EFC (I)

Why is EFC (I) Ltd falling/rising?

As of 17-Aug, EFC (I) Ltd's stock price is Rs 175.00, down 2.64%, and has significantly underperformed the Sensex with a year-to-date decline of 40.97%. Despite positive long-term growth indicators, concerns about high debt and recent poor performance contribute to the stock's bearish trend.

As of 17-Aug, EFC (I) Ltd's stock price is falling, currently at Rs 175.00, which reflects a decrease of Rs 4.75 or 2.64%. The stock has underperformed significantly compared to the benchmark Sensex, with a one-week decline of 4.84% against a 1.04% drop in the index. Over the past month, the stock has decreased by 7.24%, while the Sensex has only fallen by 0.54%. Year-to-date, EFC (I) has seen a substantial decline of 40.97%, compared to an 8.79% decrease in the benchmark.<BR><BR>Today's performance indicates that the stock is close to its 52-week low, being just 1.91% away from Rs 171.65. It has also underperformed its sector by 1.84% today. The stock experienced a trend reversal, falling after three consecutive days of gains, and reached an intraday low of Rs 173, which is a 3.76% drop. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has been declining, with delivery volume on August 14 dropping by 7.7% compared to the 5-day average. Although there are positive long-term growth indicators, such as a significant increase in net sales and operating profit, the stock's recent performance and high Debt to EBITDA ratio of 3.00 times raise concerns about its ability to service debt. Furthermore, despite positive results over the last 14 quarters, the stock has underperformed the market over the past year, generating a return of -48.20% compared to the market's 3.66% gain. These factors contribute to the current downward pressure on EFC (I) Ltd's stock price.

Which are the latest news on EFC (I)?

Who are in the management team of EFC (I)?

The management team of EFC (I) includes Umesh Sahay (Chairman & Managing Director), Nikhil Dilipbhai Bhuta (Director), Abhishek Narbaria (Whole Time Director), and independent directors Rajesh Vaishnav, Gayathri Srinivasan Iyer, and Mangina Srinivas Rao, along with Aman Kumar Gupta (Company Secretary & Compliance Officer).

The management team of EFC (I) includes the following individuals:<BR><BR>1. Umesh Sahay - Chairman & Managing Director<BR>2. Nikhil Dilipbhai Bhuta - Director<BR>3. Abhishek Narbaria - Whole Time Director<BR>4. Rajesh Vaishnav - Independent Director<BR>5. Gayathri Srinivasan Iyer - Independent Director<BR>6. Aman Kumar Gupta - Company Secretary & Compliance Officer<BR>7. Mangina Srinivas Rao - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does EFC (I) do?

EFC (I) Ltd provides real estate and property management services and was incorporated in 1984. As of June 2026, it reported net sales of 283 Cr and a net profit of 69 Cr, with a market cap of INR 2,676 Cr.

Overview:<BR>EFC (I) Ltd is engaged in providing real estate services, property management services, and renting or leasing services, operating within the Realty industry and classified as a Small Cap company.<BR><BR>History:<BR>EFC (I) Ltd was incorporated on February 27, 1984, and was formerly known as Amani Trading and Exports Limited. The company changed its name to EFC (I) Ltd on July 16, 2022. The most recent quarterly results reported net sales and net profit for the period ending June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 283 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 69 Cr (Quarterly Results - Jun 2026) <BR>Market cap: INR 2,676 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.63 <BR>Return on Equity: 28.68% <BR>Price to Book: 3.26 <BR><BR>Contact Details:<BR>Address: No 32 Milan Park Society, Nr Jawahar Chowk Maninagar Ahmedabad Gujarat : 380008 <BR>Tel: 91-079-25462907 <BR>Email: amaniexports@yahoo.co.in <BR>Website: http://www.efclimited.in

Who are the peers of the EFC (I)?

EFC (I) peers include AGI Infra, TARC Ltd, Arvind SmartSp., Elpro Internatio, Hubtown, Marathon Nextgen, Arkade, Ajmera Realty, and Alembic. EFC (I) has an average management risk, a 1-year return of -45.32%, and is positioned among peers with varying growth and capital structure ratings.

