down arrow

Enova International, Inc.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US29357K1034
USD
136.16
0.76 (0.56%)

Dec 04

NYS

 Click here to see other stocks
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

134.40136.41

52 Week

79.41136.41
Valuation
Technical
Day's Volume

CASH

239.69 k

Shareholding (Mar 2025)

FII

11.88%

Held by 131 FIIs

DII

46.54%

Held by 46 DIIs

Promoter

0.03%

How big is Enova International, Inc.?

22-Jun-2025

As of Jun 18, Enova International, Inc. has a market capitalization of $3.08 billion, with net sales of $2.79 billion and a net profit of $234 million over the latest four quarters.

Market Cap: As of Jun 18, Enova International, Inc. has a market capitalization of 3,077.43 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Enova International, Inc. reported net sales of 2,793.45 million and a net profit of 233.96 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company had shareholder's funds amounting to 1,196.92 million and total assets of 5,266.13 million.

Read More

What does Enova International, Inc. do?

22-Jun-2025

Enova International, Inc. is a technology and analytics company that offers online financial services, focusing on the small-cap market. As of March 2025, it reported net sales of $746 million and a net profit of $73 million, with a market cap of approximately $3.08 billion.

Overview: <BR>Enova International, Inc. is a technology and analytics company that provides online financial services, operating in the finance industry within the small-cap market segment.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 746 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 73 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 3,077.43 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 19.55% <BR>Price to Book: 2.57<BR><BR>Contact Details: <BR>Address: 175 W Jackson Blvd Ste 1000, CHICAGO IL: 60604-2863 <BR>Tel: 1 312 5684200 <BR>Website: https://www.enova.com/

Read More

Who are in the management team of Enova International, Inc.?

22-Jun-2025

As of March 2022, the management team of Enova International, Inc. includes Chairman and CEO David Fisher, Lead Independent Director James Gray, and Independent Directors Linda Rice, Ellen Carnahan, Daniel Feehan, and William Goodyear. They oversee the company's strategic direction and governance.

As of March 2022, the management team of Enova International, Inc. includes the following individuals:<BR><BR>- Mr. David Fisher, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. James Gray, who is the Lead Independent Director.<BR>- Ms. Linda Rice, who is a Director.<BR>- Ms. Ellen Carnahan, who is an Independent Director.<BR>- Mr. Daniel Feehan, who is also an Independent Director.<BR>- Mr. William Goodyear, who serves as an Independent Director. <BR><BR>This team is responsible for overseeing the company's strategic direction and governance.

Read More

Is Enova International, Inc. overvalued or undervalued?

20-Sep-2025

As of August 22, 2025, Enova International, Inc. is considered attractive due to its undervalued financial metrics, including a P/E ratio of 13, a PEG ratio of 0.28, and a strong ROCE of 70.74%, outperforming peers and delivering a 53.05% return over the past year compared to the S&P 500's 17.14%.

As of 22 August 2025, the valuation grade for Enova International, Inc. has moved from very attractive to attractive, indicating a potential shift in market perception. The company appears to be undervalued based on its financial metrics, with a P/E ratio of 13, a PEG ratio of 0.28, and an impressive ROCE of 70.74%. <BR><BR>In comparison to its peers, Enova's P/E ratio is significantly lower than that of Mr. Cooper Group, Inc. at 29.22 and SLM Corp. at 23.91, suggesting that Enova may be trading at a discount relative to its industry. Additionally, its EV to EBITDA ratio of 4.19 is competitive when compared to PennyMac Financial Services, Inc. at 4.33. Over the past year, Enova has delivered a return of 53.05%, outperforming the S&P 500's 17.14%, reinforcing the notion that the stock may be undervalued.

Read More

Is Enova International, Inc. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Enova International, Inc. shows a bullish technical trend overall, despite mixed weekly indicators, outperforming the S&P 500 with a year-to-date return of 27.76% compared to 16.30%.

As of 31 October 2025, the technical trend for Enova International, Inc. has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the Bollinger Bands are bullish on both weekly and monthly time frames. However, the MACD shows a mildly bearish signal on the weekly chart, which contrasts with its bullish monthly signal. The KST is mildly bearish on both weekly and monthly charts, and there is no trend indicated by Dow Theory or OBV.<BR><BR>Enova has outperformed the S&P 500 across multiple periods, with a year-to-date return of 27.76% compared to the S&P 500's 16.30%, and a one-year return of 39.89% versus 19.89%. Overall, the current technical stance is bullish, but with some mixed signals in the weekly indicators.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.91%

  • Healthy long term growth as Operating profit has grown by an annual rate of 22.87%
2

Positive results in Jun 25

3

With ROE of 19.55%, it has a very attractive valuation with a 2.59 Price to Book Value

4

Market Beating performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 3,766 Million (Small Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

20.91%

stock-summary
Price to Book

3.06

Revenue and Profits:
Net Sales:
764 Million
(Quarterly Results - Jun 2025)
Net Profit:
76 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.36%
0%
10.36%
6 Months
46.65%
0%
46.65%
1 Year
28.37%
0%
28.37%
2 Years
204.2%
0%
204.2%
3 Years
242.28%
0%
242.28%
4 Years
258.13%
0%
258.13%
5 Years
501.68%
0%
501.68%

