly indicators, despite mixed signals from weekly metrics showing some bearish tendencies.

As of 28 April 2025, the technical trend for Dharani Finance has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The Bollinger Bands show a bearish stance on the weekly chart but are mildly bullish on the monthly chart. Daily moving averages are mildly bullish, suggesting some short-term support. The KST is mildly bearish weekly but bullish monthly, and Dow Theory indicates a mildly bearish stance on both weekly and monthly charts. Overall, the current technical stance is mildly bullish, driven primarily by the monthly MACD and moving averages, despite bearish signals in the weekly indicators.

Who are in the management team of Dharani Finance?

As of March 2022, the management team of Dharani Finance includes Palani G Periasamy (Chairman), Visalakshi Periasamy (Director), M Ganapathy (Independent Director), K Kandasamy (Managing Director), S Muthu (Independent Director), and Saloni Jain (Company Secretary). Only Palani G Periasamy has reported remuneration of INR 4,000.

As of March 2022, the management team of Dharani Finance includes the following individuals:<BR><BR>1. Palani G Periasamy - Chairman (Non-Executive)<BR>2. Visalakshi Periasamy - Director<BR>3. M Ganapathy - Independent Director<BR>4. K Kandasamy - Managing Director<BR>5. S Muthu - Independent Director<BR>6. Saloni Jain - Company Secretary & Compliance Officer<BR><BR>Palani G Periasamy is the only member with a reported remuneration of INR 4,000, while the other members do not have any remuneration listed.

What does Dharani Finance do?

Dharani Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of ₹4 Cr and a net profit of ₹2 Cr for March 2025. The company has a market cap of ₹5 Cr and key financial metrics include a P/E ratio of 5.00 and a return on equity of 9.28%.

Overview:<BR>Dharani Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>Dharani Finance Limited was incorporated as a Public Limited Company on 10th May 1990, receiving its Certificate for Commencement of Business on 25th June 1990. The company initially had an authorized capital of Rs. 1 Crore, which was later increased to Rs. 5 Crores on 28th July 1993. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 4 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 2 Cr (Quarterly Results - Mar 2025)<BR>- Market-cap: INR 5 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 5.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.01<BR>- Return on Equity: 9.28%<BR>- Price to Book: 0.58<BR><BR>Contact Details:<BR>Address: PGP House No 57, Sterling Road Numgambakkam Chennai Tamil Nadu : 600034<BR>Tel: 91-44-28311313/28254176<BR>Email: secretarial@dharanifinance.in<BR>Website: http://www.dharanifinance.in

Who are the top shareholders of the Dharani Finance?

The top shareholders of Dharani Finance include Dr. Palani G Periasamy with 7.09%, Anand Mohan with 2.72%, and individual investors holding a combined 46.91%. There are no mutual funds or foreign institutional investors involved, and no pledged promoter holdings.

The top shareholders of Dharani Finance include Dr. Palani G Periasamy, who is the promoter with the highest holding at 7.09%. The highest public shareholder is Anand Mohan, holding 2.72%. Additionally, individual investors collectively hold a significant portion of 46.91%. There are no mutual funds or foreign institutional investors currently holding shares in the company, and there are no pledged promoter holdings.

How big is Dharani Finance?

As of 24th July, Dharani Finance Ltd has a market capitalization of 5.00 Cr, with recent net sales of 1.41 Cr and net profit of 0.84 Cr over the last four quarters. Shareholder's funds are 8.63 Cr, and total assets are 9.19 Cr as of March 2024.

As of 24th July, <BR><BR>Market Cap: Dharani Finance Ltd has a market capitalization of 5.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 1.41 Cr, while the sum of Net Profit for the same period is 0.84 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds stand at 8.63 Cr, and Total Assets are valued at 9.19 Cr.

When is the next results date for Dharani Finance?

The next results date for Dharani Finance is 12 November 2025.

The next results date for Dharani Finance is scheduled for 12 November 2025.

Is Dharani Finance overvalued or undervalued?

As of November 6, 2025, Dharani Finance is considered very attractive and undervalued with a PE ratio of 9.80, significantly lower than its peers, and has outperformed the Sensex with a return of 35.81% over the past year.

As of 6 November 2025, the valuation grade for Dharani Finance has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 9.80, an EV to EBIT ratio of 6.83, and a PEG ratio of 0.02, all of which suggest that the stock is trading at a significant discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Dharani Finance's valuation metrics stand out favorably. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 37.19, while Life Insurance, which is very attractive, has a PE ratio of 11.62. This stark contrast highlights Dharani Finance's undervaluation relative to its competitors in the non-banking financial company sector. Additionally, despite a recent decline in stock price, the company has outperformed the Sensex over the past year, with a return of 35.81% compared to the Sensex's 3.65%, reinforcing the attractiveness of its current valuation.