Peers: The peers of EFC (I) are AGI Infra, TARC Ltd, Arvind SmartSp., Elpro Internatio, Hubtown, Marathon Nextgen, Arkade, Ajmera Realty, and Alembic.<BR><BR>Quality Snapshot: Excellent management risk is observed at Arvind SmartSp., while Average management risk is found at AGI Infra, Elpro Internatio, EFC (I), Marathon Nextgen, Arkade, Ajmera Realty, and Alembic, and the rest. Below Average management risk is noted at TARC Ltd and Hubtown. Growth is Excellent at Arvind SmartSp. and EFC (I), Average at AGI Infra, Marathon Nextgen, and Ajmera Realty, Below Average at TARC Ltd, Hubtown, and Arkade, and Good at Alembic. Capital Structure is Good at AGI Infra, Average at Marathon Nextgen, and Below Average at TARC Ltd, Elpro Internatio, EFC (I), Hubtown, Ajmera Realty, and the rest, while Excellent capital structure is noted at Arkade and Alembic.<BR><BR>Return Snapshot: Elpro Internatio has the highest 1-year return at 98.76%, while TARC Ltd has the lowest at -24.16%. EFC (I) has a 1-year return of -45.32%, which is lower than both extremes. Additionally, the six-month return is negative for TARC Ltd, Hubtown, Marathon Nextgen, and Ajmera Realty.

How big is EFC (I)?

As of 14th August, EFC (I) Ltd has a market capitalization of 2,653.41 Cr, with recent Net Sales of 1,099.94 Cr and a Net Profit of 257.14 Cr.

As of 14th August, EFC (I) Ltd has a market capitalization of 2,653.41 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, EFC (I) Ltd reported Net Sales of 1,099.94 Cr and a Net Profit of 257.14 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 543.01 Cr and Total Assets of 1,696.71 Cr.

Are EFC (I) Ltd latest results good or bad?

EFC (I) Ltd's latest results show strong year-on-year growth with a 58.91% increase in net profit, but concerns arise from quarter-on-quarter declines in sales and profit, along with high debt levels. Investors should be cautious due to these challenges despite the company's solid return on equity.

EFC (I) Ltd's latest results present a mixed picture. On one hand, the company reported a consolidated net profit of ₹69.00 crore for Q1 FY27, which is a significant increase of 58.91% year-on-year. Additionally, net sales grew by 28.80% year-on-year to ₹282.88 crore, indicating strong revenue momentum.<BR><BR>However, when looking at the quarter-on-quarter performance, there are concerns. Both net sales and net profit experienced slight declines of 3.41% and 0.58%, respectively. More notably, the operating margin saw a sharp contraction of 555 basis points, falling to 43.47%. This decline raises questions about the sustainability of the company's growth and profitability, especially in a challenging real estate environment.<BR><BR>Moreover, the company's stock has underperformed significantly, down 36.85% year-to-date, which reflects investor concerns about its elevated debt levels and the ability to maintain growth. While the return on equity remains strong at 27.57%, the high leverage indicated by a net debt-to-equity ratio of 1.63 is a significant risk factor.<BR><BR>In summary, while EFC (I) Ltd shows strong year-on-year growth, the sequential declines and high leverage present challenges that could impact its future performance. Investors should be cautious and monitor how the company addresses these issues moving forward.

Should I buy, sell or hold EFC (I) Ltd?

When is the next results date for EFC (I) Ltd?

The next results date for EFC (I) Ltd is 14 February 2026.

The next results date for EFC (I) Ltd is scheduled for 14 February 2026.

Is EFC (I) technically bullish or bearish?

As of December 4, 2025, EFC (I) is in a bearish trend with moderate strength, supported by bearish signals from the MACD, KST, moving averages, and Bollinger Bands across multiple time frames.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance for EFC (I) is bearish with a moderate strength. Key indicators driving this assessment include the weekly MACD and KST both showing bearish signals, along with the daily moving averages confirming a bearish trend. Additionally, Bollinger Bands are bearish on both weekly and monthly time frames. The Dow Theory also indicates a mildly bearish stance on the weekly and monthly charts. Overall, the combination of these indicators suggests a negative outlook for the stock.