Enova International, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News

Is Enova International, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Enova International, Inc. has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the Bollinger Bands are bullish on both weekly and monthly time frames. However, the MACD shows a mildly bearish signal on the weekly chart, which contrasts with its bullish monthly signal. The KST is mildly bearish on both weekly and monthly charts, and there is no trend indicated by Dow Theory or OBV. Enova has outperformed the S&P 500 across multiple periods, with a year-to-date return of 27.76% compared to the S&P 500's 16.30%, and a one-year return of 39.89% versus 19.89%. Overall, the current technical stance is bullish, but with some mixed signals in the weekly indicators....

Read More

Is Enova International, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Enova International, Inc. has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the monthly MACD and Bollinger Bands also support a bullish outlook. However, the weekly MACD and KST are mildly bearish, suggesting some short-term caution. The Dow Theory confirms a bullish trend on the monthly timeframe. Overall, the strength of the bullish signal is supported by the daily and monthly indicators, despite some mixed signals on the weekly charts. No multi-period return data is available for comparison with the S&P 500....

Read More

Is Enova International, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Enova International, Inc. has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the monthly MACD and Bollinger Bands also support this bullish outlook. However, the weekly MACD and KST show mildly bearish signals, suggesting some short-term caution. The stock has outperformed the S&P 500 across multiple periods, with a year-to-date return of 24.71% compared to 16.30% for the index, and an impressive 678.96% return over the past five years versus 109.18% for the S&P 500. Overall, the current technical stance is bullish, with strength indicated by the monthly trends and moving averages....

Read More
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
17.82%
EBIT Growth (5y)
22.87%
EBIT to Interest (avg)
3.84
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.35%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
97.64%
ROCE (avg)
61.16%
ROE (avg)
23.91%
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
2.59
EV to EBIT
4.46
EV to EBITDA
4.19
EV to Capital Employed
3.16
EV to Sales
1.00
PEG Ratio
0.28
Dividend Yield
NA
ROCE (Latest)
70.74%
ROE (Latest)
19.55%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 77 Schemes (41.48%)

Foreign Institutions

Held by 131 Foreign Institutions (11.88%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 21.58% vs 25.83% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 41.19% vs 12.06% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "764.00",
          "val2": "628.40",
          "chgp": "21.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "194.50",
          "val2": "154.80",
          "chgp": "25.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "82.80",
          "val2": "71.00",
          "chgp": "16.62%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-1.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "76.10",
          "val2": "53.90",
          "chgp": "41.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "241.00%",
          "val2": "230.80%",
          "chgp": "1.02%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 25.51% vs 21.97% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 19.59% vs -15.57% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,657.80",
          "val2": "2,117.60",
          "chgp": "25.51%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "625.00",
          "val2": "460.30",
          "chgp": "35.78%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "290.40",
          "val2": "194.80",
          "chgp": "49.08%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-5.70",
          "val2": "-0.30",
          "chgp": "-1,800.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "209.40",
          "val2": "175.10",
          "chgp": "19.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "220.00%",
          "val2": "199.30%",
          "chgp": "2.07%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
764.00
628.40
21.58%
Operating Profit (PBDIT) excl Other Income
194.50
154.80
25.65%
Interest
82.80
71.00
16.62%
Exceptional Items
-1.00
0.00
Consolidate Net Profit
76.10
53.90
41.19%
Operating Profit Margin (Excl OI)
241.00%
230.80%
1.02%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 21.58% vs 25.83% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 41.19% vs 12.06% in Jun 2024

All Quarterly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
2,657.80
2,117.60
25.51%
Operating Profit (PBDIT) excl Other Income
625.00
460.30
35.78%
Interest
290.40
194.80
49.08%
Exceptional Items
-5.70
-0.30
-1,800.00%
Consolidate Net Profit
209.40
175.10
19.59%
Operating Profit Margin (Excl OI)
220.00%
199.30%
2.07%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 25.51% vs 21.97% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 19.59% vs -15.57% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Enova International, Inc. stock-summary
stock-summary
Enova International, Inc.
Finance
Enova International, Inc. is a technology and analytics company. The Company provides online financial services. As of December 31, 2016, the Company offered or arranged loans to consumers in 33 states in the United States and in the United Kingdom and Brazil. As of December 31, 2016, it also offered financing to small businesses in all 50 states and Washington D.C. in the United States. The Company provides online financial services to non-prime credit consumers and small businesses in the United States, United Kingdom, and Brazil. Its customers include small businesses, which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company's financing products include short-term loans, line of credit accounts, installment loans and receivables purchase agreements (RPAs).
Company Coordinates stock-summary
Company Details
175 W Jackson Blvd Ste 1000 , CHICAGO IL : 60604-2863
stock-summary
Tel: 1 312 5684200
stock-summary
https://www.enova.com/
stock-summary
Registrar Details
Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."