How has been the historical performance of Dharani Finance?

Dharani Finance has shown significant improvement in its financial performance, with net sales rising from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25, and a turnaround in profitability, achieving a profit after tax of 0.84 Cr in Mar'25 compared to a loss of 0.30 Cr in Mar'24. The operating profit margin also improved dramatically from -35.14% to 65.71% during the same period.

Answer:<BR>The historical performance of Dharani Finance shows a fluctuating trend in net sales and profitability over the years, with a notable improvement in recent periods.<BR><BR>Breakdown:<BR>Dharani Finance's net sales have increased from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25, indicating a positive growth trajectory. The total operating income followed a similar trend, rising from 0.58 Cr in Mar'23 to 1.40 Cr in Mar'25. The company experienced a significant operating profit (PBDIT) increase, moving from a loss of 0.26 Cr in Mar'24 to a profit of 0.94 Cr in Mar'25. This improvement is reflected in the operating profit margin, which surged from -35.14% in Mar'24 to 65.71% in Mar'25. Profit before tax also turned positive, reaching 0.85 Cr in Mar'25 after a loss of 0.30 Cr in the previous year. Consequently, profit after tax showed a remarkable recovery, from a loss of 0.30 Cr in Mar'24 to a profit of 0.84 Cr in Mar'25. The company's earnings per share (EPS) improved significantly, from -0.60 in Mar'24 to 1.68 in Mar'25. On the balance sheet, total assets decreased slightly from 9.60 Cr in Mar'23 to 9.19 Cr in Mar'24, while total liabilities also decreased from 9.60 Cr to 9.19 Cr in the same period. Overall, Dharani Finance has shown a strong recovery in its financial performance, particularly in profitability and earnings metrics.

Are Dharani Finance Ltd latest results good or bad?

Dharani Finance Ltd's latest results are largely negative, with a 37.50% decline in net profit and a significant drop in PAT margin to 30.30%, despite a year-on-year revenue growth of 43.48%. The stock has also faced considerable bearish pressure, declining over 31% in the past three months, raising concerns about profitability and operational efficiency.

Dharani Finance Ltd's latest results present a mixed picture, leaning towards the negative side. In Q2 FY26, the company reported a net profit of ₹0.10 crores, which is a significant decline of 37.50% compared to the previous quarter. While revenue showed a year-on-year growth of 43.48%, it experienced a sequential decline of 8.33% from the previous quarter, indicating potential challenges in maintaining business momentum.<BR><BR>The company's PAT margin also saw a sharp contraction, dropping to 30.30% from 44.44% in the prior quarter, primarily due to a substantial increase in tax expenses. This margin compression raises concerns about profitability sustainability, especially given the weak return on equity (ROE) of 6.97%, which is below acceptable benchmarks for financial services companies.<BR><BR>Moreover, the stock has faced significant bearish pressure, declining 21.48% over the past month and 31.78% over three months, reflecting investor concerns about operational efficiency and profitability. Overall, while there are some positive indicators in terms of revenue growth, the decline in net profit and margins suggests that the latest results are not favorable for Dharani Finance Ltd.

Should I buy, sell or hold Dharani Finance Ltd?

Why is Dharani Finance Ltd falling/rising?

As of 04-Mar, Dharani Finance Ltd's stock price is Rs 9.01, unchanged from the previous session, but has declined -11.41% over the past week. The stock is trading below its moving averages and near its 52-week low, indicating a bearish trend and diminished investor interest.

As of 04-Mar, Dharani Finance Ltd's stock price is currently at Rs 9.01, showing no change from the previous trading session. However, the stock has been experiencing a downward trend, having fallen consecutively for the last three days, resulting in a significant decline of -11.41% over the past week. This underperformance is notable when compared to the benchmark Sensex, which has only decreased by -3.84% during the same period.<BR><BR>Further analysis reveals that the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Additionally, investor participation has diminished, as evidenced by a drastic drop in delivery volume, which fell by -96.79% against the 5-day average. This lack of interest from investors contributes to the stock's declining price.<BR><BR>Moreover, the stock is close to its 52-week low, being just 2.33% away from Rs 8.8, which may signal a lack of confidence among investors. Overall, the combination of consecutive price falls, underperformance against the sector, low trading volumes, and trading below moving averages are key factors contributing to the decline in Dharani Finance Ltd's stock price.

Which are the latest news on Dharani Finance?