Is EFC (I) overvalued or undervalued?

As of December 3, 2025, EFC (I) is fairly valued with a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, making it a competitive investment compared to peers like Elitecon International and MMTC, despite a year-to-date decline of 12.43% against the Sensex's gain of 8.92%.

As of 3 December 2025, the valuation grade for EFC (I) has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, which indicates strong growth potential relative to its price.<BR><BR>In comparison to its peers, EFC (I) stands out with a PE Ratio that is significantly lower than that of Elitecon International, which is very expensive at 197.75, and MMTC, which is risky at 125.09. Additionally, PTC India, which is rated very attractive, has a PE Ratio of 7.21, highlighting EFC's competitive positioning within the industry. Despite recent stock performance lagging behind the Sensex, with a year-to-date decline of 12.43% compared to the Sensex's gain of 8.92%, EFC (I) presents a fair investment opportunity at its current valuation.

How has been the historical performance of EFC (I)?

EFC (I) has demonstrated significant growth over the past four years, with net sales rising from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, and profit after tax reaching 140.77 Cr, reflecting a strong upward trend in revenues and profitability. Total assets also increased to 1,696.71 Cr in Mar'25, indicating robust financial performance.

Answer:<BR>The historical performance of EFC (I) shows significant growth over the past four years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>EFC (I) has experienced remarkable growth in net sales, increasing from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, with a steady rise each year. Total operating income followed a similar trend, reaching 656.74 Cr in Mar'25, up from 0.00 Cr in Mar'22. The company's total expenditure, excluding depreciation, also grew significantly, amounting to 329.07 Cr in Mar'25 compared to just 0.09 Cr in Mar'22. Operating profit (PBDIT) surged to 345.19 Cr in Mar'25 from a mere 0.02 Cr in Mar'22, indicating strong operational efficiency. Profit before tax increased to 199.84 Cr in Mar'25, while profit after tax reached 140.77 Cr, reflecting a PAT margin of 21.43%. The company's total assets rose to 1,696.71 Cr in Mar'25 from 1.65 Cr in Mar'22, with total liabilities also increasing to 1,696.71 Cr. Cash flow from operating activities improved significantly, reaching 133.00 Cr in Mar'25, compared to -50.00 Cr in Mar'23. Overall, EFC (I) has shown a robust upward trajectory in its financial performance, marked by increasing revenues, profits, and asset growth.

Who are the top shareholders of the EFC (I)?

The top shareholders of EFC (I) include Umesh Kumar Sahay with 23.26%, individual investors with 27.38%, and Martina Developers And Fincon Private Limited at 3.95%. Additionally, 14 foreign institutional investors hold 3.87%, and two mutual fund schemes account for 1.63%, with no pledged promoter holdings reported.

The top shareholders of EFC (I) include Umesh Kumar Sahay, who is the promoter with the highest holding at 23.26%. Additionally, individual investors collectively hold 27.38% of the shares. Among public shareholders, Martina Developers And Fincon Private Limited holds 3.95%. The company also has 14 foreign institutional investors (FIIs) holding a combined 3.87%, and two mutual fund schemes that account for 1.63% of the shares. There are no pledged promoter holdings reported.

What is the bonus history of the EFC (I)?

EFC (I) Ltd has announced a 1:1 bonus issue effective February 11, 2025, meaning shareholders will receive an additional share for each share owned on that date. The record and ex-date for this bonus are both February 11, 2025.

EFC (I) Ltd has a recent bonus history that includes a 1:1 bonus issue, which is set to take effect on February 11, 2025. The record date and ex-date for this bonus are both the same, February 11, 2025. This means that shareholders will receive an additional share for each share they own on that date. If you have any more questions about EFC (I) or its corporate actions, feel free to ask!

Has EFC (I) declared dividend?

No Dividend History Available